2024 v2
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
AAPL Apple Inc | Technology | 10% |
AMZN Amazon.com, Inc. | Consumer Cyclical | 10% |
BIV Vanguard Intermediate-Term Bond ETF | Total Bond Market | 15% |
QQQ Invesco QQQ | Large Cap Blend Equities | 32.50% |
VOO Vanguard S&P 500 ETF | Large Cap Growth Equities | 32.50% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 2024 v2, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Sep 9, 2010, corresponding to the inception date of VOO
Returns By Period
As of Apr 22, 2025, the 2024 v2 returned -13.30% Year-To-Date and 13.97% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -12.30% | -8.99% | -11.89% | 3.84% | 13.06% | 9.34% |
| 2024 v2 | -18.27% | -11.02% | -13.15% | 5.44% | 14.31% | 16.08% |
| Portfolio components: | ||||||
AAPL Apple Inc | -22.78% | -11.50% | -18.14% | 17.62% | 23.69% | 20.91% |
AMZN Amazon.com, Inc. | -23.73% | -14.72% | -11.50% | -4.19% | 7.23% | 22.43% |
VOO Vanguard S&P 500 ETF | -12.03% | -8.89% | -11.37% | 5.19% | 14.80% | 11.29% |
QQQ Invesco QQQ | -15.15% | -9.79% | -12.31% | 5.09% | 16.27% | 15.58% |
BIV Vanguard Intermediate-Term Bond ETF | 2.22% | -0.63% | 0.88% | 7.13% | -0.54% | 1.63% |
Monthly Returns
The table below presents the monthly returns of 2024 v2, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.78% | -3.23% | -7.89% | -9.92% | -18.27% | ||||||||
| 2024 | 0.33% | 5.37% | 0.43% | -3.16% | 5.99% | 7.23% | 0.18% | 0.56% | 2.69% | -1.25% | 6.72% | 2.31% | 30.34% |
| 2023 | 11.79% | -1.88% | 8.76% | 1.66% | 6.53% | 7.36% | 2.71% | -1.25% | -6.53% | -0.20% | 10.28% | 3.95% | 50.42% |
| 2022 | -6.70% | -2.65% | 4.92% | -14.14% | -2.50% | -9.01% | 16.26% | -4.62% | -10.59% | 3.29% | 0.84% | -9.67% | -32.28% |
| 2021 | -0.68% | -2.28% | 1.46% | 7.70% | -3.26% | 6.18% | 1.73% | 3.90% | -5.53% | 5.69% | 3.69% | 1.48% | 20.99% |
| 2020 | 4.17% | -7.15% | -5.19% | 17.52% | 3.88% | 8.65% | 10.76% | 11.28% | -7.08% | -3.63% | 8.40% | 5.20% | 53.10% |
| 2019 | 9.47% | 0.85% | 5.40% | 5.71% | -7.80% | 7.57% | 1.63% | -2.42% | 1.08% | 4.14% | 3.65% | 4.16% | 37.51% |
| 2018 | 9.55% | 0.58% | -3.77% | 2.19% | 5.20% | 1.61% | 3.35% | 9.02% | -0.26% | -10.60% | -0.90% | -9.31% | 4.59% |
| 2017 | 4.75% | 4.76% | 2.36% | 2.14% | 4.22% | -2.00% | 2.79% | 2.11% | -0.92% | 6.59% | 3.13% | 0.17% | 34.18% |
| 2016 | -7.01% | -1.58% | 7.22% | -0.82% | 4.59% | -1.15% | 5.63% | 0.89% | 3.34% | -2.20% | -0.42% | 1.48% | 9.52% |
| 2015 | 0.99% | 6.42% | -1.98% | 2.60% | 2.03% | -1.96% | 4.91% | -5.70% | -1.69% | 10.96% | 1.32% | -2.21% | 15.60% |
| 2014 | -4.30% | 4.03% | -1.47% | 0.11% | 3.72% | 2.55% | -0.10% | 5.11% | -1.58% | 2.18% | 5.21% | -2.85% | 12.74% |
Expense Ratio
2024 v2 has an expense ratio of 0.08%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of 2024 v2 is 31, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
AAPL Apple Inc | 0.48 | 0.90 | 1.13 | 0.47 | 1.83 |
AMZN Amazon.com, Inc. | -0.23 | -0.10 | 0.99 | -0.25 | -0.75 |
VOO Vanguard S&P 500 ETF | 0.22 | 0.43 | 1.06 | 0.22 | 0.94 |
QQQ Invesco QQQ | 0.09 | 0.31 | 1.04 | 0.10 | 0.37 |
BIV Vanguard Intermediate-Term Bond ETF | 1.28 | 1.90 | 1.22 | 0.53 | 3.19 |
Dividends
Dividend yield
2024 v2 provided a 1.33% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.33% | 1.19% | 1.19% | 1.24% | 1.11% | 1.19% | 1.37% | 1.58% | 1.40% | 1.55% | 1.65% | 1.82% |
| Portfolio components: | ||||||||||||
AAPL Apple Inc | 0.52% | 0.40% | 0.49% | 0.70% | 0.49% | 0.61% | 1.04% | 1.79% | 1.45% | 1.93% | 1.93% | 1.67% |
AMZN Amazon.com, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VOO Vanguard S&P 500 ETF | 1.48% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% |
QQQ Invesco QQQ | 0.69% | 0.56% | 0.62% | 0.80% | 0.43% | 0.55% | 0.74% | 0.91% | 0.84% | 1.06% | 0.99% | 1.41% |
BIV Vanguard Intermediate-Term Bond ETF | 3.84% | 3.79% | 3.09% | 2.41% | 3.42% | 2.95% | 2.75% | 2.88% | 2.69% | 2.38% | 3.02% | 3.96% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the 2024 v2. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 2024 v2 was 34.82%, occurring on Dec 28, 2022. Recovery took 243 trading sessions.
The current 2024 v2 drawdown is 16.27%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -34.82% | Jan 4, 2022 | 248 | Dec 28, 2022 | 243 | Dec 15, 2023 | 491 |
| -26.1% | Sep 5, 2018 | 77 | Dec 24, 2018 | 134 | Jul 9, 2019 | 211 |
| -25.34% | Feb 20, 2020 | 18 | Mar 16, 2020 | 46 | May 20, 2020 | 64 |
| -24.36% | Dec 17, 2024 | 76 | Apr 8, 2025 | — | — | — |
| -16.34% | Dec 2, 2015 | 47 | Feb 9, 2016 | 105 | Jul 11, 2016 | 152 |
Volatility
Volatility Chart
The current 2024 v2 volatility is 16.93%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 5 assets, with an effective number of assets of 3.94, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| BIV | AMZN | AAPL | VOO | QQQ | |
|---|---|---|---|---|---|
| BIV | 1.00 | -0.03 | -0.05 | -0.12 | -0.08 |
| AMZN | -0.03 | 1.00 | 0.49 | 0.63 | 0.74 |
| AAPL | -0.05 | 0.49 | 1.00 | 0.63 | 0.73 |
| VOO | -0.12 | 0.63 | 0.63 | 1.00 | 0.90 |
| QQQ | -0.08 | 0.74 | 0.73 | 0.90 | 1.00 |