Greg 401k
Asset Allocation
| Position | Category/Sector | Target Weight |
|---|---|---|
TRRDX T. Rowe Price Retirement 2040 Fund | Target Retirement Date | 84.47% |
TRRIX T. Rowe Price Retirement Balanced Fund | Diversified Portfolio | 15.53% |
Performance
Performance Chart
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The earliest data available for this chart is Nov 4, 2002, corresponding to the inception date of TRRDX
Returns By Period
As of May 21, 2025, the Greg 401k returned 4.66% Year-To-Date and 3.90% of annualized return in the last 10 years.
| YTD | 1M | 6M | 1Y | 5Y* | 10Y* | |
|---|---|---|---|---|---|---|
^GSPC S&P 500 | 1.00% | 12.45% | 0.40% | 11.91% | 15.04% | 10.82% |
| Greg 401k | 4.66% | 8.30% | 2.57% | 7.84% | 6.64% | 3.90% |
| Portfolio components: | ||||||
TRRDX T. Rowe Price Retirement 2040 Fund | 4.91% | 9.04% | 2.53% | 7.97% | 6.65% | 3.62% |
TRRIX T. Rowe Price Retirement Balanced Fund | 3.32% | 4.31% | 2.75% | 7.10% | 6.43% | 5.16% |
Monthly Returns
The table below presents the monthly returns of Greg 401k, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 3.02% | 0.06% | -2.46% | -0.19% | 4.29% | 4.66% | |||||||
| 2024 | 0.01% | 3.73% | 3.17% | -3.16% | 3.56% | 0.95% | 2.07% | 2.08% | 1.46% | -2.01% | 3.61% | -3.99% | 11.66% |
| 2023 | 6.33% | -2.59% | 2.08% | 1.16% | -0.99% | 4.73% | 3.10% | -2.27% | -3.69% | -2.50% | 7.46% | 1.32% | 14.27% |
| 2022 | -4.81% | -2.27% | 0.71% | -7.28% | 0.15% | -6.84% | 5.87% | -3.54% | -7.96% | 5.03% | 6.66% | -9.38% | -22.67% |
| 2021 | -0.11% | 3.13% | 1.92% | 3.71% | 1.14% | 1.03% | 0.60% | 2.17% | -3.35% | 4.09% | -2.54% | -3.25% | 8.49% |
| 2020 | -0.48% | -5.53% | -12.93% | 9.80% | 4.72% | 2.85% | 4.62% | 4.52% | -2.44% | -0.99% | 10.11% | 0.51% | 13.17% |
| 2019 | 7.22% | 2.32% | 1.26% | 2.70% | -4.32% | 5.42% | 0.42% | -1.01% | 0.96% | 1.49% | 2.36% | -1.01% | 18.76% |
| 2018 | 4.38% | -3.18% | -0.78% | 0.23% | 0.59% | -0.02% | 1.96% | 0.73% | -0.16% | -6.07% | 1.56% | -11.40% | -12.40% |
| 2017 | 2.59% | 2.56% | 1.08% | 1.77% | 1.88% | 0.59% | 2.23% | 0.50% | 1.40% | 1.77% | 1.55% | -1.58% | 17.53% |
| 2016 | -5.18% | -0.21% | 6.17% | 0.90% | 0.78% | -0.33% | 3.76% | 0.53% | 0.78% | -1.66% | 0.83% | -1.52% | 4.53% |
| 2015 | -0.73% | 4.62% | -0.67% | 1.43% | 0.68% | -1.71% | 0.90% | -5.33% | -3.11% | 6.19% | -0.26% | -5.18% | -3.75% |
| 2014 | -2.33% | 4.28% | -0.43% | 0.07% | 2.35% | 1.90% | -1.49% | 2.57% | -2.73% | 1.82% | 1.22% | -0.14% | 7.06% |
Expense Ratio
Greg 401k has an expense ratio of 0.59%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of Greg 401k is 27, indicating average performance compared to other portfolios on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
This table presents a comparison of risk-adjusted performance metrics for positions. Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio | |
|---|---|---|---|---|---|
TRRDX T. Rowe Price Retirement 2040 Fund | 0.54 | 0.86 | 1.12 | 0.41 | 2.44 |
TRRIX T. Rowe Price Retirement Balanced Fund | 1.01 | 1.41 | 1.20 | 1.15 | 4.88 |
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Dividends
Dividend yield
Greg 401k provided a 2.31% dividend yield over the last twelve months.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.31% | 2.40% | 5.18% | 8.06% | 7.03% | 4.42% | 5.45% | 8.33% | 3.58% | 4.25% | 5.35% | 4.99% |
| Portfolio components: | ||||||||||||
TRRDX T. Rowe Price Retirement 2040 Fund | 2.15% | 2.26% | 5.60% | 8.92% | 7.92% | 4.96% | 6.10% | 9.51% | 3.96% | 4.74% | 6.02% | 5.27% |
TRRIX T. Rowe Price Retirement Balanced Fund | 3.16% | 3.16% | 2.94% | 3.37% | 2.23% | 1.46% | 1.91% | 1.90% | 1.50% | 1.56% | 1.69% | 3.49% |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Greg 401k. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Greg 401k was 52.67%, occurring on Mar 9, 2009. Recovery took 883 trading sessions.
The current Greg 401k drawdown is 4.89%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -52.67% | Oct 15, 2007 | 351 | Mar 9, 2009 | 883 | Sep 7, 2012 | 1234 |
| -30.22% | Nov 17, 2021 | 229 | Oct 14, 2022 | — | — | — |
| -29.49% | Feb 20, 2020 | 23 | Mar 23, 2020 | 94 | Aug 5, 2020 | 117 |
| -20.42% | Jan 29, 2018 | 229 | Dec 24, 2018 | 244 | Dec 12, 2019 | 473 |
| -18.84% | May 22, 2015 | 183 | Feb 11, 2016 | 264 | Mar 1, 2017 | 447 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 2 assets, with an effective number of assets of 1.36, reflecting the diversification based on asset allocation. This number of effective assets suggests a highly concentrated portfolio, where a few assets dominate the allocation, potentially increasing the portfolio's risk due to lack of diversification.
Asset Correlations Table
| ^GSPC | TRRIX | TRRDX | Portfolio | |
|---|---|---|---|---|
| ^GSPC | 1.00 | 0.91 | 0.95 | 0.95 |
| TRRIX | 0.91 | 1.00 | 0.94 | 0.95 |
| TRRDX | 0.95 | 0.94 | 1.00 | 1.00 |
| Portfolio | 0.95 | 0.95 | 1.00 | 1.00 |