Mom's Merrill Managed IRA STOCKS

Performance

Risk-Adjusted Performance

Dividends

Drawdowns

Volatility

Diversification

Mom's Merrill Managed IRA STOCKS

Currency in USD · Last updated May 10, 2025

Asset Allocation

Position	Category/Sector	Target Weight
AAPL Apple Inc	Technology	6.67%
ABT Abbott Laboratories	Healthcare	6.67%
AMZN Amazon.com, Inc.	Consumer Cyclical	6.67%
BRK-B Berkshire Hathaway Inc.	Financial Services	6.67%
COST Costco Wholesale Corporation	Consumer Defensive	6.67%
CRM salesforce.com, inc.	Technology	6.67%
GOOGL Alphabet Inc Class A	Communication Services	6.67%
JPM JPMorgan Chase & Co.	Financial Services	6.67%
MDT Medtronic plc	Healthcare	6.67%
MRK Merck & Co., Inc.	Healthcare	6.67%
MSFT Microsoft Corporation	Technology	6.67%
TXN Texas Instruments Incorporated	Technology	6.67%
VZ Verizon Communications Inc.	Communication Services	6.67%
WMB The Williams Companies, Inc.	Energy	6.67%
WMT Walmart Inc.	Consumer Defensive	6.67%

Benchmark

Rebalance

Performance

Performance Chart

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The earliest data available for this chart is Aug 19, 2004, corresponding to the inception date of GOOGL

Returns By Period

As of May 10, 2025, the Mom's Merrill Managed IRA STOCKS returned -0.72% Year-To-Date and 17.22% of annualized return in the last 10 years.

	YTD	1M	6M	1Y	5Y*	10Y*
^GSPC S&P 500	-3.77%	3.72%	-5.60%	8.55%	14.11%	10.45%
Mom's Merrill Managed IRA STOCKS	-0.72%	5.39%	-0.89%	14.10%	17.32%	17.20%
Portfolio components:
TXN Texas Instruments Incorporated	-6.66%	10.94%	-20.55%	-5.20%	11.56%	15.31%
AAPL Apple Inc	-20.63%	4.26%	-12.43%	8.82%	21.04%	21.59%
WMB The Williams Companies, Inc.	7.50%	4.70%	4.21%	51.35%	31.40%	6.90%
BRK-B Berkshire Hathaway Inc.	13.34%	-0.40%	10.86%	24.68%	24.17%	13.58%
GOOGL Alphabet Inc Class A	-19.22%	-0.05%	-14.16%	-8.99%	17.00%	19.05%
MSFT Microsoft Corporation	4.30%	15.05%	4.25%	6.59%	19.74%	26.80%
ABT Abbott Laboratories	18.96%	7.52%	15.41%	29.77%	8.70%	13.14%
JPM JPMorgan Chase & Co.	6.78%	11.43%	8.01%	30.28%	26.54%	17.71%
COST Costco Wholesale Corporation	10.29%	4.68%	7.07%	28.72%	28.78%	23.77%
AMZN Amazon.com, Inc.	-12.00%	6.53%	-7.26%	2.98%	9.93%	24.71%
CRM salesforce.com, inc.	-17.49%	7.96%	-14.22%	0.13%	8.74%	14.52%
MRK Merck & Co., Inc.	-22.97%	-2.04%	-24.95%	-39.86%	3.58%	6.22%
MDT Medtronic plc	5.34%	1.14%	-3.25%	4.18%	-0.49%	3.68%
VZ Verizon Communications Inc.	12.82%	1.61%	11.46%	15.28%	0.63%	3.91%
WMT Walmart Inc.	7.60%	7.00%	14.86%	61.56%	20.37%	16.29%

*Annualized

Monthly Returns

The table below presents the monthly returns of Mom's Merrill Managed IRA STOCKS, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2025	4.72%	-0.15%	-4.78%	-0.53%	0.25%								-0.72%
2024	4.04%	3.97%	2.73%	-3.12%	4.56%	3.37%	0.37%	4.38%	1.09%	0.21%	6.42%	-1.97%	28.83%
2023	7.61%	-3.35%	5.74%	3.68%	1.10%	5.28%	2.16%	-1.59%	-4.12%	-0.64%	8.82%	3.96%	31.47%
2022	-2.53%	-1.79%	4.76%	-7.82%	-0.79%	-7.10%	8.59%	-5.39%	-8.08%	7.26%	4.74%	-6.32%	-15.32%
2021	0.22%	0.84%	3.51%	5.00%	0.76%	2.34%	1.98%	3.57%	-2.87%	6.80%	-2.46%	1.73%	23.15%
2020	0.80%	-8.39%	-6.77%	13.24%	2.97%	1.27%	6.43%	11.35%	-3.90%	-2.15%	9.21%	1.05%	25.01%
2019	5.45%	2.91%	3.50%	4.04%	-5.75%	6.96%	2.03%	0.44%	1.55%	1.73%	2.91%	3.38%	32.68%
2018	8.01%	-3.80%	-2.78%	1.52%	3.79%	1.52%	5.83%	5.91%	0.39%	-5.44%	2.95%	-7.26%	9.77%
2017	3.12%	4.67%	0.66%	1.91%	2.92%	-1.11%	2.95%	0.92%	1.23%	4.20%	4.07%	1.75%	30.74%
2016	-5.72%	-2.04%	6.32%	0.25%	5.06%	0.64%	6.14%	1.32%	0.84%	-1.64%	1.22%	1.81%	14.42%
2015	-0.73%	7.62%	-1.42%	2.36%	0.87%	-2.14%	4.83%	-5.95%	-3.43%	10.00%	1.02%	-1.92%	10.42%
2014	-1.63%	3.55%	0.12%	-0.70%	3.03%	3.62%	-0.45%	4.48%	-0.74%	2.67%	3.97%	-3.02%	15.54%

Expense Ratio

Mom's Merrill Managed IRA STOCKS has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

The portfolio doesn't include any funds that charge management fees.

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 77, Mom's Merrill Managed IRA STOCKS is among the top 23% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Portfolio components

	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
TXN Texas Instruments Incorporated	-0.11	0.16	1.02	-0.09	-0.23
AAPL Apple Inc	0.25	0.63	1.09	0.28	0.95
WMB The Williams Companies, Inc.	1.97	2.46	1.35	4.38	11.64
BRK-B Berkshire Hathaway Inc.	1.31	1.87	1.27	3.01	7.59
GOOGL Alphabet Inc Class A	-0.32	-0.27	0.97	-0.35	-0.77
MSFT Microsoft Corporation	0.28	0.63	1.08	0.34	0.75
ABT Abbott Laboratories	1.46	2.01	1.26	1.10	6.72
JPM JPMorgan Chase & Co.	1.09	1.77	1.26	1.43	4.82
COST Costco Wholesale Corporation	1.39	1.96	1.27	1.81	5.32
AMZN Amazon.com, Inc.	0.06	0.33	1.04	0.07	0.20
CRM salesforce.com, inc.	0.02	0.27	1.04	-0.00	-0.00
MRK Merck & Co., Inc.	-1.52	-2.13	0.72	-0.96	-1.76
MDT Medtronic plc	0.20	0.48	1.06	0.14	0.84
VZ Verizon Communications Inc.	0.77	1.17	1.17	0.82	3.35
WMT Walmart Inc.	2.50	3.34	1.46	2.82	9.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Mom's Merrill Managed IRA STOCKS Sharpe ratios as of May 10, 2025 (values are recalculated daily):

1-Year: 0.90
5-Year: 1.08
10-Year: 0.98
All Time: 0.98

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.41 to 0.94, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of Mom's Merrill Managed IRA STOCKS compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.

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Dividends

Dividend yield

Mom's Merrill Managed IRA STOCKS provided a 1.83% dividend yield over the last twelve months.

	TTM	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Portfolio	1.83%	1.79%	2.06%	1.95%	1.74%	2.00%	1.73%	1.92%	1.99%	2.03%	2.56%	1.85%
Portfolio components:
TXN Texas Instruments Incorporated	3.12%	2.81%	2.94%	2.84%	2.23%	2.27%	2.50%	2.78%	2.03%	2.25%	2.55%	2.32%
AAPL Apple Inc	0.38%	0.40%	0.49%	0.70%	0.49%	0.61%	1.04%	1.79%	1.45%	1.93%	1.93%	1.67%
WMB The Williams Companies, Inc.	3.34%	3.51%	5.14%	5.17%	6.30%	7.98%	6.41%	6.17%	3.94%	5.39%	9.53%	4.36%
BRK-B Berkshire Hathaway Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
GOOGL Alphabet Inc Class A	0.52%	0.32%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MSFT Microsoft Corporation	0.72%	0.73%	0.74%	1.06%	0.68%	0.94%	1.20%	1.69%	1.86%	2.37%	2.33%	2.48%
ABT Abbott Laboratories	1.71%	1.95%	1.85%	1.71%	1.28%	1.32%	1.47%	1.55%	1.86%	2.71%	2.14%	1.95%
JPM JPMorgan Chase & Co.	2.00%	1.92%	2.38%	2.98%	2.34%	2.83%	2.37%	2.54%	1.91%	2.13%	2.54%	2.49%
COST Costco Wholesale Corporation	0.47%	0.49%	2.87%	0.76%	0.54%	3.38%	0.86%	1.08%	4.81%	1.09%	4.06%	0.97%
AMZN Amazon.com, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
CRM salesforce.com, inc.	0.59%	0.48%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MRK Merck & Co., Inc.	4.16%	3.14%	2.72%	2.52%	3.41%	3.03%	2.48%	2.60%	3.36%	3.14%	3.43%	3.12%
MDT Medtronic plc	3.35%	3.49%	3.34%	3.44%	2.39%	1.95%	1.87%	2.15%	2.24%	2.34%	1.88%	1.66%
VZ Verizon Communications Inc.	6.19%	6.68%	6.96%	6.53%	4.86%	4.21%	3.95%	4.22%	4.39%	4.26%	4.79%	4.57%
WMT Walmart Inc.	0.92%	0.92%	1.45%	1.58%	1.52%	1.50%	1.78%	2.23%	2.07%	2.89%	3.20%	2.24%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Mom's Merrill Managed IRA STOCKS. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Mom's Merrill Managed IRA STOCKS was 46.70%, occurring on Mar 9, 2009. Recovery took 253 trading sessions.

The current Mom's Merrill Managed IRA STOCKS drawdown is 5.87%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-46.7%	Dec 27, 2007	301	Mar 9, 2009	253	Mar 10, 2010	554
-25.56%	Feb 20, 2020	23	Mar 23, 2020	75	Jul 9, 2020	98
-21.12%	Nov 5, 2021	227	Sep 30, 2022	187	Jun 30, 2023	414
-16.99%	Oct 3, 2018	57	Dec 24, 2018	55	Mar 15, 2019	112
-15.35%	Dec 2, 2015	46	Feb 8, 2016	77	May 27, 2016	123

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 15 assets, with an effective number of assets of 15.00, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	^GSPC	WMB	VZ	MRK	WMT	ABT	MDT	AAPL	CRM	COST	BRK-B	AMZN	JPM	GOOGL	TXN	MSFT	Portfolio
^GSPC	1.00	0.53	0.46	0.46	0.46	0.54	0.56	0.59	0.59	0.57	0.61	0.61	0.69	0.63	0.68	0.69	0.91
WMB	0.53	1.00	0.27	0.26	0.19	0.24	0.30	0.30	0.30	0.22	0.37	0.27	0.40	0.29	0.34	0.29	0.52
VZ	0.46	0.27	1.00	0.38	0.35	0.35	0.35	0.23	0.23	0.32	0.36	0.23	0.36	0.24	0.30	0.30	0.49
MRK	0.46	0.26	0.38	1.00	0.31	0.45	0.39	0.23	0.24	0.31	0.35	0.24	0.34	0.25	0.28	0.30	0.49
WMT	0.46	0.19	0.35	0.31	1.00	0.35	0.32	0.25	0.23	0.55	0.33	0.29	0.31	0.27	0.28	0.33	0.49
ABT	0.54	0.24	0.35	0.45	0.35	1.00	0.52	0.29	0.31	0.37	0.37	0.32	0.37	0.34	0.36	0.39	0.57
MDT	0.56	0.30	0.35	0.39	0.32	0.52	1.00	0.30	0.32	0.35	0.43	0.31	0.41	0.35	0.38	0.38	0.58
AAPL	0.59	0.30	0.23	0.23	0.25	0.29	0.30	1.00	0.42	0.36	0.33	0.47	0.35	0.51	0.47	0.51	0.64
CRM	0.59	0.30	0.23	0.24	0.23	0.31	0.32	0.42	1.00	0.35	0.32	0.51	0.35	0.46	0.45	0.50	0.66
COST	0.57	0.22	0.32	0.31	0.55	0.37	0.35	0.36	0.35	1.00	0.36	0.41	0.36	0.38	0.40	0.43	0.60
BRK-B	0.61	0.37	0.36	0.35	0.33	0.37	0.43	0.33	0.32	0.36	1.00	0.33	0.58	0.38	0.41	0.38	0.60
AMZN	0.61	0.27	0.23	0.24	0.29	0.32	0.31	0.47	0.51	0.41	0.33	1.00	0.35	0.58	0.46	0.55	0.68
JPM	0.69	0.40	0.36	0.34	0.31	0.37	0.41	0.35	0.35	0.36	0.58	0.35	1.00	0.39	0.45	0.40	0.64
GOOGL	0.63	0.29	0.24	0.25	0.27	0.34	0.35	0.51	0.46	0.38	0.38	0.58	0.39	1.00	0.46	0.56	0.68
TXN	0.68	0.34	0.30	0.28	0.28	0.36	0.38	0.47	0.45	0.40	0.41	0.46	0.45	0.46	1.00	0.52	0.68
MSFT	0.69	0.29	0.30	0.30	0.33	0.39	0.38	0.51	0.50	0.43	0.38	0.55	0.40	0.56	0.52	1.00	0.70
Portfolio	0.91	0.52	0.49	0.49	0.49	0.57	0.58	0.64	0.66	0.60	0.60	0.68	0.64	0.68	0.68	0.70	1.00

The correlation results are calculated based on daily price changes starting from Aug 20, 2004

Performance Analysis

Risk Analysis

Optimization

Factor Model

Mom's Merrill Managed IRA STOCKS

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Expense Ratio

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

Risk-Adjusted Performance Indicators

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table

Performance Analysis

Risk Analysis

Optimization

Factor Model

Portfolios

Screeners

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