Crecer
Experiment
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
BRK-B Berkshire Hathaway Inc. | Financial Services | 100% |
COST Costco Wholesale Corporation | Consumer Defensive | 0% |
JPM JPMorgan Chase & Co. | Financial Services | 0% |
QQQ Invesco QQQ | Large Cap Blend Equities | 0% |
SPOT Spotify Technology S.A. | Communication Services | 0% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 0% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Crecer, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Apr 3, 2018, corresponding to the inception date of SPOT
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -13.73% | -12.06% | -11.77% | -2.50% | 13.85% | 9.30% |
| Crecer | 8.88% | -0.42% | 8.83% | 17.90% | 21.02% | N/A |
| Portfolio components: | ||||||
BRK-B Berkshire Hathaway Inc. | 8.88% | -0.42% | 8.83% | 17.90% | 21.02% | 13.18% |
JPM JPMorgan Chase & Co. | -11.28% | -12.67% | 0.82% | 8.97% | 20.82% | 16.28% |
COST Costco Wholesale Corporation | 0.13% | -4.96% | 5.17% | 29.11% | 26.77% | 22.14% |
SPOT Spotify Technology S.A. | 12.50% | -5.41% | 38.67% | 62.19% | 32.08% | N/A |
QQQ Invesco QQQ | -17.20% | -13.93% | -12.06% | -3.45% | 16.90% | 15.64% |
VOO Vanguard S&P 500 ETF | -13.30% | -11.78% | -10.21% | -0.99% | 14.88% | 11.27% |
Monthly Returns
The table below presents the monthly returns of Crecer, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.40% | 9.64% | 3.65% | -7.33% | 8.88% | ||||||||
| 2024 | 7.59% | 6.69% | 2.72% | -5.66% | 4.45% | -1.83% | 7.79% | 8.53% | -3.29% | -2.03% | 7.12% | -6.16% | 27.09% |
| 2023 | 0.85% | -2.04% | 1.18% | 6.41% | -2.27% | 6.20% | 3.21% | 2.34% | -2.75% | -2.56% | 5.47% | -0.93% | 15.46% |
| 2022 | 4.69% | 2.69% | 9.79% | -8.52% | -2.12% | -13.60% | 10.10% | -6.59% | -4.91% | 10.51% | 7.97% | -3.04% | 3.31% |
| 2021 | -1.73% | 5.55% | 6.22% | 7.63% | 5.27% | -3.98% | 0.13% | 2.69% | -4.49% | 5.15% | -3.60% | 8.06% | 28.95% |
| 2020 | -0.91% | -8.06% | -11.39% | 2.48% | -0.95% | -3.81% | 9.67% | 11.37% | -2.34% | -5.18% | 13.38% | 1.29% | 2.37% |
| 2019 | 0.67% | -2.06% | -0.20% | 7.87% | -8.90% | 7.98% | -3.63% | -0.98% | 2.27% | 2.19% | 3.63% | 2.81% | 10.93% |
| 2018 | -2.14% | -1.14% | -2.55% | 6.01% | 5.48% | 2.58% | -4.12% | 6.31% | -6.44% | 3.14% |
Expense Ratio
Crecer has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 92, Crecer is among the top 8% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
BRK-B Berkshire Hathaway Inc. | 0.99 | 1.42 | 1.20 | 2.08 | 5.00 |
JPM JPMorgan Chase & Co. | 0.33 | 0.62 | 1.09 | 0.37 | 1.55 |
COST Costco Wholesale Corporation | 1.48 | 1.95 | 1.26 | 1.77 | 5.93 |
SPOT Spotify Technology S.A. | 1.68 | 2.42 | 1.32 | 2.86 | 11.76 |
QQQ Invesco QQQ | -0.18 | -0.10 | 0.99 | -0.18 | -0.70 |
VOO Vanguard S&P 500 ETF | -0.07 | 0.01 | 1.00 | -0.07 | -0.36 |
Dividends
Dividend yield
Crecer provided a 0.00% dividend yield over the last twelve months.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Crecer. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Crecer was 29.57%, occurring on Mar 23, 2020. Recovery took 166 trading sessions.
The current Crecer drawdown is 8.22%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -29.57% | Jan 21, 2020 | 44 | Mar 23, 2020 | 166 | Nov 16, 2020 | 210 |
| -26.58% | Mar 29, 2022 | 137 | Oct 12, 2022 | 204 | Aug 7, 2023 | 341 |
| -16.09% | Oct 10, 2018 | 52 | Dec 24, 2018 | 244 | Dec 12, 2019 | 296 |
| -10.46% | Sep 20, 2023 | 28 | Oct 27, 2023 | 58 | Jan 23, 2024 | 86 |
| -8.37% | Nov 29, 2024 | 28 | Jan 10, 2025 | 26 | Feb 19, 2025 | 54 |
Volatility
Volatility Chart
The current Crecer volatility is 8.67%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| SPOT | COST | JPM | BRK-B | QQQ | VOO | |
|---|---|---|---|---|---|---|
| SPOT | 1.00 | 0.28 | 0.21 | 0.21 | 0.54 | 0.47 |
| COST | 0.28 | 1.00 | 0.26 | 0.36 | 0.57 | 0.58 |
| JPM | 0.21 | 0.26 | 1.00 | 0.72 | 0.42 | 0.61 |
| BRK-B | 0.21 | 0.36 | 0.72 | 1.00 | 0.46 | 0.66 |
| QQQ | 0.54 | 0.57 | 0.42 | 0.46 | 1.00 | 0.91 |
| VOO | 0.47 | 0.58 | 0.61 | 0.66 | 0.91 | 1.00 |