HappyFolio2
Long term balanced portfolio between general market, tech, energy and healthcare
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
QQQ Invesco QQQ | Large Cap Blend Equities | 30% |
SPY SPDR S&P 500 ETF | Large Cap Growth Equities | 30% |
XLE Energy Select Sector SPDR Fund | Energy Equities | 20% |
XLV Health Care Select Sector SPDR Fund | Health & Biotech Equities | 20% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in HappyFolio2, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Mar 10, 1999, corresponding to the inception date of QQQ
Returns By Period
As of Jul 25, 2024, the HappyFolio2 returned 12.58% Year-To-Date and 12.87% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 13.20% | -1.28% | 10.32% | 18.23% | 12.31% | 10.58% |
| HappyFolio2 | 12.31% | -1.06% | 9.76% | 18.30% | 16.81% | 12.87% |
| Portfolio components: | ||||||
SPY SPDR S&P 500 ETF | 13.99% | -1.30% | 11.16% | 20.65% | 14.08% | 12.60% |
QQQ Invesco QQQ | 12.23% | -4.60% | 8.45% | 22.52% | 19.44% | 17.85% |
XLE Energy Select Sector SPDR Fund | 11.39% | 1.45% | 10.84% | 10.97% | 13.43% | 3.16% |
XLV Health Care Select Sector SPDR Fund | 10.17% | 2.06% | 7.88% | 12.42% | 12.06% | 10.99% |
Monthly Returns
The table below presents the monthly returns of HappyFolio2, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 1.51% | 4.44% | 3.88% | -3.71% | 3.74% | 3.12% | 12.31% | ||||||
| 2023 | 5.28% | -3.10% | 4.58% | 1.81% | -0.39% | 6.06% | 3.91% | -0.73% | -2.94% | -3.06% | 7.02% | 4.05% | 24.00% |
| 2022 | -1.79% | -0.56% | 5.84% | -8.03% | 3.35% | -9.40% | 9.10% | -3.39% | -8.46% | 10.58% | 4.42% | -5.33% | -6.12% |
| 2021 | 0.80% | 4.93% | 3.34% | 4.29% | 1.29% | 3.86% | 0.89% | 2.30% | -2.77% | 7.55% | -1.25% | 4.06% | 33.00% |
| 2020 | -1.84% | -8.41% | -12.59% | 17.04% | 4.39% | 1.67% | 4.09% | 5.84% | -5.96% | -3.21% | 13.75% | 4.28% | 16.12% |
| 2019 | 8.30% | 2.55% | 2.27% | 2.33% | -7.07% | 7.54% | 0.51% | -2.84% | 1.58% | 2.60% | 3.66% | 3.72% | 27.11% |
| 2018 | 6.34% | -4.50% | -2.38% | 2.43% | 3.07% | 0.94% | 3.57% | 2.88% | 1.15% | -8.27% | 1.83% | -9.57% | -3.81% |
| 2017 | 1.89% | 3.41% | 0.30% | 0.83% | 1.09% | 0.37% | 2.52% | -0.04% | 2.63% | 1.77% | 2.44% | 1.46% | 20.28% |
| 2016 | -5.80% | -1.14% | 6.67% | 1.57% | 2.01% | 0.19% | 3.97% | 0.02% | 1.31% | -2.84% | 3.35% | 1.45% | 10.66% |
| 2015 | -2.17% | 5.62% | -1.27% | 1.98% | 0.84% | -2.13% | 1.09% | -6.36% | -3.94% | 9.74% | 0.23% | -2.77% | -0.15% |
| 2014 | -2.61% | 5.19% | -0.44% | 1.03% | 2.94% | 3.10% | -0.72% | 4.11% | -2.06% | 1.85% | 1.30% | -1.11% | 12.96% |
| 2013 | 5.51% | 0.83% | 3.83% | 1.65% | 2.68% | -1.69% | 5.93% | -1.93% | 3.47% | 4.58% | 2.91% | 2.37% | 34.25% |
Expense Ratio
HappyFolio2 has an expense ratio of 0.14%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of HappyFolio2 is 69, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SPY SPDR S&P 500 ETF | 1.73 | 2.42 | 1.30 | 1.70 | 6.79 |
QQQ Invesco QQQ | 1.35 | 1.87 | 1.24 | 1.58 | 6.75 |
XLE Energy Select Sector SPDR Fund | 0.58 | 0.94 | 1.11 | 0.80 | 1.59 |
XLV Health Care Select Sector SPDR Fund | 1.11 | 1.59 | 1.20 | 0.99 | 3.68 |
Dividends
Dividend yield
HappyFolio2 granted a 1.51% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HappyFolio2 | 1.51% | 1.63% | 1.77% | 1.60% | 2.04% | 2.32% | 1.91% | 1.69% | 1.70% | 1.88% | 1.72% | 1.50% |
| Portfolio components: | ||||||||||||
SPY SPDR S&P 500 ETF | 1.27% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% | 1.81% |
QQQ Invesco QQQ | 0.63% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% | 1.41% | 1.01% |
XLE Energy Select Sector SPDR Fund | 3.18% | 3.55% | 3.68% | 4.21% | 5.62% | 5.73% | 3.54% | 3.03% | 2.26% | 3.39% | 2.35% | 1.73% |
XLV Health Care Select Sector SPDR Fund | 1.50% | 1.59% | 1.47% | 1.33% | 1.49% | 2.16% | 1.56% | 1.46% | 1.59% | 1.43% | 1.34% | 1.51% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below displays the maximum drawdowns of the HappyFolio2. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the HappyFolio2 was 53.50%, occurring on Oct 9, 2002. Recovery took 1095 trading sessions.
The current HappyFolio2 drawdown is 3.68%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -53.5% | Mar 27, 2000 | 637 | Oct 9, 2002 | 1095 | Feb 15, 2007 | 1732 |
| -49.24% | Nov 1, 2007 | 339 | Mar 9, 2009 | 483 | Feb 4, 2011 | 822 |
| -34.66% | Feb 20, 2020 | 23 | Mar 23, 2020 | 94 | Aug 5, 2020 | 117 |
| -21.53% | Oct 4, 2018 | 56 | Dec 24, 2018 | 216 | Nov 1, 2019 | 272 |
| -18.09% | Jul 25, 2011 | 50 | Oct 3, 2011 | 85 | Feb 3, 2012 | 135 |
Volatility
Volatility Chart
The current HappyFolio2 volatility is 2.86%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| XLE | XLV | QQQ | SPY | |
|---|---|---|---|---|
| XLE | 1.00 | 0.39 | 0.40 | 0.57 |
| XLV | 0.39 | 1.00 | 0.62 | 0.74 |
| QQQ | 0.40 | 0.62 | 1.00 | 0.86 |
| SPY | 0.57 | 0.74 | 0.86 | 1.00 |