stocks & reasons

// as of 15th november 2025

AMZN -- Grocery-related expansion includes doubling perishable grocery delivery locations to 2,300 cities by 2025, great AWS growth, long-term vision includes margin expansion via automation, AI, and layoffs improving operational efficiency NFLX -- Expanding gaming strategy: Introducing new “Party Game” format where users use their phone as a controller to play social games on their TV, licensing big titles like Red Dead Redemption 2 for mobile as part of membership. (These expansions aim to reduce churn and increase retention by adding more value to subscriptions.) MELI -- Operates mainly in South America where there is little direct competition from Amazon — lots of market potential. Dual business in e-commerce and fintech (via Mercado Pago); rapidly growing advertising segment similar to Amazon’s model. DASH -- Perceived as more insulated from autonomous vehicles compared to Uber, since AV competition is less direct. Strong fundamentals: Revenue growing 25%, orders up 19.5% (~3 billion orders), earnings positive, free cash flow growing at 20% per year. Investing aggressively in AV and robotic delivery technology for long-term advantage. (possible future partnership with waymo to compete with uber) DUOL -- The sell-off might not be due to its fundamentals but part of a broader decline in speculative tech stocks. Compared against other speculative stocks like SMR, Oaklo, quantum computing firms, and Coreweave — all experiencing sharp declines. Fundamentals stay solid, giving Duolingo a great chance of recovery. AAPL -- Apple pays Google ~$1B/year to use a private version of Gemini AI for Siri, boosting capabilities while keeping user data isolated for safe, personalized AI. (Apples strategy of creating a private, device native AI assistant) META -- Strong revenue growth and high analyst price targets make Meta attractive, especially after the recent selloff. GOOGL -- Alphabet’s stock has surged, but with a P/E around 27 and strong AI and cloud-driven growth, it still trades at a reasonable valuation for long-term investors. ADBE -- P/E ~20, forward P/E 14 → solid fundamentals, recurring revenue, buybacks, and growing AI integration make it a relatively low-risk, high-quality growth play. CRM -- Current P/E 35, forward ~19.9 → slightly rich now, but the forward multiple suggests undervaluation relative to expected SaaS growth, AI adoption, and predictable recurring revenue. MA -- Mastercard trades at a P/E of ~35 and forward P/E of ~29, offering a high-quality payments network with durable growth, strong recurring revenue, and AI/innovation tailwinds, making it a solid long-term buy. INTU -- Intuit trades at a premium (~P/E 48, forward P/E ~28) but offers dominant SaaS franchises, AI-driven growth, and strong recurring revenue, making it attractive for long-term investors on pullbacks. EFX -- Equifax trades at a forward P/E of ~23 and trailing P/E ~39, with recurring credit-data revenue and exposure to higher lending volumes in a lower-rate environment, making it a selective long-term buy. SPGI -- S&P Global (SPGI): Trades at a high P/E, but offers dominant ratings, indices, and analytics franchises with recurring revenue, strong cash flow, and exposure to M&A and capital markets, making it a high-quality long-term buy.

//great but overpriced - smaller position for now MSFT -- Microsoft trades at a high P/E of ~36, but its AI-first cloud leadership and strong long-term growth outlook make it a compelling buy for investors with a multi-year horizon. GOOGL -- trades at a solid valuation with strong AI growth, dominant search and ads franchises, and cloud expansion, making it a high-quality long-term buy.