TFSA
TFSA portfolio
Expense Ratio
- 0.09%
Dividend Yield
- 2.84%
Asset Allocation
| Position | Category/Sector | Weight |
|---|---|---|
CTC.TO Canadian Tire Corporation, Limited | Consumer Cyclical | 24% |
RY.TO Royal Bank of Canada | Financial Services | 23% |
FTS.TO Fortis Inc. | Utilities | 19% |
QQC Simplify Nasdaq 100 PLUS Convexity ETF | Large Cap Growth Equities | 19% |
WCN.TO Waste Connections, Inc. | Industrials | 15% |
Performance
The chart shows the growth of $10,000 invested in TFSA in Oct 2022 and compares it to the S&P 500 index or another benchmark. It would be worth nearly $13,051 for a total return of roughly 30.51%. All prices are adjusted for splits and dividends. The portfolio is rebalanced Quarterly
Returns
As of Mar 21, 2023, the TFSA returned 11.34% Year-To-Date and 12.24% of annualized return in the last 10 years.
| 1 month | Year-To-Date | 6 months | 1 year | 5 years (annualized) | 10 years (annualized) | |
|---|---|---|---|---|---|---|
| Benchmark | -3.13% | 2.92% | 2.02% | -11.46% | 3.34% | 3.34% |
| TFSA | -2.84% | 11.34% | 2.77% | -3.74% | 12.24% | 12.24% |
| Portfolio components: | ||||||
CTC.TO Canadian Tire Corporation, Limited | -8.33% | 23.96% | 2.58% | -4.11% | 21.03% | 21.03% |
WCN.TO Waste Connections, Inc. | 1.10% | 3.35% | -3.31% | 7.24% | 17.24% | 17.24% |
RY.TO Royal Bank of Canada | -7.38% | 1.98% | 3.73% | -5.93% | 12.58% | 12.58% |
FTS.TO Fortis Inc. | 3.07% | 7.12% | 3.19% | -0.63% | 7.41% | 7.41% |
QQC Simplify Nasdaq 100 PLUS Convexity ETF | 1.17% | 15.51% | 0.75% | -18.97% | -3.31% | -3.31% |
| Returns over 1 year are annualized | ||||||
Dividends
TFSA granted a 2.84% dividend yield in the last twelve months.
| Period | TTM | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend yield | 2.84% | 2.45% | 1.92% | 2.50% | 2.48% | 2.53% | 2.21% | 2.40% | 2.81% | 2.47% | 2.94% | 3.15% |
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below shows the maximum drawdowns of the TFSA. A maximum drawdown is an indicator of risk. It shows a reduction in portfolio value from its maximum due to a series of losing trades.
The maximum drawdown since January 2010 for the TFSA is 18.68%, recorded on Oct 14, 2022. The portfolio has not recovered from it yet.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -18.68% | Apr 11, 2022 | 133 | Oct 14, 2022 | — | — | — |
| -6.32% | Nov 16, 2021 | 7 | Nov 24, 2021 | 27 | Dec 31, 2021 | 34 |
| -5.85% | Sep 9, 2021 | 18 | Oct 4, 2021 | 20 | Nov 1, 2021 | 38 |
| -5.72% | Jan 4, 2022 | 40 | Mar 1, 2022 | 20 | Mar 29, 2022 | 60 |
| -2.61% | Feb 9, 2021 | 18 | Mar 4, 2021 | 3 | Mar 9, 2021 | 21 |
| -2.53% | Jan 25, 2021 | 5 | Jan 29, 2021 | 6 | Feb 8, 2021 | 11 |
| -1.82% | May 19, 2021 | 1 | May 19, 2021 | 12 | Jun 4, 2021 | 13 |
| -1.75% | Jun 17, 2021 | 12 | Jul 2, 2021 | 6 | Jul 12, 2021 | 18 |
| -1.51% | Jun 9, 2021 | 1 | Jun 9, 2021 | 5 | Jun 16, 2021 | 6 |
| -1.43% | Dec 17, 2020 | 3 | Dec 21, 2020 | 12 | Jan 8, 2021 | 15 |
Volatility Chart
Current TFSA volatility is 28.54%. The chart below shows the rolling 10-day volatility. Volatility is a statistical measure showing how big price swings are in either direction. The higher asset volatility, the riskier it is, because the price movements are less predictable.