Dave Ramsey inspired
Asset Allocation
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Dave Ramsey inspired , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Sep 30, 2014, corresponding to the inception date of VEVE.L
Returns By Period
As of Nov 13, 2024, the Dave Ramsey inspired returned 19.29% Year-To-Date and 9.90% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 25.45% | 2.91% | 14.05% | 35.64% | 14.13% | 11.39% |
| Dave Ramsey inspired | 19.29% | 1.02% | 10.67% | 32.00% | 11.58% | 9.90% |
| Portfolio components: | ||||||
XXTW.L Xtrackers MSCI World Information Technology UCITS ETF | 31.82% | 2.38% | 18.58% | 43.24% | 16.27% | 14.21% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 13.14% | -1.82% | 4.86% | 23.16% | 7.50% | 6.07% |
VEVE.L Vanguard FTSE Developed World UCITS ETF Distributing | 19.50% | 0.91% | 10.02% | 30.70% | 12.46% | 10.44% |
WOSC.L SPDR MSCI World Small Cap UCITS ETF | 12.38% | 2.57% | 8.67% | 30.45% | 8.06% | 7.64% |
Monthly Returns
The table below presents the monthly returns of Dave Ramsey inspired , with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.82% | 3.15% | 3.54% | -3.73% | 3.89% | 3.50% | 2.08% | 1.04% | 2.01% | -1.32% | 19.29% | ||
| 2023 | 7.68% | -2.32% | 3.38% | 1.67% | -0.19% | 6.46% | 3.86% | -7.94% | -4.33% | -3.86% | 9.50% | 6.56% | 20.55% |
| 2022 | -6.00% | -1.44% | 1.60% | -8.36% | -0.76% | -9.81% | 7.67% | -4.79% | -10.07% | 7.25% | 7.89% | -3.55% | -20.57% |
| 2021 | 0.53% | 3.30% | 2.61% | 3.98% | 1.96% | 0.94% | 1.36% | 2.07% | -4.05% | 5.16% | -2.30% | 4.35% | 21.35% |
| 2020 | -1.09% | -9.57% | -14.12% | 10.69% | 4.28% | 4.06% | 5.66% | 7.66% | -3.78% | -2.93% | 14.29% | 6.36% | 19.17% |
| 2019 | 8.82% | 4.37% | 0.90% | 3.87% | -6.75% | 6.27% | -0.13% | -3.01% | 2.88% | 4.20% | 3.63% | 4.18% | 32.22% |
| 2018 | 6.08% | -3.75% | -1.83% | 0.94% | 0.56% | -0.49% | 1.93% | 1.41% | 0.44% | -8.41% | -0.18% | -7.34% | -10.95% |
| 2017 | 2.81% | 2.68% | 2.04% | 2.44% | 2.08% | 0.59% | 3.28% | 0.21% | 3.11% | 2.57% | 2.72% | 1.13% | 28.85% |
| 2016 | -6.98% | -0.43% | 8.41% | 0.20% | 1.43% | -3.37% | 5.23% | 0.76% | 0.85% | -2.99% | 2.03% | 1.88% | 6.34% |
| 2015 | -2.99% | 6.55% | -2.51% | 3.74% | 0.24% | -1.89% | 0.85% | -6.04% | -4.29% | 8.51% | -0.37% | -2.76% | -1.98% |
| 2014 | 0.23% | 1.75% | -1.44% | 0.52% |
Expense Ratio
Dave Ramsey inspired features an expense ratio of 0.28%, falling within the medium range. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Dave Ramsey inspired is 37, suggesting that the investment has average results relative to other portfolios in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
XXTW.L Xtrackers MSCI World Information Technology UCITS ETF | 1.98 | 2.61 | 1.35 | 1.50 | 8.99 |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 1.98 | 2.70 | 1.35 | 3.42 | 12.11 |
VEVE.L Vanguard FTSE Developed World UCITS ETF Distributing | 2.55 | 3.52 | 1.48 | 3.58 | 15.59 |
WOSC.L SPDR MSCI World Small Cap UCITS ETF | 1.67 | 2.41 | 1.30 | 1.27 | 9.41 |
Dividends
Dividend yield
Dave Ramsey inspired provided a 0.96% dividend yield over the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 0.96% | 1.22% | 1.40% | 1.01% | 1.08% | 1.21% | 1.35% | 1.17% | 1.15% | 1.24% | 0.72% | 0.26% |
| Portfolio components: | ||||||||||||
XXTW.L Xtrackers MSCI World Information Technology UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VHYL.AS Vanguard FTSE All-World High Dividend Yield UCITS ETF - (USD) Distributing | 2.69% | 3.15% | 3.60% | 2.59% | 2.68% | 2.89% | 3.14% | 2.76% | 2.73% | 2.92% | 2.61% | 1.03% |
VEVE.L Vanguard FTSE Developed World UCITS ETF Distributing | 1.17% | 1.72% | 1.98% | 1.45% | 1.64% | 1.96% | 2.24% | 1.93% | 1.85% | 2.04% | 0.29% | 0.00% |
WOSC.L SPDR MSCI World Small Cap UCITS ETF | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Dave Ramsey inspired . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dave Ramsey inspired was 35.78%, occurring on Mar 20, 2020. Recovery took 109 trading sessions.
The current Dave Ramsey inspired drawdown is 0.70%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -35.78% | Feb 17, 2020 | 25 | Mar 20, 2020 | 109 | Aug 24, 2020 | 134 |
| -30.63% | Nov 9, 2021 | 239 | Oct 11, 2022 | 356 | Mar 1, 2024 | 595 |
| -20.11% | May 22, 2015 | 188 | Feb 11, 2016 | 246 | Jan 25, 2017 | 434 |
| -20.01% | Jan 29, 2018 | 235 | Dec 24, 2018 | 208 | Oct 17, 2019 | 443 |
| -8.65% | Sep 3, 2020 | 16 | Sep 24, 2020 | 32 | Nov 9, 2020 | 48 |
Volatility
Volatility Chart
The current Dave Ramsey inspired volatility is 3.15%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| XXTW.L | VHYL.AS | WOSC.L | VEVE.L | |
|---|---|---|---|---|
| XXTW.L | 1.00 | 0.52 | 0.55 | 0.65 |
| VHYL.AS | 0.52 | 1.00 | 0.80 | 0.85 |
| WOSC.L | 0.55 | 0.80 | 1.00 | 0.89 |
| VEVE.L | 0.65 | 0.85 | 0.89 | 1.00 |