2 Dave Ramsey inspired

The chart shows the growth of an initial investment of $10,000 in 2 Dave Ramsey inspired, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

Based on dividend-adjusted daily data since Nov 9, 2018, 2 Dave Ramsey inspired's average daily return is +0.05%, while the average monthly return is +1.02%. At this rate, an investment would double in approximately 5.7 years.

Historically, 64% of months were positive and 36% were negative. The best month was Nov 2020 with a return of +13.4%, while the worst month was Mar 2020 at -13.9%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.

On a daily basis, 2 Dave Ramsey inspired closed higher 55% of trading days. The best single day was Nov 16, 2023 with a return of +17.4%, while the worst single day was Nov 17, 2023 at -14.5%.

2 Dave Ramsey inspired has an annualized alpha of 5.40%, beta of 0.54, and R2 of 0.31 versus S&P 500 Index. Calculated based on daily prices since November 09, 2018.

• This portfolio participated in 92.88% of S&P 500 Index downside but only 89.08% of its upside - more exposed to losses than it benefited from rallies.
• Beta of 0.54 may look defensive, but with R2 of 0.31 this portfolio is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this portfolio's risk.
• R2 of 0.31 means the benchmark explains less than half of this portfolio's behavior - treat beta with caution or consider switching to a more representative benchmark.

2 Dave Ramsey inspired has an expense ratio of 0.27%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

2 Dave Ramsey inspired ranks 80 for risk / return — in the top 80% of Portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

The current 2 Dave Ramsey inspired Sharpe ratio is 2.53 as of Jun 13, 2026 (the value is recalculated daily), calculated over the past 12 months.

Compared to the broad market, where average Sharpe ratios range from 1.53 to 2.41, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of 2 Dave Ramsey inspired compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

2 Dave Ramsey inspired provided a 0.28% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the 2 Dave Ramsey inspired. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the 2 Dave Ramsey inspired was 35.06%, occurring on Mar 23, 2020. Recovery took 160 trading sessions.

The current 2 Dave Ramsey inspired drawdown is 0.80%.

The chart below shows the rolling one-month volatility.