Living & Staying Rich Portfolio - [Stocks]

Asset Allocation

Position	Category/Sector	Target Weight
ABT Abbott Laboratories	Healthcare	5.88%
AZO AutoZone, Inc.	Consumer Cyclical	5.88%
BN Brookfield Corp	Financial Services	5.88%
BRK-B Berkshire Hathaway Inc.	Financial Services	5.88%
BRO Brown & Brown, Inc.	Financial Services	5.88%
CB Chubb Limited	Financial Services	5.88%
COST Costco Wholesale Corporation	Consumer Defensive	5.88%
FAST Fastenal Company	Industrials	5.88%
FFH.TO Fairfax Financial Holdings Limited	Financial Services	5.88%
HEI HEICO Corporation	Industrials	5.88%
IDXX IDEXX Laboratories, Inc.	Healthcare	5.88%
MA Mastercard Inc	Financial Services	5.88%
MCO Moody's Corporation	Financial Services	5.88%
ROL Rollins, Inc.	Consumer Cyclical	5.88%
TDG TransDigm Group Incorporated	Industrials	5.88%
V Visa Inc.	Financial Services	5.88%
WMT Walmart Inc.	Consumer Defensive	5.88%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Living & Staying Rich Portfolio - [Stocks], comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

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The earliest data available for this chart is Mar 19, 2008, corresponding to the inception date of V

Returns By Period

As of Apr 3, 2026, the Living & Staying Rich Portfolio - [Stocks] returned -6.03% Year-To-Date and 19.17% of annualized return in the last 10 years.

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-3.43%	-3.84%	-1.98%	16.08%	16.86%	10.37%	12.29%
Portfolio Living & Staying Rich Portfolio - [Stocks]	0.36%	-5.76%	-6.03%	-6.45%	0.62%	18.95%	15.35%	19.17%
Portfolio components:
ABT Abbott Laboratories	0.48%	-9.45%	-17.48%	-21.91%	-20.56%	2.41%	-1.07%	11.35%
CB Chubb Limited	0.36%	-2.66%	5.50%	17.41%	10.30%	20.29%	17.37%	12.58%
FAST Fastenal Company	-0.71%	0.15%	16.01%	-2.85%	21.20%	22.80%	15.36%	17.67%
WMT Walmart Inc.	0.84%	-1.46%	13.14%	24.19%	41.38%	37.98%	24.34%	20.62%
AZO AutoZone, Inc.	-0.76%	-6.51%	0.27%	-20.06%	-10.73%	10.63%	19.10%	15.67%
BRK-B Berkshire Hathaway Inc.	-0.24%	-0.83%	-5.03%	-3.74%	-11.23%	15.44%	13.08%	12.79%
BRO Brown & Brown, Inc.	2.41%	-8.61%	-17.06%	-29.12%	-46.52%	5.28%	7.96%	15.06%
BN Brookfield Corp	0.37%	-4.74%	-10.74%	-9.73%	13.46%	24.67%	12.29%	14.68%
COST Costco Wholesale Corporation	1.85%	0.71%	17.86%	11.02%	5.74%	28.60%	24.74%	22.54%
FFH.TO Fairfax Financial Holdings Limited	0.00%	-1.21%	-10.61%	-2.81%	13.58%	38.07%	32.66%	13.93%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Mar 2, 2009, Living & Staying Rich Portfolio - [Stocks]'s average daily return is +0.08%, while the average monthly return is +1.67%. At this rate, your investment would double in approximately 3.5 years.

Historically, 70% of months were positive and 30% were negative. The best month was Nov 2020 with a return of +12.8%, while the worst month was Mar 2020 at -14.4%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 3 months.

On a daily basis, Living & Staying Rich Portfolio - [Stocks] closed higher 56% of trading days. The best single day was Mar 24, 2020 with a return of +9.7%, while the worst single day was Mar 16, 2020 at -11.1%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	-0.29%	0.85%	-6.95%	0.43%									-6.03%
2025	4.74%	4.98%	-1.24%	0.81%	5.15%	1.16%	-0.85%	2.50%	0.28%	-4.51%	4.39%	-0.70%	17.48%
2024	4.49%	5.54%	1.62%	-3.82%	4.36%	0.17%	5.18%	4.84%	1.53%	-1.95%	7.90%	-4.92%	26.88%
2023	7.94%	-2.95%	1.43%	4.28%	-3.74%	8.36%	2.22%	-0.63%	-4.07%	-1.11%	9.57%	4.99%	28.12%
2022	-5.26%	-0.17%	5.91%	-6.31%	-1.71%	-6.53%	8.87%	-4.91%	-7.16%	9.94%	7.46%	-5.00%	-6.99%
2021	-5.03%	3.87%	4.19%	7.18%	0.44%	1.23%	4.14%	0.76%	-3.55%	6.20%	-2.24%	8.09%	27.21%

Benchmark Metrics

Living & Staying Rich Portfolio - [Stocks] has an annualized alpha of 8.16%, beta of 0.87, and R² of 0.84 versus S&P 500 Index. Calculated based on daily prices since March 02, 2009.

This portfolio captured 102.60% of S&P 500 Index gains but only 65.43% of its losses — a favorable profile for investors.
This portfolio generated an annualized alpha of 8.16% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
With beta of 0.87 and R² of 0.84, this portfolio moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

Alpha: 8.16%

Beta: 0.87

R²: 0.84

Upside Capture: 102.60%

Downside Capture: 65.43%

Expense Ratio

Living & Staying Rich Portfolio - [Stocks] has an expense ratio of 0.00%, meaning no management fees are charged. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

The portfolio doesn't include any funds that charge management fees.

Return for Risk

Risk / Return Rank

Living & Staying Rich Portfolio - [Stocks] ranks 10 for risk / return — in the bottom 10% of portfolios on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	0.04	0.88	-0.84
Sortino ratio Return per unit of downside risk	0.17	1.37	-1.20
Omega ratio Gain probability vs. loss probability	1.02	1.21	-0.19
Calmar ratio Return relative to maximum drawdown	1.16	1.39	-0.23
Martin ratio Return relative to average drawdown	4.14	6.43	-2.29
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
ABT Abbott Laboratories	7	-0.89	-1.08	0.85	-0.81	-2.01
CB Chubb Limited	55	0.52	0.85	1.11	0.88	1.75
FAST Fastenal Company	62	0.83	1.31	1.17	1.00	2.14
WMT Walmart Inc.	87	1.72	2.65	1.33	3.92	10.75
AZO AutoZone, Inc.	22	-0.43	-0.42	0.95	-0.42	-0.91
BRK-B Berkshire Hathaway Inc.	15	-0.62	-0.73	0.90	-0.70	-1.19
BRO Brown & Brown, Inc.	2	-1.65	-2.39	0.68	-0.96	-1.58
BN Brookfield Corp	53	0.41	0.78	1.11	0.67	1.94
COST Costco Wholesale Corporation	45	0.29	0.56	1.07	0.36	0.72
FFH.TO Fairfax Financial Holdings Limited	57	0.60	0.93	1.13	0.96	1.97

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Living & Staying Rich Portfolio - [Stocks] Sharpe ratios as of Apr 3, 2026 (values are recalculated daily):

1-Year: 0.04
5-Year: 0.98
10-Year: 1.10
All Time: 1.24

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.98 to 1.66, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of Living & Staying Rich Portfolio - [Stocks] compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

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Dividends

Dividend yield

Living & Staying Rich Portfolio - [Stocks] provided a 1.21% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	1.21%	1.10%	1.07%	1.16%	1.10%	0.80%	1.12%	1.59%	1.08%	1.70%	1.79%	1.51%
Portfolio components:
ABT Abbott Laboratories	2.33%	1.88%	1.95%	1.85%	1.71%	1.28%	1.32%	1.47%	1.55%	1.86%	2.71%	2.14%
CB Chubb Limited	1.18%	1.22%	1.30%	1.51%	1.49%	1.65%	2.01%	1.91%	2.24%	1.93%	2.07%	4.23%
FAST Fastenal Company	1.94%	2.18%	2.17%	2.75%	2.62%	1.75%	2.87%	2.35%	2.95%	2.34%	2.55%	2.74%
WMT Walmart Inc.	0.76%	0.84%	0.92%	1.45%	1.58%	1.52%	1.50%	1.78%	2.23%	2.07%	2.89%	3.20%
AZO AutoZone, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
BRK-B Berkshire Hathaway Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
BRO Brown & Brown, Inc.	0.96%	0.77%	0.53%	0.67%	0.74%	0.54%	0.73%	0.82%	1.11%	1.08%	1.12%	1.41%
BN Brookfield Corp	0.61%	0.52%	0.56%	0.70%	1.44%	1.12%	1.55%	1.11%	1.56%	1.29%	1.58%	1.50%
COST Costco Wholesale Corporation	0.51%	0.59%	0.49%	2.87%	0.76%	0.54%	3.38%	0.86%	1.08%	4.81%	1.09%	4.06%
FFH.TO Fairfax Financial Holdings Limited	0.88%	0.82%	1.01%	1.10%	1.56%	2.05%	3.01%	2.17%	2.07%	1.97%	2.24%	1.82%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

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Worst Drawdowns

The table below displays the maximum drawdowns of the Living & Staying Rich Portfolio - [Stocks]. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Living & Staying Rich Portfolio - [Stocks] was 34.46%, occurring on Mar 23, 2020. Recovery took 109 trading sessions.

The current Living & Staying Rich Portfolio - [Stocks] drawdown is 8.62%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-34.46%	Feb 20, 2020	23	Mar 23, 2020	109	Aug 24, 2020	132
-18.94%	Apr 8, 2022	50	Jun 17, 2022	161	Feb 2, 2023	211
-15.87%	Jul 8, 2011	22	Aug 8, 2011	57	Oct 27, 2011	79
-15.73%	Sep 24, 2018	66	Dec 24, 2018	37	Feb 15, 2019	103
-11.71%	Apr 26, 2010	31	Jun 7, 2010	74	Sep 20, 2010	105

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

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Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 17 assets, with an effective number of assets of 17.00, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	FFH.TO	AZO	WMT	ABT	COST	IDXX	HEI	TDG	CB	ROL	FAST	BN	BRO	V	MA	MCO	BRK-B	Portfolio
Benchmark	1.00	0.33	0.38	0.40	0.53	0.54	0.58	0.55	0.57	0.52	0.53	0.62	0.69	0.57	0.65	0.66	0.68	0.68	0.86
FFH.TO	0.33	1.00	0.13	0.12	0.16	0.18	0.17	0.21	0.22	0.26	0.20	0.23	0.33	0.24	0.24	0.24	0.23	0.28	0.40
AZO	0.38	0.13	1.00	0.29	0.28	0.35	0.26	0.25	0.27	0.30	0.32	0.37	0.26	0.33	0.28	0.28	0.31	0.33	0.48
WMT	0.40	0.12	0.29	1.00	0.33	0.55	0.24	0.22	0.23	0.32	0.31	0.31	0.26	0.33	0.29	0.29	0.31	0.36	0.47
ABT	0.53	0.16	0.28	0.33	1.00	0.36	0.46	0.29	0.30	0.35	0.39	0.37	0.37	0.40	0.43	0.42	0.44	0.42	0.59
COST	0.54	0.18	0.35	0.55	0.36	1.00	0.36	0.30	0.31	0.34	0.38	0.42	0.35	0.38	0.38	0.39	0.43	0.41	0.59
IDXX	0.58	0.17	0.26	0.24	0.46	0.36	1.00	0.36	0.37	0.29	0.43	0.41	0.41	0.40	0.42	0.43	0.48	0.37	0.62
HEI	0.55	0.21	0.25	0.22	0.29	0.30	0.36	1.00	0.55	0.38	0.40	0.42	0.43	0.41	0.39	0.42	0.43	0.42	0.63
TDG	0.57	0.22	0.27	0.23	0.30	0.31	0.37	0.55	1.00	0.37	0.37	0.39	0.46	0.41	0.41	0.45	0.43	0.42	0.63
CB	0.52	0.26	0.30	0.32	0.35	0.34	0.29	0.38	0.37	1.00	0.39	0.37	0.41	0.55	0.43	0.41	0.43	0.61	0.62
ROL	0.53	0.20	0.32	0.31	0.39	0.38	0.43	0.40	0.37	0.39	1.00	0.46	0.37	0.48	0.40	0.41	0.46	0.43	0.64
FAST	0.62	0.23	0.37	0.31	0.37	0.42	0.41	0.42	0.39	0.37	0.46	1.00	0.43	0.45	0.41	0.44	0.47	0.49	0.67
BN	0.69	0.33	0.26	0.26	0.37	0.35	0.41	0.43	0.46	0.41	0.37	0.43	1.00	0.42	0.47	0.49	0.51	0.51	0.68
BRO	0.57	0.24	0.33	0.33	0.40	0.38	0.40	0.41	0.41	0.55	0.48	0.45	0.42	1.00	0.46	0.47	0.51	0.55	0.68
V	0.65	0.24	0.28	0.29	0.43	0.38	0.42	0.39	0.41	0.43	0.40	0.41	0.47	0.46	1.00	0.81	0.54	0.51	0.70
MA	0.66	0.24	0.28	0.29	0.42	0.39	0.43	0.42	0.45	0.41	0.41	0.44	0.49	0.47	0.81	1.00	0.56	0.52	0.72
MCO	0.68	0.23	0.31	0.31	0.44	0.43	0.48	0.43	0.43	0.43	0.46	0.47	0.51	0.51	0.54	0.56	1.00	0.53	0.74
BRK-B	0.68	0.28	0.33	0.36	0.42	0.41	0.37	0.42	0.42	0.61	0.43	0.49	0.51	0.55	0.51	0.52	0.53	1.00	0.71
Portfolio	0.86	0.40	0.48	0.47	0.59	0.59	0.62	0.63	0.63	0.62	0.64	0.67	0.68	0.68	0.70	0.72	0.74	0.71	1.00

The correlation results are calculated based on daily price changes starting from Mar 2, 2009

Living & Staying Rich Portfolio - [Stocks]

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table