Basic Portfolio
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
SCHB Schwab U.S. Broad Market ETF | Large Cap Growth Equities | 80% |
SCHQ Schwab Long-Term U.S. Treasury ETF | Government Bonds | 20% |
Performance
Performance Chart
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The earliest data available for this chart is Oct 10, 2019, corresponding to the inception date of SCHQ
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -3.77% | 7.44% | -5.60% | 8.37% | 14.12% | 10.46% |
| Basic Portfolio | -2.64% | 6.55% | -4.97% | 7.93% | 10.44% | N/A |
| Portfolio components: | ||||||
SCHB Schwab U.S. Broad Market ETF | -3.77% | 7.98% | -5.67% | 9.19% | 15.33% | 11.78% |
SCHQ Schwab Long-Term U.S. Treasury ETF | 1.60% | 0.99% | -2.72% | 1.90% | -8.41% | N/A |
Monthly Returns
The table below presents the monthly returns of Basic Portfolio, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 2.47% | -0.50% | -4.77% | -1.02% | 1.31% | -2.64% | |||||||
| 2024 | 0.58% | 3.82% | 2.83% | -4.65% | 4.40% | 2.80% | 2.18% | 2.08% | 2.06% | -1.61% | 5.77% | -3.49% | 17.47% |
| 2023 | 6.96% | -2.81% | 3.07% | 0.96% | -0.14% | 5.44% | 2.44% | -2.11% | -5.22% | -3.16% | 9.39% | 5.90% | 21.44% |
| 2022 | -5.62% | -2.24% | 1.63% | -9.14% | -0.50% | -6.96% | 7.98% | -3.96% | -9.03% | 5.42% | 5.52% | -5.14% | -21.47% |
| 2021 | -1.01% | 1.48% | 2.13% | 4.53% | 0.31% | 2.82% | 2.17% | 2.21% | -4.21% | 5.81% | -0.66% | 2.68% | 19.40% |
| 2020 | 1.40% | -5.03% | -9.17% | 10.87% | 4.03% | 1.85% | 5.45% | 4.83% | -2.98% | -2.23% | 10.11% | 3.31% | 22.57% |
| 2019 | 2.63% | 3.00% | 1.67% | 7.48% |
Expense Ratio
Basic Portfolio has an expense ratio of 0.03%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Basic Portfolio is 36, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
SCHB Schwab U.S. Broad Market ETF | 0.48 | 0.84 | 1.12 | 0.51 | 1.93 |
SCHQ Schwab Long-Term U.S. Treasury ETF | 0.10 | 0.22 | 1.03 | 0.03 | 0.18 |
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Dividends
Dividend yield
Basic Portfolio provided a 1.95% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 1.95% | 1.91% | 1.88% | 1.87% | 1.31% | 1.61% | 1.53% | 1.70% | 1.32% | 1.49% | 1.60% | 1.38% |
| Portfolio components: | ||||||||||||
SCHB Schwab U.S. Broad Market ETF | 1.31% | 1.24% | 1.40% | 1.61% | 1.21% | 1.63% | 1.80% | 2.13% | 1.65% | 1.86% | 2.00% | 1.72% |
SCHQ Schwab Long-Term U.S. Treasury ETF | 4.50% | 4.58% | 3.79% | 2.88% | 1.69% | 1.51% | 0.44% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Basic Portfolio. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Basic Portfolio was 26.44%, occurring on Oct 14, 2022. Recovery took 349 trading sessions.
The current Basic Portfolio drawdown is 6.83%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -26.44% | Dec 28, 2021 | 202 | Oct 14, 2022 | 349 | Mar 7, 2024 | 551 |
| -25.35% | Feb 20, 2020 | 23 | Mar 23, 2020 | 53 | Jun 8, 2020 | 76 |
| -15.89% | Dec 9, 2024 | 82 | Apr 8, 2025 | — | — | — |
| -7.73% | Sep 3, 2020 | 14 | Sep 23, 2020 | 37 | Nov 13, 2020 | 51 |
| -6.28% | Jul 17, 2024 | 16 | Aug 7, 2024 | 10 | Aug 21, 2024 | 26 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 1.47, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | SCHQ | SCHB | Portfolio | |
|---|---|---|---|---|
| ^GSPC | 1.00 | -0.06 | 0.99 | 0.97 |
| SCHQ | -0.06 | 1.00 | -0.05 | 0.14 |
| SCHB | 0.99 | -0.05 | 1.00 | 0.97 |
| Portfolio | 0.97 | 0.14 | 0.97 | 1.00 |