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XRP-USD vs. XLM-USD
Performance
Return for Risk
Drawdowns
Volatility

Performance

XRP-USD vs. XLM-USD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Ripple (XRP-USD) and Stellar (XLM-USD). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, XRP-USD achieves a -33.53% return, which is significantly lower than XLM-USD's 11.65% return.


XRP-USD

1D
-5.64%
1M
-11.94%
YTD
-33.53%
6M
-43.24%
1Y
-44.38%
3Y*
33.02%
5Y*
3.18%
10Y*

XLM-USD

1D
-7.70%
1M
41.93%
YTD
11.65%
6M
-12.01%
1Y
-17.61%
3Y*
34.58%
5Y*
-12.02%
10Y*
64.67%
*Multi-year figures are annualized to reflect compound growth (CAGR)

XRP-USD vs. XLM-USD - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
XRP-USD
Ripple
-33.53%-11.56%237.88%81.04%-59.10%278.06%13.98%-45.31%-84.67%33,831.71%
XLM-USD
Stellar
11.65%-39.55%157.40%81.66%-73.35%108.68%184.76%-60.36%-68.37%14,155.02%

Correlation

The correlation between XRP-USD and XLM-USD is 0.88, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.88

Correlation (3Y)
Calculated over the trailing 3-year period

0.83

Correlation (5Y)
Calculated over the trailing 5-year period

0.83

Correlation (All Time)
Calculated using the full available price history since Jan 3, 2017

0.75

The correlation between XRP-USD and XLM-USD shifts across timeframes, from 0.75 (all time) to 0.88 (1 year), reflecting how their relationship changes across market environments.

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Return for Risk

XRP-USD vs. XLM-USD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XRP-USD
XRP-USD Risk / Return Rank: 3131
Overall Rank
XRP-USD Sharpe Ratio Rank: 4646
Sharpe Ratio Rank
XRP-USD Sortino Ratio Rank: 4848
Sortino Ratio Rank
XRP-USD Omega Ratio Rank: 4848
Omega Ratio Rank
XRP-USD Calmar Ratio Rank: 66
Calmar Ratio Rank
XRP-USD Martin Ratio Rank: 77
Martin Ratio Rank

XLM-USD
XLM-USD Risk / Return Rank: 7575
Overall Rank
XLM-USD Sharpe Ratio Rank: 7575
Sharpe Ratio Rank
XLM-USD Sortino Ratio Rank: 7878
Sortino Ratio Rank
XLM-USD Omega Ratio Rank: 7777
Omega Ratio Rank
XLM-USD Calmar Ratio Rank: 7070
Calmar Ratio Rank
XLM-USD Martin Ratio Rank: 7272
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XRP-USD vs. XLM-USD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Ripple (XRP-USD) and Stellar (XLM-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


XRP-USDXLM-USDDifference

Sharpe ratio

Return per unit of total volatility

-0.66

-0.21

-0.45

Sortino ratio

Return per unit of downside risk

-0.78

0.30

-1.08

Omega ratio

Gain probability vs. loss probability

0.92

1.03

-0.11

Calmar ratio

Return relative to maximum drawdown

-1.17

-0.78

-0.39

Martin ratio

Return relative to average drawdown

-1.64

-1.02

-0.61

XRP-USD vs. XLM-USD - Sharpe Ratio Comparison

The current XRP-USD Sharpe Ratio is -0.66, which is lower than the XLM-USD Sharpe Ratio of -0.21. The chart below compares the historical Sharpe Ratios of XRP-USD and XLM-USD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Sharpe Ratios by Period


XRP-USDXLM-USDDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.66

-0.21

-0.45

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.04

-0.13

+0.17

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.48

Sharpe Ratio (All Time)

Calculated using the full available price history

0.55

0.35

+0.20

Drawdowns

XRP-USD vs. XLM-USD - Drawdown Comparison

The maximum XRP-USD drawdown since its inception was -95.87%, roughly equal to the maximum XLM-USD drawdown of -96.21%. Use the drawdown chart below to compare losses from any high point for XRP-USD and XLM-USD.


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Drawdown Indicators


XRP-USDXLM-USDDifference

Max Drawdown

Largest peak-to-trough decline

-95.87%

-96.21%

+0.34%

Max Drawdown (1Y)

Largest decline over 1 year

-65.87%

-71.19%

+5.32%

Max Drawdown (3Y)

Largest decline over 3 years

-65.87%

-74.37%

+8.50%

Max Drawdown (5Y)

Largest decline over 5 years

-77.83%

-83.25%

+5.42%

Max Drawdown (10Y)

Largest decline over 10 years

-96.21%

Current Drawdown

Current decline from peak

-65.59%

-74.58%

+8.99%

Average Drawdown

Average peak-to-trough decline

-71.02%

-72.13%

+1.11%

Ulcer Index

Depth and duration of drawdowns from previous peaks

42.91%

49.35%

-6.44%

Volatility

XRP-USD vs. XLM-USD - Volatility Comparison

The current volatility for Ripple (XRP-USD) is 11.58%, while Stellar (XLM-USD) has a volatility of 41.64%. This indicates that XRP-USD experiences smaller price fluctuations and is considered to be less risky than XLM-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


XRP-USDXLM-USDDifference

Volatility (1M)

Calculated over the trailing 1-month period

11.58%

41.64%

-30.06%

Volatility (6M)

Calculated over the trailing 6-month period

45.44%

58.41%

-12.97%

Volatility (1Y)

Calculated over the trailing 1-year period

55.91%

70.00%

-14.09%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

72.47%

74.86%

-2.39%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

111.87%

112.79%

-0.92%

Frequently Asked Questions


XRP-USD and XLM-USD have a correlation of 0.88, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

XLM-USD has higher volatility (41.64%) compared to XRP-USD (11.58%). In terms of maximum drawdown, XRP-USD dropped -95.87% vs XLM-USD's -96.21%.

XLM-USD currently has the higher Sharpe Ratio (-0.21 vs -0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

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