Freedom 2040

The chart shows the growth of an initial investment of $10,000 in Freedom 2040, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

As of Apr 3, 2026, the Freedom 2040 returned 10.36% Year-To-Date and 16.69% of annualized return in the last 10 years.

Based on dividend-adjusted daily data since Nov 8, 2010, Freedom 2040's average daily return is +0.04%, while the average monthly return is +0.73%. At this rate, your investment would double in approximately 7.9 years.

Historically, 55% of months were positive and 45% were negative. The best month was Jan 2026 with a return of +14.7%, while the worst month was Sep 2011 at -14.7%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, Freedom 2040 closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +8.1%, while the worst single day was Mar 12, 2020 at -8.3%.

Freedom 2040 has an annualized alpha of 1.09%, beta of 0.63, and R² of 0.40 versus S&P 500 Index. Calculated based on daily prices since November 08, 2010.

• This portfolio participated in 76.44% of S&P 500 Index downside but only 66.57% of its upside — more exposed to losses than it benefited from rallies.
• Beta of 0.63 may look defensive, but with R² of 0.40 this portfolio is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this portfolio's risk.
• R² of 0.40 means the benchmark explains less than half of this portfolio's behavior — treat beta with caution or consider switching to a more representative benchmark.

Freedom 2040 has an expense ratio of 0.45%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Freedom 2040 ranks 92 for risk / return — in the top 92% of portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Freedom 2040 Sharpe ratios as of Apr 3, 2026 (values are recalculated daily):

• 1-Year: 2.68
• 5-Year: 1.07
• 10-Year: 0.94
• All Time: 0.45

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.98 to 1.66, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of Freedom 2040 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Freedom 2040 provided a 1.85% dividend yield over the last twelve months.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Freedom 2040. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Freedom 2040 was 47.39%, occurring on Jan 20, 2016. Recovery took 1236 trading sessions.

The current Freedom 2040 drawdown is 10.87%.

The chart below shows the rolling one-month volatility.