Z vs. SCHD

Last updated Apr 1, 2026

Compare and contrast key facts about Zillow Group, Inc. (Z) and Schwab U.S. Dividend Equity ETF (SCHD).

SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.

Performance

Z vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Zillow Group, Inc. (Z) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

Z vs. SCHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
Z Zillow Group, Inc.	-39.34%	-7.87%	27.98%	79.63%	-49.55%	-50.81%	182.54%	45.47%	-22.83%	12.20%
SCHD Schwab U.S. Dividend Equity ETF	12.79%	4.34%	11.66%	4.54%	-3.26%	29.87%	15.03%	27.29%	-5.56%	20.85%

Returns By Period

In the year-to-date period, Z achieves a -39.34% return, which is significantly lower than SCHD's 12.79% return. Over the past 10 years, Z has underperformed SCHD with an annualized return of 5.84%, while SCHD has yielded a comparatively higher 12.31% annualized return.

Z

• 1D: 1.45%
• 1M: -7.26%
• YTD: -39.34%
• 6M: -46.29%
• 1Y: -39.64%
• 3Y*: -2.37%
• 5Y*: -20.87%
• 10Y*: 5.84%

SCHD

• 1D: 0.66%
• 1M: -2.61%
• YTD: 12.79%
• 6M: 14.49%
• 1Y: 13.97%
• 3Y*: 12.05%
• 5Y*: 8.44%
• 10Y*: 12.31%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

Z vs. SCHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

Z

Z Risk / Return Rank: 10
Z Sharpe Ratio Rank: 7
Z Sortino Ratio Rank: 9
Z Omega Ratio Rank: 10
Z Calmar Ratio Rank: 17
Z Martin Ratio Rank: 6

SCHD

SCHD Risk / Return Rank: 52
SCHD Sharpe Ratio Rank: 54
SCHD Sortino Ratio Rank: 55
SCHD Omega Ratio Rank: 54
SCHD Calmar Ratio Rank: 53
SCHD Martin Ratio Rank: 45

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Z vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Zillow Group, Inc. (Z) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	Z	SCHD	Difference
Sharpe ratio Return per unit of total volatility	-0.89	0.89	-1.79
Sortino ratio Return per unit of downside risk	-1.17	1.35	-2.51
Omega ratio Gain probability vs. loss probability	0.86	1.19	-0.33
Calmar ratio Return relative to maximum drawdown	-0.72	1.19	-1.91
Martin ratio Return relative to average drawdown	-1.68	3.99	-5.67
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Z vs. SCHD - Sharpe Ratio Comparison

The current Z Sharpe Ratio is -0.89, which is lower than the SCHD Sharpe Ratio of 0.89. The chart below compares the historical Sharpe Ratios of Z and SCHD, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	Z	SCHD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.89	0.89	-1.79
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.40	0.59	-0.99
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.11	0.74	-0.63
Sharpe Ratio (All Time) Calculated using the full available price history	0.07	0.84	-0.77

Correlation

The correlation between Z and SCHD is 0.34, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

Z vs. SCHD - Dividend Comparison

Z has not paid dividends to shareholders, while SCHD's dividend yield for the trailing twelve months is around 3.44%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Z Zillow Group, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SCHD Schwab U.S. Dividend Equity ETF	3.44%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%

Drawdowns

Z vs. SCHD - Drawdown Comparison

The maximum Z drawdown since its inception was -86.51%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for Z and SCHD.

Drawdown Indicators

	Z	SCHD	Difference
Max Drawdown Largest peak-to-trough decline	-86.51%	-33.37%	-53.14%
Max Drawdown (1Y) Largest decline over 1 year	-55.23%	-12.74%	-42.49%
Max Drawdown (5Y) Largest decline over 5 years	-81.62%	-16.85%	-64.77%
Max Drawdown (10Y) Largest decline over 10 years	-86.51%	-33.37%	-53.14%
Current Drawdown Current decline from peak	-79.30%	-2.89%	-76.41%
Average Drawdown Average peak-to-trough decline	-43.84%	-3.34%	-40.50%
Ulcer Index Depth and duration of drawdowns from previous peaks	23.73%	3.89%	+19.84%

Volatility

Z vs. SCHD - Volatility Comparison

Zillow Group, Inc. (Z) has a higher volatility of 15.77% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.40%. This indicates that Z's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	Z	SCHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	15.77%	2.40%	+13.37%
Volatility (6M) Calculated over the trailing 6-month period	35.57%	7.96%	+27.61%
Volatility (1Y) Calculated over the trailing 1-year period	44.59%	15.74%	+28.85%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	52.38%	14.40%	+37.98%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	53.07%	16.70%	+36.37%