Manu's All Weather Defensive Plan
Superdefensive with 29% metals, 28% stocks and 43% bonds alloc
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
^GSPC S&P 500 | 14% | |
BSJQ Invesco BulletShares 2026 High Yield Corp Bond ETF | High Yield Bonds | 6.50% |
CORP PIMCO Investment Grade Corporate Bond Index ETF | Corporate Bonds | 30% |
EEM iShares MSCI Emerging Markets ETF | Asia Pacific Equities | 7% |
GDX VanEck Vectors Gold Miners ETF | Materials | 2.80% |
GLD SPDR Gold Trust | Precious Metals, Gold | 21.75% |
RYE Invesco S&P 500® Equal Weight Energy ETF | Energy Equities | 2.80% |
SLV iShares Silver Trust | Precious Metals | 7.25% |
TLT iShares 20+ Year Treasury Bond ETF | Government Bonds | 6.50% |
VPU Vanguard Utilities ETF | Utilities Equities | 1.40% |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Manu's All Weather Defensive Plan, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced every 3 months.
The earliest data available for this chart is Aug 9, 2018, corresponding to the inception date of BSJQ
Returns By Period
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | -13.73% | -12.06% | -10.92% | -2.50% | 13.10% | 9.30% |
| Manu's All Weather Defensive Plan | 3.71% | -1.81% | 1.54% | 11.95% | 7.89% | N/A |
| Portfolio components: | ||||||
CORP PIMCO Investment Grade Corporate Bond Index ETF | 2.88% | 0.83% | 1.17% | 6.88% | 1.72% | 2.75% |
TLT iShares 20+ Year Treasury Bond ETF | 7.42% | 3.41% | -0.01% | 5.83% | -8.50% | -0.76% |
BSJQ Invesco BulletShares 2026 High Yield Corp Bond ETF | -0.73% | -2.25% | 0.31% | 5.06% | 6.06% | N/A |
GLD SPDR Gold Trust | 15.52% | 4.22% | 14.56% | 30.02% | 12.65% | 9.35% |
SLV iShares Silver Trust | 2.85% | -8.48% | -6.39% | 8.19% | 14.28% | 5.75% |
^GSPC S&P 500 | -13.73% | -12.06% | -10.92% | -2.50% | 13.10% | 9.30% |
EEM iShares MSCI Emerging Markets ETF | -2.97% | -8.64% | -12.87% | 0.73% | 5.01% | 1.68% |
RYE Invesco S&P 500® Equal Weight Energy ETF | 0.00% | 0.00% | 0.00% | 0.00% | 27.64% | N/A |
GDX VanEck Vectors Gold Miners ETF | 22.91% | 0.10% | 8.04% | 24.61% | 11.27% | 9.33% |
VPU Vanguard Utilities ETF | -0.33% | -2.66% | -4.02% | 17.69% | 8.29% | 8.73% |
Monthly Returns
The table below presents the monthly returns of Manu's All Weather Defensive Plan, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 4.01% | 1.08% | 3.16% | -4.37% | 3.71% | ||||||||
| 2024 | -1.18% | 0.59% | 4.76% | -0.15% | 3.64% | 0.34% | 2.91% | 1.71% | 3.49% | 0.60% | -0.40% | -2.53% | 14.40% |
| 2023 | 4.97% | -5.18% | 5.74% | 1.17% | -2.12% | 0.71% | 2.67% | -1.70% | -4.40% | 1.02% | 5.76% | 2.52% | 10.92% |
| 2022 | -2.61% | 1.29% | 0.48% | -5.49% | -0.90% | -4.76% | 2.27% | -3.84% | -4.85% | 1.04% | 7.72% | -0.31% | -10.24% |
| 2021 | -1.31% | -2.28% | -0.81% | 2.97% | 3.45% | -1.68% | 0.85% | -0.26% | -3.12% | 2.84% | -0.95% | 1.97% | 1.40% |
| 2020 | 1.65% | -2.15% | -6.98% | 7.49% | 3.62% | 2.30% | 8.48% | 1.49% | -3.99% | -0.75% | 1.24% | 4.45% | 16.92% |
| 2019 | 4.39% | -0.02% | 1.04% | 0.46% | -0.72% | 5.29% | 0.67% | 4.21% | -1.55% | 1.72% | -0.80% | 2.66% | 18.51% |
| 2018 | -0.71% | -0.27% | -2.59% | 0.59% | 0.86% | -2.15% |
Expense Ratio
Manu's All Weather Defensive Plan has an expense ratio of 0.30%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 94, Manu's All Weather Defensive Plan is among the top 6% of portfolios on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
CORP PIMCO Investment Grade Corporate Bond Index ETF | 1.19 | 1.72 | 1.21 | 0.57 | 3.88 |
TLT iShares 20+ Year Treasury Bond ETF | 0.37 | 0.61 | 1.07 | 0.12 | 0.72 |
BSJQ Invesco BulletShares 2026 High Yield Corp Bond ETF | 1.65 | 2.11 | 1.34 | 2.21 | 17.15 |
GLD SPDR Gold Trust | 2.02 | 2.65 | 1.34 | 3.88 | 10.48 |
SLV iShares Silver Trust | 0.30 | 0.64 | 1.08 | 0.56 | 1.09 |
^GSPC S&P 500 | -0.17 | -0.11 | 0.98 | -0.15 | -0.79 |
EEM iShares MSCI Emerging Markets ETF | 0.03 | 0.16 | 1.02 | 0.02 | 0.11 |
RYE Invesco S&P 500® Equal Weight Energy ETF | — | — | — | 0.00 | — |
GDX VanEck Vectors Gold Miners ETF | 0.86 | 1.27 | 1.16 | 1.20 | 2.96 |
VPU Vanguard Utilities ETF | 1.11 | 1.52 | 1.20 | 1.21 | 4.71 |
Dividends
Dividend yield
Manu's All Weather Defensive Plan provided a 2.36% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.36% | 2.41% | 2.46% | 1.88% | 1.42% | 1.52% | 1.79% | 1.65% | 1.35% | 1.26% | 1.44% | 1.51% |
| Portfolio components: | ||||||||||||
CORP PIMCO Investment Grade Corporate Bond Index ETF | 4.72% | 4.74% | 4.84% | 3.28% | 2.51% | 2.90% | 3.25% | 3.49% | 3.08% | 2.91% | 3.14% | 3.55% |
TLT iShares 20+ Year Treasury Bond ETF | 4.06% | 4.30% | 3.38% | 2.67% | 1.50% | 1.50% | 2.27% | 2.63% | 2.43% | 2.60% | 2.61% | 2.67% |
BSJQ Invesco BulletShares 2026 High Yield Corp Bond ETF | 6.68% | 6.58% | 6.58% | 5.58% | 4.27% | 4.64% | 5.53% | 2.39% | 0.00% | 0.00% | 0.00% | 0.00% |
GLD SPDR Gold Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
SLV iShares Silver Trust | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
^GSPC S&P 500 | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
EEM iShares MSCI Emerging Markets ETF | 2.51% | 2.43% | 2.63% | 2.50% | 1.99% | 1.45% | 2.76% | 2.24% | 1.89% | 1.89% | 2.49% | 2.23% |
RYE Invesco S&P 500® Equal Weight Energy ETF | 0.00% | 1.21% | 2.84% | 3.43% | 2.37% | 3.15% | 2.15% | 2.18% | 2.55% | 1.14% | 2.80% | 1.97% |
GDX VanEck Vectors Gold Miners ETF | 0.97% | 1.19% | 1.61% | 1.66% | 1.67% | 0.53% | 0.65% | 0.50% | 0.76% | 0.26% | 0.85% | 0.66% |
VPU Vanguard Utilities ETF | 3.13% | 3.02% | 3.49% | 2.98% | 2.70% | 3.17% | 2.83% | 3.23% | 3.18% | 3.19% | 3.63% | 3.02% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the Manu's All Weather Defensive Plan. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Manu's All Weather Defensive Plan was 19.46%, occurring on Mar 19, 2020. Recovery took 55 trading sessions.
The current Manu's All Weather Defensive Plan drawdown is 3.89%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -19.46% | Feb 24, 2020 | 19 | Mar 19, 2020 | 55 | Jun 8, 2020 | 74 |
| -19.39% | Jun 11, 2021 | 340 | Oct 14, 2022 | 348 | Mar 6, 2024 | 688 |
| -7.17% | Aug 7, 2020 | 33 | Sep 23, 2020 | 168 | May 25, 2021 | 201 |
| -4.82% | Oct 23, 2024 | 41 | Dec 19, 2024 | 29 | Feb 4, 2025 | 70 |
| -4.61% | Apr 3, 2025 | 2 | Apr 4, 2025 | — | — | — |
Volatility
Volatility Chart
The current Manu's All Weather Defensive Plan volatility is 4.11%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Diversification
Asset Correlations Table
| RYE | TLT | VPU | CORP | GLD | SLV | EEM | ^GSPC | BSJQ | GDX | |
|---|---|---|---|---|---|---|---|---|---|---|
| RYE | 1.00 | -0.24 | 0.19 | -0.01 | 0.05 | 0.16 | 0.42 | 0.47 | 0.38 | 0.14 |
| TLT | -0.24 | 1.00 | 0.11 | 0.75 | 0.30 | 0.15 | -0.09 | -0.10 | 0.11 | 0.21 |
| VPU | 0.19 | 0.11 | 1.00 | 0.28 | 0.16 | 0.17 | 0.24 | 0.44 | 0.37 | 0.24 |
| CORP | -0.01 | 0.75 | 0.28 | 1.00 | 0.35 | 0.26 | 0.18 | 0.22 | 0.42 | 0.31 |
| GLD | 0.05 | 0.30 | 0.16 | 0.35 | 1.00 | 0.78 | 0.22 | 0.08 | 0.16 | 0.78 |
| SLV | 0.16 | 0.15 | 0.17 | 0.26 | 0.78 | 1.00 | 0.35 | 0.21 | 0.22 | 0.75 |
| EEM | 0.42 | -0.09 | 0.24 | 0.18 | 0.22 | 0.35 | 1.00 | 0.68 | 0.56 | 0.32 |
| ^GSPC | 0.47 | -0.10 | 0.44 | 0.22 | 0.08 | 0.21 | 0.68 | 1.00 | 0.70 | 0.22 |
| BSJQ | 0.38 | 0.11 | 0.37 | 0.42 | 0.16 | 0.22 | 0.56 | 0.70 | 1.00 | 0.22 |
| GDX | 0.14 | 0.21 | 0.24 | 0.31 | 0.78 | 0.75 | 0.32 | 0.22 | 0.22 | 1.00 |