XSUS.TO vs. SCHD
XSUS.TO (iShares ESG Aware MSCI USA Index ETF) and SCHD (Schwab U.S. Dividend Equity ETF) are both exchange-traded funds - XSUS.TO is a Large Cap Growth Equities fund tracking the MSCI USA Extended ESG Focus Index, while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. Both are passively managed. Over the past 5 years, XSUS.TO returned 14.81%/yr vs 11.36%/yr for SCHD. A 0.52 correlation means they provide meaningful diversification when combined. XSUS.TO charges 0.22%/yr vs 0.06%/yr for SCHD.
Performance
XSUS.TO vs. SCHD - Performance Comparison
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Different Trading Currencies
XSUS.TO is traded in CAD, while SCHD is traded in USD. To make them comparable, the SCHD values have been converted to CAD using the latest available exchange rates.
Returns By Period
In the year-to-date period, XSUS.TO achieves a 12.45% return, which is significantly lower than SCHD's 20.03% return.
XSUS.TO
- 1D
- -0.23%
- 1M
- 7.89%
- YTD
- 12.45%
- 6M
- 8.87%
- 1Y
- 27.43%
- 3Y*
- 21.61%
- 5Y*
- 14.81%
- 10Y*
- —
SCHD
- 1D
- 0.00%
- 1M
- 4.32%
- YTD
- 20.03%
- 6M
- 17.69%
- 1Y
- 28.28%
- 3Y*
- 16.27%
- 5Y*
- 11.36%
- 10Y*
- 13.54%
XSUS.TO vs. SCHD - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
XSUS.TO iShares ESG Aware MSCI USA Index ETF | 12.45% | 9.48% | 32.85% | 21.80% | -15.17% | 26.44% | 18.78% | 13.32% |
SCHD Schwab U.S. Dividend Equity ETF | 20.52% | -0.44% | 21.25% | 2.24% | 3.64% | 28.70% | 13.08% | 11.20% |
Correlation
The correlation between XSUS.TO and SCHD is 0.33, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.33 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.46 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.54 |
Correlation (All Time) Calculated using the full available price history since Mar 25, 2019 | 0.52 |
The correlation between XSUS.TO and SCHD shifts across timeframes, from 0.33 (1 year) to 0.54 (5 years), reflecting how their relationship changes across market environments.
XSUS.TO vs. SCHD - Sectors Allocation Comparison
Sectors
XSUS.TO
SCHD
Technology
Financial Services
Communication Services
Consumer Cyclical
Healthcare
Industrials
Consumer Defensive
Energy
Utilities
Real Estate
-
Basic Materials
Technology
XSUS.TO
SCHD
Financial Services
XSUS.TO
SCHD
Communication Services
XSUS.TO
SCHD
Consumer Cyclical
XSUS.TO
SCHD
Healthcare
XSUS.TO
SCHD
Industrials
XSUS.TO
SCHD
Consumer Defensive
XSUS.TO
SCHD
Energy
XSUS.TO
SCHD
Utilities
XSUS.TO
SCHD
Real Estate
XSUS.TO
SCHD
-
Basic Materials
XSUS.TO
SCHD
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Return for Risk
XSUS.TO vs. SCHD — Risk / Return Rank
XSUS.TO
SCHD
XSUS.TO vs. SCHD - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares ESG Aware MSCI USA Index ETF (XSUS.TO) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XSUS.TO | SCHD | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.30 | 2.57 | -0.27 |
Sortino ratioReturn per unit of downside risk | 3.16 | 3.98 | -0.82 |
Omega ratioGain probability vs. loss probability | 1.42 | 1.47 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.74 | 6.61 | -3.87 |
Martin ratioReturn relative to average drawdown | 9.30 | 19.13 | -9.83 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XSUS.TO | SCHD | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.30 | 2.57 | -0.27 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.99 | 0.90 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.90 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.96 | 1.12 | -0.17 |
Drawdowns
XSUS.TO vs. SCHD - Drawdown Comparison
The maximum XSUS.TO drawdown since its inception was -28.32%, which is greater than SCHD's maximum drawdown of -26.93%. Use the drawdown chart below to compare losses from any high point for XSUS.TO and SCHD.
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Drawdown Indicators
| XSUS.TO | SCHD | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -28.32% | -26.93% | -1.39% |
Max Drawdown (1Y)Largest decline over 1 year | -10.05% | -4.30% | -5.75% |
Max Drawdown (3Y)Largest decline over 3 years | -20.45% | -15.30% | -5.15% |
Max Drawdown (5Y)Largest decline over 5 years | -24.02% | -15.30% | -8.72% |
Max Drawdown (10Y)Largest decline over 10 years | — | -26.93% | — |
Current DrawdownCurrent decline from peak | -0.23% | -1.22% | +0.99% |
Average DrawdownAverage peak-to-trough decline | -4.98% | -2.86% | -2.12% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.96% | 1.48% | +1.48% |
Volatility
XSUS.TO vs. SCHD - Volatility Comparison
iShares ESG Aware MSCI USA Index ETF (XSUS.TO) has a higher volatility of 2.91% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.63%. This indicates that XSUS.TO's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XSUS.TO | SCHD | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.91% | 2.63% | +0.28% |
Volatility (6M)Calculated over the trailing 6-month period | 9.19% | 8.23% | +0.96% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.01% | 11.10% | +0.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 15.06% | 12.63% | +2.43% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.58% | 15.18% | +1.40% |
XSUS.TO vs. SCHD - Expense Ratio Comparison
XSUS.TO has a 0.22% expense ratio, which is higher than SCHD's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
XSUS.TO vs. SCHD - Dividend Comparison
XSUS.TO's dividend yield for the trailing twelve months is around 0.74%, less than SCHD's 3.26% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SCHD Schwab U.S. Dividend Equity ETF | 3.26% | 3.82% | 3.64% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% |
XSUS.TO iShares ESG Aware MSCI USA Index ETF | 0.74% | 0.83% | 0.81% | 1.09% | 0.96% | 0.83% | 0.92% | 0.66% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
XSUS.TO and SCHD have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, SCHD is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.
SCHD is cheaper with a 0.06% expense ratio, compared with 0.22% for XSUS.TO.
XSUS.TO is categorized as Large Cap Growth Equities, while SCHD is Dividend. XSUS.TO tracks MSCI USA Extended ESG Focus Index, while SCHD tracks Dow Jones U.S. Dividend 100 Index. They also come from different issuers: iShares and Charles Schwab. Their fees differ too: 0.22% for XSUS.TO and 0.06% for SCHD.
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