practice stuff

The chart shows the growth of an initial investment of $10,000 in practice stuff, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

Based on dividend-adjusted daily data since Jun 26, 2020, practice stuff's average daily return is +0.01%, while the average monthly return is +0.19%. At this rate, your investment would double in approximately 30.4 years.

Historically, 58% of months were positive and 42% were negative. The best month was Dec 2023 with a return of +8.1%, while the worst month was Apr 2022 at -7.7%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 6 months.

On a daily basis, practice stuff closed higher 52% of trading days. The best single day was Nov 10, 2022 with a return of +4.1%, while the worst single day was Jun 13, 2022 at -3.2%.

practice stuff has an annualized alpha of -3.70%, beta of 0.41, and R² of 0.42 versus S&P 500 Index. Calculated based on daily prices since June 26, 2020.

• This portfolio participated in 80.60% of S&P 500 Index downside but only 42.64% of its upside — more exposed to losses than it benefited from rallies.
• Beta of 0.41 may look defensive, but with R² of 0.42 this portfolio is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this portfolio's risk.
• R² of 0.42 means the benchmark explains less than half of this portfolio's behavior — treat beta with caution or consider switching to a more representative benchmark.

practice stuff has an expense ratio of 0.15%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

practice stuff ranks 25 for risk / return — below 25% of portfolios on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

practice stuff Sharpe ratios as of Apr 2, 2026 (values are recalculated daily):

• 1-Year: 0.95
• 5-Year: -0.04
• All Time: 0.16

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.01 to 1.70, this portfolio's current Sharpe ratio places it in the bottom 25%. This suggests weaker risk-adjusted returns than most portfolios, possibly due to lower returns, higher volatility, or both. It may be worth reviewing the allocation. You can use the Portfolio Optimization tool to explore options for improving the Sharpe ratio.

The chart below shows the rolling Sharpe ratio of practice stuff compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

practice stuff provided a 3.14% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the practice stuff. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the practice stuff was 29.72%, occurring on Oct 25, 2023. The portfolio has not yet recovered.

The current practice stuff drawdown is 8.93%.

The chart below shows the rolling one-month volatility.