110 rule 50 years old
110 - age
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in 110 rule 50 years old, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Jun 4, 2013, corresponding to the inception date of BNDX
Returns By Period
As of Sep 21, 2024, the 110 rule 50 years old returned 17.89% Year-To-Date and 10.98% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 19.55% | 1.45% | 8.95% | 31.70% | 13.79% | 11.17% |
| 110 rule 50 years old | 17.89% | 3.34% | 11.43% | 28.66% | 12.31% | 10.94% |
| Portfolio components: | ||||||
VOO Vanguard S&P 500 ETF | 20.75% | 2.49% | 9.72% | 33.92% | 15.63% | 13.11% |
DIA SPDR Dow Jones Industrial Average ETF | 13.06% | 3.52% | 7.51% | 26.08% | 11.47% | 11.71% |
VXUS Vanguard Total International Stock ETF | 10.59% | 1.62% | 6.36% | 19.88% | 7.04% | 4.91% |
IAU iShares Gold Trust | 26.88% | 5.63% | 20.99% | 35.82% | 11.28% | 7.77% |
BND Vanguard Total Bond Market ETF | 4.86% | 1.49% | 5.70% | 10.70% | 0.37% | 1.84% |
BNDX Vanguard Total International Bond ETF | 3.18% | 0.91% | 3.23% | 9.24% | -0.23% | 2.15% |
MSFT Microsoft Corporation | 16.38% | 4.75% | 1.89% | 38.34% | 26.85% | 26.95% |
AAPL Apple Inc | 18.98% | 1.63% | 32.79% | 31.22% | 34.05% | 26.09% |
GOOGL Alphabet Inc. | 17.40% | 0.00% | 8.77% | 25.91% | 21.64% | 18.59% |
AMZN Amazon.com, Inc. | 26.10% | 8.78% | 7.12% | 48.39% | 16.55% | 27.93% |
BRK-B Berkshire Hathaway Inc. | 27.66% | 1.40% | 10.62% | 26.42% | 17.01% | 12.55% |
Monthly Returns
The table below presents the monthly returns of 110 rule 50 years old, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.40% | 2.36% | 3.92% | -1.78% | 3.12% | 1.79% | 2.97% | 1.87% | 17.89% | ||||
| 2023 | 5.47% | -3.66% | 4.99% | 1.73% | -0.32% | 2.74% | 2.59% | -1.34% | -4.10% | 0.83% | 6.60% | 3.37% | 19.87% |
| 2022 | -3.21% | -0.21% | 1.91% | -5.93% | -0.86% | -5.22% | 5.06% | -3.85% | -6.90% | 4.70% | 6.11% | -2.84% | -11.68% |
| 2021 | -1.44% | -0.19% | 2.64% | 3.93% | 2.51% | -0.71% | 2.04% | 1.54% | -3.78% | 4.26% | -1.07% | 3.48% | 13.64% |
| 2020 | 1.65% | -4.94% | -7.16% | 9.35% | 3.47% | 2.56% | 6.06% | 4.52% | -3.34% | -1.97% | 5.39% | 4.00% | 19.85% |
| 2019 | 5.33% | 1.72% | 1.01% | 2.19% | -3.39% | 6.37% | 0.96% | 1.31% | 0.36% | 1.89% | 1.38% | 2.69% | 23.75% |
| 2018 | 4.59% | -2.58% | -1.50% | -0.07% | 1.15% | -0.72% | 2.00% | 1.69% | 0.41% | -3.52% | 1.07% | -3.28% | -1.07% |
| 2017 | 2.48% | 3.43% | 0.21% | 1.49% | 1.22% | -0.32% | 2.16% | 1.74% | 0.02% | 2.31% | 2.04% | 1.52% | 19.86% |
| 2016 | -1.54% | 2.87% | 3.92% | 1.25% | -0.58% | 2.50% | 3.11% | -0.51% | 0.47% | -1.60% | -0.31% | 1.28% | 11.21% |
| 2015 | 1.15% | 1.78% | -1.62% | 1.05% | 0.67% | -1.89% | 0.18% | -2.91% | -1.47% | 6.18% | -1.13% | -1.11% | 0.57% |
| 2014 | -1.54% | 4.28% | -0.39% | 0.59% | 0.69% | 2.50% | -1.58% | 2.68% | -2.24% | 0.39% | 1.82% | -0.29% | 6.93% |
| 2013 | -4.24% | 4.70% | -0.43% | 0.72% | 2.97% | 0.73% | 0.67% | 4.98% |
Expense Ratio
110 rule 50 years old has an expense ratio of 0.11%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of 110 rule 50 years old is 92, placing it in the top 8% of portfolios on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
VOO Vanguard S&P 500 ETF | 2.47 | 3.31 | 1.45 | 2.70 | 15.54 |
DIA SPDR Dow Jones Industrial Average ETF | 2.25 | 3.10 | 1.41 | 2.79 | 12.25 |
VXUS Vanguard Total International Stock ETF | 1.42 | 2.01 | 1.25 | 1.01 | 8.60 |
IAU iShares Gold Trust | 2.43 | 3.38 | 1.42 | 2.86 | 14.88 |
BND Vanguard Total Bond Market ETF | 1.65 | 2.42 | 1.29 | 0.58 | 6.84 |
BNDX Vanguard Total International Bond ETF | 2.03 | 3.10 | 1.36 | 0.67 | 8.15 |
MSFT Microsoft Corporation | 1.86 | 2.42 | 1.31 | 2.37 | 7.24 |
AAPL Apple Inc | 1.38 | 2.05 | 1.26 | 1.85 | 4.36 |
GOOGL Alphabet Inc. | 0.80 | 1.19 | 1.17 | 1.02 | 2.93 |
AMZN Amazon.com, Inc. | 1.46 | 2.02 | 1.26 | 1.16 | 7.43 |
BRK-B Berkshire Hathaway Inc. | 1.80 | 2.45 | 1.31 | 2.31 | 7.89 |
Dividends
Dividend yield
110 rule 50 years old granted a 1.42% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 110 rule 50 years old | 1.42% | 1.47% | 1.30% | 1.23% | 1.15% | 1.55% | 1.63% | 1.40% | 1.52% | 1.53% | 1.44% | 1.38% |
| Portfolio components: | ||||||||||||
VOO Vanguard S&P 500 ETF | 1.26% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% | 1.85% | 1.84% |
DIA SPDR Dow Jones Industrial Average ETF | 1.65% | 1.81% | 1.91% | 1.58% | 1.87% | 2.09% | 2.24% | 1.97% | 2.26% | 2.33% | 2.02% | 2.08% |
VXUS Vanguard Total International Stock ETF | 2.90% | 3.24% | 3.09% | 3.10% | 2.14% | 3.06% | 3.18% | 2.73% | 2.93% | 2.83% | 3.40% | 2.70% |
IAU iShares Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BND Vanguard Total Bond Market ETF | 3.37% | 3.09% | 2.60% | 1.97% | 2.22% | 2.72% | 2.81% | 2.54% | 2.51% | 2.57% | 2.79% | 2.78% |
BNDX Vanguard Total International Bond ETF | 4.68% | 4.42% | 1.51% | 3.74% | 1.11% | 3.40% | 3.01% | 2.23% | 1.89% | 1.63% | 1.54% | 0.86% |
MSFT Microsoft Corporation | 0.69% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% | 2.48% | 2.59% |
AAPL Apple Inc | 0.43% | 0.49% | 0.70% | 0.49% | 0.61% | 1.04% | 1.79% | 1.45% | 1.93% | 1.93% | 1.67% | 2.10% |
GOOGL Alphabet Inc. | 0.24% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
AMZN Amazon.com, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
BRK-B Berkshire Hathaway Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the 110 rule 50 years old. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the 110 rule 50 years old was 21.46%, occurring on Mar 20, 2020. Recovery took 54 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -21.46% | Feb 20, 2020 | 22 | Mar 20, 2020 | 54 | Jun 8, 2020 | 76 |
| -18.33% | Jan 5, 2022 | 186 | Sep 30, 2022 | 198 | Jul 18, 2023 | 384 |
| -10.01% | Jan 29, 2018 | 229 | Dec 24, 2018 | 36 | Feb 15, 2019 | 265 |
| -8.77% | May 19, 2015 | 69 | Aug 25, 2015 | 137 | Mar 11, 2016 | 206 |
| -6.99% | Sep 3, 2020 | 14 | Sep 23, 2020 | 38 | Nov 16, 2020 | 52 |
Volatility
Volatility Chart
The current 110 rule 50 years old volatility is 2.92%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| IAU | BNDX | BND | AAPL | AMZN | BRK-B | GOOGL | MSFT | VXUS | DIA | VOO | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| IAU | 1.00 | 0.27 | 0.38 | 0.00 | 0.01 | -0.06 | 0.01 | 0.00 | 0.15 | -0.02 | -0.00 |
| BNDX | 0.27 | 1.00 | 0.73 | 0.02 | 0.04 | -0.10 | 0.02 | 0.04 | -0.00 | -0.04 | -0.01 |
| BND | 0.38 | 0.73 | 1.00 | -0.01 | 0.02 | -0.14 | -0.01 | 0.01 | 0.01 | -0.07 | -0.04 |
| AAPL | 0.00 | 0.02 | -0.01 | 1.00 | 0.53 | 0.40 | 0.56 | 0.58 | 0.52 | 0.56 | 0.66 |
| AMZN | 0.01 | 0.04 | 0.02 | 0.53 | 1.00 | 0.35 | 0.67 | 0.61 | 0.51 | 0.51 | 0.64 |
| BRK-B | -0.06 | -0.10 | -0.14 | 0.40 | 0.35 | 1.00 | 0.42 | 0.43 | 0.60 | 0.76 | 0.71 |
| GOOGL | 0.01 | 0.02 | -0.01 | 0.56 | 0.67 | 0.42 | 1.00 | 0.66 | 0.56 | 0.58 | 0.69 |
| MSFT | 0.00 | 0.04 | 0.01 | 0.58 | 0.61 | 0.43 | 0.66 | 1.00 | 0.55 | 0.62 | 0.73 |
| VXUS | 0.15 | -0.00 | 0.01 | 0.52 | 0.51 | 0.60 | 0.56 | 0.55 | 1.00 | 0.78 | 0.81 |
| DIA | -0.02 | -0.04 | -0.07 | 0.56 | 0.51 | 0.76 | 0.58 | 0.62 | 0.78 | 1.00 | 0.92 |
| VOO | -0.00 | -0.01 | -0.04 | 0.66 | 0.64 | 0.71 | 0.69 | 0.73 | 0.81 | 0.92 | 1.00 |