FBALX / SWVXX - 55 / 45
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
FBALX Fidelity Balanced Fund | Diversified Portfolio | 55% |
VISTX Vanguard Institutional Short-Term Bond Fund | Short-Term Bond | 45% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in FBALX / SWVXX - 55 / 45, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Oct 30, 2015, corresponding to the inception date of VISTX
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -6.06% | -3.27% | -4.87% | 9.44% | 14.30% | 10.11% |
| FBALX / SWVXX - 55 / 45 | -1.17% | -0.80% | -1.07% | 5.16% | 4.36% | N/A |
| Portfolio components: | ||||||
FBALX Fidelity Balanced Fund | -3.62% | -1.86% | -4.00% | 3.90% | 6.09% | 4.18% |
VISTX Vanguard Institutional Short-Term Bond Fund | 1.84% | 0.47% | 2.56% | 6.62% | 1.91% | N/A |
Monthly Returns
The table below presents the monthly returns of FBALX / SWVXX - 55 / 45, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.25% | 0.06% | -2.06% | -0.40% | -1.17% | ||||||||
| 2024 | 0.92% | 1.69% | 1.56% | -1.86% | 2.34% | 1.59% | 1.10% | 1.51% | 1.31% | -2.40% | 2.53% | -1.68% | 8.78% |
| 2023 | 3.88% | -1.49% | 2.46% | 0.98% | 0.11% | 2.07% | 1.39% | -0.45% | -2.17% | -1.49% | 4.68% | 2.54% | 12.95% |
| 2022 | -2.87% | -1.20% | 0.23% | -4.53% | 0.12% | -3.70% | 4.04% | -2.37% | -4.80% | -1.33% | 3.00% | -2.20% | -14.91% |
| 2021 | -0.30% | 1.33% | 1.41% | 2.14% | 0.44% | 1.01% | 0.67% | 1.02% | -1.76% | -1.75% | -0.78% | 0.78% | 4.19% |
| 2020 | 0.78% | -2.35% | -6.10% | 6.26% | 2.89% | 1.80% | 2.81% | 2.88% | -1.18% | -2.75% | 4.75% | 1.53% | 11.17% |
| 2019 | 3.79% | 1.43% | 1.12% | 1.92% | -2.15% | 2.95% | 0.56% | -0.07% | 0.46% | 0.92% | 1.53% | 0.27% | 13.39% |
| 2018 | 2.20% | -1.65% | -0.54% | 0.11% | 1.33% | 0.48% | 1.26% | 1.24% | -0.11% | -6.63% | 0.61% | -3.28% | -5.21% |
| 2017 | 1.18% | 1.79% | 0.26% | 0.73% | 0.94% | 0.13% | 1.03% | 0.45% | 0.65% | -1.81% | 0.78% | -0.43% | 5.82% |
| 2016 | -2.08% | -0.19% | 2.84% | 0.75% | 0.55% | 0.30% | 1.70% | 0.27% | 0.17% | -1.44% | 0.48% | 0.41% | 3.72% |
| 2015 | 0.23% | -1.03% | -0.80% |
Expense Ratio
FBALX / SWVXX - 55 / 45 has an expense ratio of 0.29%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of FBALX / SWVXX - 55 / 45 is 56, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
FBALX Fidelity Balanced Fund | 0.26 | 0.45 | 1.06 | 0.25 | 0.91 |
VISTX Vanguard Institutional Short-Term Bond Fund | 4.02 | 6.71 | 2.00 | 9.46 | 26.01 |
Dividends
Dividend yield
FBALX / SWVXX - 55 / 45 provided a 5.35% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 5.35% | 5.22% | 3.02% | 5.22% | 5.80% | 4.14% | 3.55% | 7.09% | 5.15% | 2.33% | 4.53% | 5.80% |
| Portfolio components: | ||||||||||||
FBALX Fidelity Balanced Fund | 5.94% | 5.67% | 2.28% | 8.06% | 9.66% | 5.90% | 4.24% | 10.99% | 7.90% | 3.07% | 7.96% | 10.55% |
VISTX Vanguard Institutional Short-Term Bond Fund | 4.63% | 4.67% | 3.91% | 1.75% | 1.07% | 1.98% | 2.71% | 2.33% | 1.78% | 1.43% | 0.33% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the FBALX / SWVXX - 55 / 45. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the FBALX / SWVXX - 55 / 45 was 20.87%, occurring on Oct 14, 2022. Recovery took 438 trading sessions.
The current FBALX / SWVXX - 55 / 45 drawdown is 3.49%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -20.87% | Sep 3, 2021 | 281 | Oct 14, 2022 | 438 | Jul 16, 2024 | 719 |
| -15.6% | Feb 20, 2020 | 23 | Mar 23, 2020 | 52 | Jun 5, 2020 | 75 |
| -11.33% | Aug 30, 2018 | 80 | Dec 24, 2018 | 145 | Jul 24, 2019 | 225 |
| -7.03% | Dec 9, 2024 | 82 | Apr 8, 2025 | — | — | — |
| -5.81% | Dec 2, 2015 | 49 | Feb 11, 2016 | 46 | Apr 19, 2016 | 95 |
Volatility
Volatility Chart
The current FBALX / SWVXX - 55 / 45 volatility is 4.63%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 1.98, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | VISTX | FBALX | Portfolio | |
|---|---|---|---|---|
| ^GSPC | 1.00 | -0.03 | 0.96 | 0.94 |
| VISTX | -0.03 | 1.00 | 0.05 | 0.14 |
| FBALX | 0.96 | 0.05 | 1.00 | 0.99 |
| Portfolio | 0.94 | 0.14 | 0.99 | 1.00 |