401k

The chart shows the growth of an initial investment of $10,000 in 401k, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

As of Apr 3, 2026, the 401k returned -3.57% Year-To-Date and 26.74% of annualized return in the last 10 years.

Based on dividend-adjusted daily data since Jan 3, 2001, 401k's average daily return is +0.09%, while the average monthly return is +1.22%. At this rate, your investment would double in approximately 4.8 years.

Historically, 59% of months were positive and 41% were negative. The best month was May 2025 with a return of +18.8%, while the worst month was Oct 2008 at -22.7%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 6 months.

On a daily basis, 401k closed higher 54% of trading days. The best single day was Oct 14, 2024 with a return of +248.8%, while the worst single day was Oct 15, 2024 at -72.0%.

401k has an annualized alpha of 11.44%, beta of 1.46, and R² of 0.22 versus S&P 500 Index. Calculated based on daily prices since January 03, 2001.

• This portfolio captured 176.88% of S&P 500 Index gains and 136.31% of its losses — amplifying both gains and losses, but participating more in upside than downside.
• R² of 0.22 means this portfolio moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

401k has a high expense ratio of 1.20%, indicating above-average management fees. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

401k ranks 84 for risk / return — in the top 84% of portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

401k Sharpe ratios as of Apr 3, 2026 (values are recalculated daily):

• 1-Year: 1.79
• 5-Year: 0.21
• 10-Year: 0.31
• All Time: 0.20

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.98 to 1.66, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of 401k compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

401k provided a 7.24% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the 401k. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 401k was 79.28%, occurring on Apr 4, 2025. The portfolio has not yet recovered.

The current 401k drawdown is 59.88%.

The chart below shows the rolling one-month volatility.