Fid Growth+Income 60/35/5

Asset Allocation

Position	Category/Sector	Target Weight
FBNDX Fidelity Investment Grade Bond Fund	Total Bond Market	12%
FCBFX Fidelity Corporate Bond Fund	Corporate Bonds	4%
FCNTX Fidelity Contrafund Fund	Large Cap Growth Equities	8%
FIVLX Fidelity International Value Fund	Foreign Large Cap Equities	12%
FLCOX Fidelity Large Cap Value Index Fund	Large Cap Value Equities	10%
FNILX Fidelity ZERO Large Cap Index Fund	Large Cap Blend Equities	11%
FSMAX Fidelity Extended Market Index Fund	Mid Cap Growth Equities	5%
FSPGX Fidelity Large Cap Growth Index Fund	Large Cap Growth Equities	8%
FSPSX Fidelity International Index Fund	Foreign Large Cap Equities	6%
FTBFX Fidelity Total Bond Fund	Total Bond Market	5%
FTHRX Fidelity Intermediate Bond Fund	Total Bond Market	14%
SPAXX Fidelity Government Money Market Fund	Money Market	5%

Benchmark Against

Benchmark

S&P 500 Index

Rebalance

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Fid Growth+Income 60/35/5, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.

Loading graphics...

The earliest data available for this chart is May 25, 2021, corresponding to the inception date of SPAXX

Returns By Period

	1D	1M	YTD	6M	1Y	3Y*	5Y*	10Y*
Benchmark S&P 500 Index	0.11%	-3.43%	-3.84%	-1.98%	16.08%	16.86%	10.37%	12.29%
Portfolio Fid Growth+Income 60/35/5	0.61%	-2.02%	-0.83%	1.14%	13.97%	13.12%	—	—
Portfolio components:
FCBFX Fidelity Corporate Bond Fund	0.09%	-1.49%	-0.46%	-0.04%	4.56%	5.08%	0.50%	2.92%
FTHRX Fidelity Intermediate Bond Fund	0.00%	-1.25%	-0.39%	0.46%	3.89%	4.26%	1.11%	2.08%
FBNDX Fidelity Investment Grade Bond Fund	0.00%	-1.63%	-0.36%	0.22%	3.77%	3.61%	0.18%	2.22%
FTBFX Fidelity Total Bond Fund	0.00%	-1.54%	-0.29%	0.36%	4.07%	4.50%	0.82%	2.60%
FSPSX Fidelity International Index Fund	1.61%	-1.87%	2.58%	6.46%	24.69%	15.22%	8.71%	9.14%
FIVLX Fidelity International Value Fund	1.75%	-0.07%	2.83%	8.80%	29.35%	20.68%	12.65%	9.37%
FSMAX Fidelity Extended Market Index Fund	0.65%	-3.07%	-0.62%	-1.42%	18.87%	15.32%	4.13%	10.98%
FCNTX Fidelity Contrafund Fund	0.83%	-4.06%	-4.57%	-2.11%	19.45%	25.26%	13.40%	16.13%
FLCOX Fidelity Large Cap Value Index Fund	0.52%	-2.93%	2.61%	6.31%	15.79%	14.50%	9.32%	—
FSPGX Fidelity Large Cap Growth Index Fund	0.86%	-4.03%	-8.99%	-8.58%	17.77%	21.51%	12.58%	—

*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since May 26, 2021, Fid Growth+Income 60/35/5's average daily return is +0.03%, while the average monthly return is +0.57%. At this rate, your investment would double in approximately 10.2 years.

Historically, 68% of months were positive and 32% were negative. The best month was Nov 2023 with a return of +6.7%, while the worst month was Sep 2022 at -6.9%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.

On a daily basis, Fid Growth+Income 60/35/5 closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +4.8%, while the worst single day was Apr 4, 2025 at -3.6%.

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	1.70%	1.10%	-4.14%	0.61%									-0.83%
2025	2.78%	0.64%	-2.08%	0.66%	3.61%	3.24%	0.73%	2.12%	2.13%	0.99%	0.54%	0.75%	17.19%
2024	0.61%	2.73%	2.45%	-3.08%	3.51%	1.04%	2.06%	2.01%	1.38%	-1.82%	3.23%	-2.38%	12.11%
2023	5.57%	-2.14%	2.17%	1.19%	-0.71%	3.73%	2.29%	-1.50%	-2.90%	-2.11%	6.73%	4.30%	17.27%
2022	-3.54%	-2.13%	0.51%	-6.23%	0.48%	-6.06%	5.18%	-3.21%	-6.89%	4.11%	5.81%	-2.90%	-14.84%
2021					0.43%	0.99%	1.20%	1.53%	-2.72%	3.31%	-1.45%	2.27%	5.57%

Benchmark Metrics

Fid Growth+Income 60/35/5 has an annualized alpha of 0.88%, beta of 0.58, and R² of 0.91 versus S&P 500 Index. Calculated based on daily prices since May 26, 2021.

This portfolio participated in 69.44% of S&P 500 Index downside but only 61.58% of its upside — more exposed to losses than it benefited from rallies.
Beta of 0.58 indicates this portfolio moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.

Alpha: 0.88%

Beta: 0.58

R²: 0.91

Upside Capture: 61.58%

Downside Capture: 69.44%

Expense Ratio

Fid Growth+Income 60/35/5 has an expense ratio of 0.32%, placing it in the medium range. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.

Top 10 holdings

FIVLX

Fidelity International Value Fund

FTHRX

Fidelity Intermediate Bond Fund

FBNDX

Fidelity Investment Grade Bond Fund

FTBFX

Fidelity Total Bond Fund

FCBFX

Fidelity Corporate Bond Fund

FCNTX

Fidelity Contrafund Fund

FSPSX

Fidelity International Index Fund

FSMAX

Fidelity Extended Market Index Fund

FLCOX

Fidelity Large Cap Value Index Fund

FSPGX

Fidelity Large Cap Growth Index Fund

Return for Risk

Risk / Return Rank

Fid Growth+Income 60/35/5 ranks 58 for risk / return — on par with similar portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

Overall Rank

Sharpe Ratio Rank

Sortino Ratio Rank

Omega Ratio Rank

Calmar Ratio Rank

Martin Ratio Rank

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

	Portfolio	Benchmark	Difference
Sharpe ratio Return per unit of total volatility	1.37	0.88	+0.49
Sortino ratio Return per unit of downside risk	1.97	1.37	+0.60
Omega ratio Gain probability vs. loss probability	1.29	1.21	+0.08
Calmar ratio Return relative to maximum drawdown	1.96	1.39	+0.57
Martin ratio Return relative to average drawdown	8.91	6.43	+2.48
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

	Risk / Return Rank	Sharpe ratio	Sortino ratio	Omega ratio	Calmar ratio	Martin ratio
FCBFX Fidelity Corporate Bond Fund	36	0.96	1.35	1.17	1.47	4.64
FTHRX Fidelity Intermediate Bond Fund	59	1.25	1.87	1.23	1.90	6.58
FBNDX Fidelity Investment Grade Bond Fund	27	0.80	1.15	1.14	1.36	3.89
FTBFX Fidelity Total Bond Fund	37	0.96	1.37	1.17	1.53	4.60
FSPSX Fidelity International Index Fund	74	1.47	2.01	1.29	2.23	8.47
FIVLX Fidelity International Value Fund	84	1.70	2.26	1.34	2.57	10.17
FSMAX Fidelity Extended Market Index Fund	41	0.91	1.41	1.19	1.47	6.00
FCNTX Fidelity Contrafund Fund	53	1.02	1.56	1.22	1.87	7.08
FLCOX Fidelity Large Cap Value Index Fund	47	1.06	1.53	1.23	1.40	6.54
FSPGX Fidelity Large Cap Growth Index Fund	33	0.84	1.36	1.19	1.22	4.16

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Fid Growth+Income 60/35/5 Sharpe ratios as of Apr 3, 2026 (values are recalculated daily):

1-Year: 1.37
All Time: 0.66

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 0.98 to 1.66, this portfolio's current Sharpe ratio falls between the 25th and 75th percentiles. This indicates that its risk-adjusted performance is in line with the majority of portfolios, suggesting a balanced approach to risk and return—likely suitable for a wide range of investors.

The chart below shows the rolling Sharpe ratio of Fid Growth+Income 60/35/5 compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Loading graphics...

Dividends

Dividend yield

Fid Growth+Income 60/35/5 provided a 2.61% dividend yield over the last twelve months.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Portfolio	2.61%	2.75%	2.59%	2.40%	2.55%	2.96%	3.10%	2.72%	2.91%	1.85%	2.07%	1.99%
Portfolio components:
FCBFX Fidelity Corporate Bond Fund	4.21%	4.11%	3.95%	3.74%	2.53%	2.82%	3.19%	3.28%	3.65%	3.16%	3.55%	3.01%
FTHRX Fidelity Intermediate Bond Fund	3.34%	3.59%	3.49%	2.94%	1.55%	1.53%	4.16%	2.49%	2.48%	2.20%	2.63%	2.13%
FBNDX Fidelity Investment Grade Bond Fund	3.58%	3.87%	3.34%	3.56%	1.98%	1.34%	4.70%	2.75%	2.86%	2.18%	2.72%	2.66%
FTBFX Fidelity Total Bond Fund	4.01%	4.36%	4.51%	4.15%	2.54%	1.89%	5.22%	3.03%	3.19%	2.97%	3.61%	3.30%
FSPSX Fidelity International Index Fund	3.07%	3.15%	3.27%	2.79%	2.66%	3.07%	1.84%	3.18%	2.79%	2.50%	3.08%	2.79%
FIVLX Fidelity International Value Fund	2.26%	2.32%	2.90%	2.06%	1.85%	4.35%	1.74%	3.54%	3.33%	0.15%	2.71%	1.44%
FSMAX Fidelity Extended Market Index Fund	0.58%	0.57%	0.48%	1.17%	1.90%	7.49%	2.14%	4.30%	6.09%	5.44%	4.85%	6.34%
FCNTX Fidelity Contrafund Fund	4.89%	5.21%	4.19%	3.78%	11.87%	10.80%	8.01%	4.16%	7.46%	6.08%	3.81%	5.33%
FLCOX Fidelity Large Cap Value Index Fund	1.47%	1.51%	1.92%	1.99%	2.01%	1.55%	2.28%	3.82%	2.79%	0.60%	0.00%	0.00%
FSPGX Fidelity Large Cap Growth Index Fund	0.38%	0.34%	0.37%	0.73%	0.86%	2.22%	1.76%	1.04%	1.32%	0.22%	0.00%	0.00%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

Loading graphics...

Worst Drawdowns

The table below displays the maximum drawdowns of the Fid Growth+Income 60/35/5. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Fid Growth+Income 60/35/5 was 21.25%, occurring on Oct 14, 2022. Recovery took 322 trading sessions.

The current Fid Growth+Income 60/35/5 drawdown is 3.65%.

Depth	Start	To Bottom	Bottom	To Recover	End	Total
-21.25%	Nov 9, 2021	235	Oct 14, 2022	322	Jan 29, 2024	557
-9.61%	Feb 19, 2025	35	Apr 8, 2025	24	May 13, 2025	59
-6.07%	Feb 26, 2026	22	Mar 27, 2026	—	—	—
-4.42%	Jul 17, 2024	14	Aug 5, 2024	10	Aug 19, 2024	24
-3.91%	Dec 9, 2024	23	Jan 13, 2025	16	Feb 5, 2025	39

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.

Loading graphics...

Diversification

Diversification Metrics

Number of Effective Assets

The portfolio contains 12 assets, with an effective number of assets of 10.42, reflecting the diversification based on asset allocation. This number of effective assets suggests that the portfolio's investments are spread across a variety of assets, indicating a well-diversified allocation. However, true diversification also depends on the correlations between assets.

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

	Benchmark	SPAXX	FTHRX	FBNDX	FTBFX	FCBFX	FIVLX	FLCOX	FSPSX	FSPGX	FCNTX	FSMAX	FNILX	Portfolio
Benchmark	1.00	0.00	0.09	0.14	0.16	0.17	0.70	0.85	0.74	0.95	0.94	0.86	0.99	0.94
SPAXX	0.00	1.00	0.17	0.14	0.14	0.11	-0.02	0.02	-0.01	-0.01	-0.01	-0.02	0.00	0.03
FTHRX	0.09	0.17	1.00	0.93	0.93	0.91	0.13	0.10	0.19	0.08	0.06	0.10	0.10	0.27
FBNDX	0.14	0.14	0.93	1.00	0.97	0.96	0.16	0.14	0.22	0.13	0.10	0.15	0.15	0.32
FTBFX	0.16	0.14	0.93	0.97	1.00	0.97	0.19	0.16	0.24	0.15	0.13	0.18	0.17	0.34
FCBFX	0.17	0.11	0.91	0.96	0.97	1.00	0.20	0.17	0.26	0.16	0.14	0.19	0.18	0.35
FIVLX	0.70	-0.02	0.13	0.16	0.19	0.20	1.00	0.73	0.95	0.60	0.65	0.69	0.69	0.83
FLCOX	0.85	0.02	0.10	0.14	0.16	0.17	0.73	1.00	0.74	0.67	0.71	0.85	0.83	0.86
FSPSX	0.74	-0.01	0.19	0.22	0.24	0.26	0.95	0.74	1.00	0.65	0.68	0.72	0.73	0.86
FSPGX	0.95	-0.01	0.08	0.13	0.15	0.16	0.60	0.67	0.65	1.00	0.96	0.80	0.95	0.88
FCNTX	0.94	-0.01	0.06	0.10	0.13	0.14	0.65	0.71	0.68	0.96	1.00	0.80	0.94	0.89
FSMAX	0.86	-0.02	0.10	0.15	0.18	0.19	0.69	0.85	0.72	0.80	0.80	1.00	0.87	0.89
FNILX	0.99	0.00	0.10	0.15	0.17	0.18	0.69	0.83	0.73	0.95	0.94	0.87	1.00	0.94
Portfolio	0.94	0.03	0.27	0.32	0.34	0.35	0.83	0.86	0.86	0.88	0.89	0.89	0.94	1.00

The correlation results are calculated based on daily price changes starting from May 26, 2021

Fid Growth+Income 60/35/5

Asset Allocation

Performance

Performance Chart

Returns By Period

Monthly Returns

Benchmark Metrics

Expense Ratio

Top 10 holdings

Return for Risk

Risk / Return Rank

Return / Risk — by metrics

Sharpe ratio

Sortino ratio

Omega ratio

Calmar ratio

Martin ratio

Sharpe Ratio

Dividends

Dividend yield

Drawdowns

Drawdowns Chart

Worst Drawdowns

Volatility

Volatility Chart

Diversification

Diversification Metrics

Number of Effective Assets

Asset Correlations Table