My Taxable
As of 9/17/24, I currently only hold TSLA and SCHG.
This is a VERY volatile profile! I don't recommend this for those who can't handle the swings. But the long-term payout is what keeps me contributing more.
Going forward I plan on readding MSTR (I held them before the split). You could replace MSTR with a Bitcoin ETF.
ORCL because they're working with TSLA.
I also took some of my profits from here and used it to fund my "Current ROTH".
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
MSTR MicroStrategy Incorporated | Technology | 25% |
ORCL Oracle Corporation | Technology | 25% |
SCHG Schwab U.S. Large-Cap Growth ETF | Large Cap Growth Equities | 25% |
TSLA Tesla, Inc. | Consumer Cyclical | 25% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in My Taxable, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly
The earliest data available for this chart is Jun 29, 2010, corresponding to the inception date of TSLA
Returns By Period
As of Sep 19, 2024, the My Taxable returned 61.87% Year-To-Date and 30.74% of annualized return in the last 10 years.
| Year-To-Date | 1 month | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 17.79% | 0.18% | 7.53% | 26.42% | 13.48% | 10.85% |
| My Taxable | 61.87% | 4.59% | 18.46% | 96.11% | 59.67% | 30.74% |
| Portfolio components: | ||||||
TSLA Tesla, Inc. | -8.56% | 2.01% | 29.34% | -14.75% | 70.20% | 29.45% |
SCHG Schwab U.S. Large-Cap Growth ETF | 22.17% | -1.14% | 8.68% | 34.88% | 19.68% | 15.99% |
ORCL Oracle Corporation | 57.61% | 19.29% | 28.08% | 47.89% | 27.31% | 17.10% |
MSTR MicroStrategy Incorporated | 110.05% | -1.98% | -14.21% | 291.06% | 55.06% | 25.52% |
Monthly Returns
The table below presents the monthly returns of My Taxable, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -8.89% | 25.48% | 27.05% | -10.94% | 8.60% | 7.29% | 7.92% | -5.95% | 61.87% | ||||
| 2023 | 34.64% | 5.82% | 6.45% | -1.29% | 7.25% | 15.06% | 8.05% | -5.84% | -7.16% | 1.33% | 15.20% | 8.90% | 121.86% |
| 2022 | -14.73% | -0.72% | 11.62% | -17.59% | -9.99% | -13.48% | 31.95% | -9.90% | -9.72% | 11.27% | -7.42% | -15.46% | -43.32% |
| 2021 | 16.01% | 5.13% | -1.95% | 4.73% | -9.19% | 11.24% | 2.76% | 5.83% | -4.33% | 21.78% | -0.07% | -9.34% | 45.25% |
| 2020 | 16.13% | -4.31% | -13.20% | 20.45% | 3.78% | 9.21% | 11.76% | 29.81% | -5.15% | -1.80% | 43.53% | 14.15% | 191.53% |
| 2019 | 3.10% | 5.60% | -0.77% | -0.73% | -11.59% | 11.31% | 1.14% | -2.70% | 4.07% | 9.08% | 2.73% | 6.24% | 28.68% |
| 2018 | 8.84% | -3.68% | -8.72% | 2.56% | 1.07% | 4.07% | 0.10% | 5.78% | -2.89% | -0.05% | 1.98% | -5.55% | 2.19% |
| 2017 | 7.03% | 1.20% | 3.95% | 4.40% | 2.13% | 5.48% | -9.50% | 2.18% | -2.08% | 2.37% | -0.93% | -1.52% | 14.52% |
| 2016 | -7.88% | -1.31% | 12.22% | 0.50% | -0.22% | -2.64% | 4.05% | -3.52% | -1.86% | 2.22% | 0.64% | 2.53% | 3.51% |
| 2015 | -4.20% | 5.50% | -3.63% | 7.16% | 2.53% | -0.85% | 5.38% | -5.37% | -1.81% | -3.16% | 2.75% | -0.58% | 2.78% |
| 2014 | 3.95% | 13.28% | -6.31% | 1.32% | 5.76% | 3.09% | -1.55% | 5.96% | -6.41% | 6.88% | 5.01% | -2.23% | 30.55% |
| 2013 | 7.40% | -2.22% | 1.57% | 8.62% | 28.06% | 2.27% | 11.38% | 5.51% | 9.33% | 1.51% | -0.41% | 4.53% | 105.99% |
Expense Ratio
My Taxable has an expense ratio of 0.01%, which is considered low compared to other funds. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current risk-adjusted rank of My Taxable is 78, placing it in the top 22% of portfolios on our website in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
TSLA Tesla, Inc. | -0.27 | -0.03 | 1.00 | -0.22 | -0.59 |
SCHG Schwab U.S. Large-Cap Growth ETF | 2.00 | 2.63 | 1.35 | 2.29 | 10.46 |
ORCL Oracle Corporation | 1.44 | 2.20 | 1.32 | 2.37 | 8.19 |
MSTR MicroStrategy Incorporated | 2.99 | 3.19 | 1.38 | 3.83 | 14.02 |
Dividends
Dividend yield
My Taxable granted a 0.35% dividend yield in the last twelve months.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| My Taxable | 0.35% | 0.48% | 0.53% | 0.45% | 0.50% | 0.63% | 0.74% | 0.63% | 0.71% | 0.69% | 0.54% | 0.43% |
| Portfolio components: | ||||||||||||
TSLA Tesla, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SCHG Schwab U.S. Large-Cap Growth ETF | 0.41% | 0.46% | 0.55% | 0.42% | 0.52% | 0.82% | 1.27% | 1.01% | 1.27% | 1.22% | 1.09% | 1.07% |
ORCL Oracle Corporation | 0.97% | 1.44% | 1.57% | 1.38% | 1.48% | 1.72% | 1.68% | 1.52% | 1.56% | 1.56% | 1.07% | 0.63% |
MSTR MicroStrategy Incorporated | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the My Taxable. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the My Taxable was 53.54%, occurring on Dec 28, 2022. Recovery took 234 trading sessions.
The current My Taxable drawdown is 5.97%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -53.54% | Nov 9, 2021 | 286 | Dec 28, 2022 | 234 | Dec 4, 2023 | 520 |
| -41.06% | Feb 20, 2020 | 20 | Mar 18, 2020 | 74 | Jul 2, 2020 | 94 |
| -32.88% | Feb 10, 2021 | 69 | May 19, 2021 | 115 | Nov 1, 2021 | 184 |
| -26.68% | Jul 8, 2011 | 31 | Aug 19, 2011 | 150 | Mar 26, 2012 | 181 |
| -26.05% | Aug 6, 2015 | 130 | Feb 10, 2016 | 240 | Jan 24, 2017 | 370 |
Volatility
Volatility Chart
The current My Taxable volatility is 11.14%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| TSLA | MSTR | ORCL | SCHG | |
|---|---|---|---|---|
| TSLA | 1.00 | 0.36 | 0.28 | 0.50 |
| MSTR | 0.36 | 1.00 | 0.38 | 0.55 |
| ORCL | 0.28 | 0.38 | 1.00 | 0.63 |
| SCHG | 0.50 | 0.55 | 0.63 | 1.00 |