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Retire Someday

Last updated May 27, 2023

Aggressively Income-Focused Portfolio

Asset Allocation


Performance

The chart shows the growth of an initial investment of $10,000 in Retire Someday, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Quarterly


-20.00%-10.00%0.00%10.00%20.00%December2023FebruaryMarchAprilMay
8.82%
-7.57%
Retire Someday
Benchmark (^GSPC)
Portfolio components

Returns

As of May 27, 2023, the Retire Someday returned 6.23% Year-To-Date and 5.46% of annualized return in the last 10 years.


1 monthYear-To-Date6 months1 year5 years (annualized)10 years (annualized)
Benchmark0.86%9.53%4.45%1.14%-4.83%-4.83%
Retire Someday2.70%6.23%0.24%-3.39%5.46%5.46%
RCMT
RCM Technologies, Inc.
42.97%30.23%6.49%-32.17%79.76%79.76%
TSLX
Sixth Street Specialty Lending, Inc.
-0.38%5.59%0.68%-4.31%-5.84%-5.84%
ARCC
Ares Capital Corporation
1.84%4.72%0.54%5.00%1.78%1.78%
OCSL
Oaktree Specialty Lending Corporation
-0.95%-6.47%-6.04%0.80%-0.50%-0.50%
RWJ
Invesco S&P SmallCap 600 Revenue ETF
-1.22%-0.03%-5.93%-5.83%-6.39%-6.39%
GSBD
Goldman Sachs BDC, Inc.
-5.61%-1.22%-11.31%-19.03%-12.48%-12.48%
HIMX
Himax Technologies, Inc.
1.66%8.70%-4.39%-17.40%-17.27%-17.27%
RWAY
Runway Growth Finance Corp.
0.32%4.64%4.37%-8.33%3.32%3.32%
GBDC
Golub Capital BDC, Inc.
-1.93%2.88%-2.59%1.49%-3.32%-3.32%
FDUS
Fidus Investment Corporation
-0.21%-0.40%-5.23%0.40%10.58%10.58%
GLAD
Gladstone Capital Corporation
-1.03%2.41%-4.98%-10.17%-4.61%-4.61%
CGBD
TCG BDC, Inc.
-2.35%-0.86%1.68%8.60%10.15%10.15%
MLPX
Global X MLP & Energy Infrastructure ETF
-3.79%-2.27%-7.59%-7.20%5.19%5.19%
STAG
STAG Industrial, Inc.
1.18%7.61%7.01%7.37%-10.42%-10.42%
HTGC
Hercules Capital, Inc.
12.35%15.38%5.70%9.94%-1.63%-1.63%
CSWC
Capital Southwest Corporation
1.71%8.15%4.05%-11.97%-16.80%-16.80%
ORCC
Owl Rock Capital Corporation
2.70%18.85%7.31%9.25%4.70%4.70%

Asset Correlations Table

The table below shows the correlation coefficients between the assets in the portfolio.

RCMTRWAYHIMXSTAGFDUSMLPXGLADGBDCCSWCCGBDHTGCRWJGSBDORCCOCSLARCCTSLX
RCMT1.000.200.270.180.200.260.210.150.220.190.230.360.210.250.200.200.22
RWAY0.201.000.190.190.270.290.310.360.380.340.320.390.380.350.330.360.33
HIMX0.270.191.000.380.210.350.360.280.340.330.340.540.340.340.310.390.38
STAG0.180.190.381.000.410.430.470.430.470.390.470.590.450.490.520.540.54
FDUS0.200.270.210.411.000.370.500.490.590.590.500.430.530.530.620.500.56
MLPX0.260.290.350.430.371.000.480.460.510.530.540.680.560.570.520.560.57
GLAD0.210.310.360.470.500.481.000.550.600.590.610.560.580.630.650.590.65
GBDC0.150.360.280.430.490.460.551.000.540.620.610.520.650.680.690.710.70
CSWC0.220.380.340.470.590.510.600.541.000.660.580.610.620.610.630.620.66
CGBD0.190.340.330.390.590.530.590.620.661.000.640.570.700.660.720.670.67
HTGC0.230.320.340.470.500.540.610.610.580.641.000.590.670.660.710.710.73
RWJ0.360.390.540.590.430.680.560.520.610.570.591.000.620.630.600.640.65
GSBD0.210.380.340.450.530.560.580.650.620.700.670.621.000.720.730.720.74
ORCC0.250.350.340.490.530.570.630.680.610.660.660.630.721.000.730.760.74
OCSL0.200.330.310.520.620.520.650.690.630.720.710.600.730.731.000.690.75
ARCC0.200.360.390.540.500.560.590.710.620.670.710.640.720.760.691.000.79
TSLX0.220.330.380.540.560.570.650.700.660.670.730.650.740.740.750.791.00

Sharpe Ratio Chart

The Sharpe ratio shows whether the portfolio's excess returns are due to smart investment decisions or a result of taking a higher risk. The higher a portfolio's Sharpe ratio, the better its risk-adjusted performance.

The current Retire Someday Sharpe ratio is 0.01. A Sharpe ratio between 0 and 1.0 is considered sub-optimal.

The chart below displays rolling 12-month Sharpe Ratio.


-1.00-0.500.000.50December2023FebruaryMarchAprilMay
0.01
0.27
Retire Someday
Benchmark (^GSPC)
Portfolio components

Dividend yield

Retire Someday granted a 11.62% dividend yield in the last twelve months.


TTM20222021202020192018201720162015201420132012
Retire Someday11.62%9.48%6.98%8.73%8.33%10.71%10.11%9.12%12.11%12.14%8.18%13.24%
RCMT
RCM Technologies, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%16.00%0.00%21.07%40.25%0.00%35.71%
TSLX
Sixth Street Specialty Lending, Inc.
13.09%10.64%17.27%14.67%12.62%15.96%15.92%16.43%20.72%21.45%0.00%0.00%
ARCC
Ares Capital Corporation
12.46%10.38%8.61%11.58%12.22%14.66%15.73%16.42%21.69%21.78%20.87%23.49%
OCSL
Oaktree Specialty Lending Corporation
15.91%12.13%8.38%8.94%9.29%12.54%12.99%22.54%20.77%27.30%28.16%28.84%
RWJ
Invesco S&P SmallCap 600 Revenue ETF
1.46%1.02%0.62%0.91%1.26%1.51%0.97%0.65%0.80%0.62%1.39%1.45%
GSBD
Goldman Sachs BDC, Inc.
17.15%13.55%11.73%12.00%12.08%15.27%13.83%14.10%19.00%0.00%0.00%0.00%
HIMX
Himax Technologies, Inc.
18.52%20.13%1.98%0.00%0.00%3.45%2.76%2.65%4.58%4.34%2.30%3.72%
RWAY
Runway Growth Finance Corp.
18.06%11.52%2.27%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
GBDC
Golub Capital BDC, Inc.
11.80%9.57%8.47%10.09%9.14%11.85%11.19%13.23%13.22%13.18%13.27%17.04%
FDUS
Fidus Investment Corporation
9.03%7.67%4.66%11.23%13.43%19.34%16.71%17.76%22.56%24.70%21.05%23.11%
GLAD
Gladstone Capital Corporation
12.62%8.76%7.56%10.82%11.35%16.87%14.66%15.70%22.60%22.11%20.87%26.91%
CGBD
TCG BDC, Inc.
15.14%11.83%12.72%18.63%20.22%23.74%11.99%0.00%0.00%0.00%0.00%0.00%
MLPX
Global X MLP & Energy Infrastructure ETF
8.42%5.38%6.47%9.61%7.27%7.96%6.10%8.04%7.47%3.46%1.11%0.00%
STAG
STAG Industrial, Inc.
5.69%4.58%3.20%5.06%5.24%6.92%6.59%7.87%10.67%8.11%9.58%10.28%
HTGC
Hercules Capital, Inc.
14.89%10.95%7.09%10.86%12.33%17.01%15.59%15.88%20.30%18.37%16.18%22.06%
CSWC
Capital Southwest Corporation
10.96%11.56%7.72%8.89%9.86%15.04%10.91%3.76%0.38%0.75%4.22%32.48%
ORCC
Owl Rock Capital Corporation
12.41%11.45%9.95%15.12%5.37%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Expense Ratio

The Retire Someday has an expense ratio of 0.05% which is considered to be low. Below you can find the expense ratios of portfolio funds side-by-side and effortlessly compare their relative costs.


Risk-Adjusted Performance

This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-20.00%-15.00%-10.00%-5.00%0.00%December2023FebruaryMarchAprilMay
-5.39%
-12.32%
Retire Someday
Benchmark (^GSPC)
Portfolio components

Worst Drawdowns

The table below shows the maximum drawdowns of the Retire Someday. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.

The maximum drawdown since January 2010 for the Retire Someday is 20.20%, recorded on Sep 29, 2022. The portfolio has not recovered from it yet.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-20.2%Jun 8, 202279Sep 29, 2022
-8.12%May 5, 202214May 24, 20227Jun 3, 202221
-6.19%Jan 13, 20227Jan 24, 202239Mar 21, 202246
-5.84%Apr 21, 20224Apr 26, 20225May 3, 20229
-4.47%Dec 9, 20218Dec 20, 20214Dec 27, 202112

Volatility Chart

The current Retire Someday volatility is 4.30%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


3.00%4.00%5.00%6.00%7.00%8.00%December2023FebruaryMarchAprilMay
4.30%
3.82%
Retire Someday
Benchmark (^GSPC)
Portfolio components