PortfoliosLab logoPortfoliosLab logo
XRP-USD vs. XLM-USD
Performance
Return for Risk
Drawdowns
Volatility

Performance

XRP-USD vs. XLM-USD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in XRP (XRP-USD) and Stellar (XLM-USD). The values are adjusted to include any dividend payments, if applicable.

Loading charts...

Returns By Period

In the year-to-date period, XRP-USD achieves a -39.64% return, which is significantly lower than XLM-USD's -1.95% return.


XRP-USD

1D
-1.63%
1M
-17.70%
YTD
-39.64%
6M
-40.70%
1Y
-48.61%
3Y*
31.57%
5Y*
10.56%
10Y*

XLM-USD

1D
-2.90%
1M
33.52%
YTD
-1.95%
6M
-9.35%
1Y
-19.96%
3Y*
29.58%
5Y*
-6.05%
10Y*
59.98%
*Multi-year figures are annualized to reflect compound growth (CAGR)

XRP-USD vs. XLM-USD - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
XRP-USD
XRP
-39.64%-11.56%237.88%81.04%-59.10%278.06%13.98%-45.31%-84.67%38,242.83%
XLM-USD
Stellar
-1.95%-39.55%157.40%81.66%-73.35%108.68%184.76%-60.36%-68.37%14,350.10%

Correlation

The correlation between XRP-USD and XLM-USD is 0.84, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.84

Correlation (3Y)
Calculated over the trailing 3-year period

0.82

Correlation (5Y)
Calculated over the trailing 5-year period

0.82

Correlation (All Time)
Calculated using the full available price history since Jan 2, 2017

0.75

The correlation between XRP-USD and XLM-USD has been stable across timeframes, ranging from 0.75 to 0.84 - a consistent structural relationship.

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Return for Risk

XRP-USD vs. XLM-USD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

XRP-USD
XRP-USD Risk / Return Rank: 4444
Overall Rank
XRP-USD Sharpe Ratio Rank: 4343
Sharpe Ratio Rank
XRP-USD Sortino Ratio Rank: 4242
Sortino Ratio Rank
XRP-USD Omega Ratio Rank: 4141
Omega Ratio Rank
XRP-USD Calmar Ratio Rank: 4949
Calmar Ratio Rank
XRP-USD Martin Ratio Rank: 4848
Martin Ratio Rank

XLM-USD
XLM-USD Risk / Return Rank: 7979
Overall Rank
XLM-USD Sharpe Ratio Rank: 7676
Sharpe Ratio Rank
XLM-USD Sortino Ratio Rank: 8181
Sortino Ratio Rank
XLM-USD Omega Ratio Rank: 7979
Omega Ratio Rank
XLM-USD Calmar Ratio Rank: 7878
Calmar Ratio Rank
XLM-USD Martin Ratio Rank: 8080
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XRP-USD vs. XLM-USD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for XRP (XRP-USD) and Stellar (XLM-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


XRP-USDXLM-USDDifference
Sharpe ratioReturn per unit of total volatility

-0.49

Sortino ratioReturn per unit of downside risk

-1.20

Omega ratioGain probability vs. loss probability

0.91

1.02

-0.12

Calmar ratioReturn relative to maximum drawdown

-0.70

-0.28

-0.42

Martin ratioReturn relative to average drawdown

-1.07

-0.39

-0.68

XRP-USD vs. XLM-USD - Sharpe Ratio Comparison

The current XRP-USD Sharpe Ratio is -0.72, which is lower than the XLM-USD Sharpe Ratio of -0.23. The chart below compares the historical Sharpe Ratios of XRP-USD and XLM-USD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


Loading charts...

Drawdowns

XRP-USD vs. XLM-USD - Drawdown Comparison

The maximum XRP-USD drawdown since its inception was -95.87%, roughly equal to the maximum XLM-USD drawdown of -96.21%. Use the drawdown chart below to compare losses from any high point for XRP-USD and XLM-USD.


Loading charts...

Drawdown Indicators


XRP-USDXLM-USDDifference

Max Drawdown

Largest peak-to-trough decline

-95.87%

-96.21%

+0.34%

Max Drawdown (1Y)

Largest decline over 1 year

-69.23%

-71.19%

+1.96%

Max Drawdown (3Y)

Largest decline over 3 years

-69.23%

-74.37%

+5.14%

Max Drawdown (5Y)

Largest decline over 5 years

-77.83%

-83.25%

+5.42%

Max Drawdown (10Y)

Largest decline over 10 years

-96.21%

Current Drawdown

Current decline from peak

-68.75%

-77.68%

+8.93%

Average Drawdown

Average peak-to-trough decline

-70.98%

-72.15%

+1.17%

Ulcer Index

Depth and duration of drawdowns from previous peaks

39.29%

40.82%

-1.53%

Volatility

XRP-USD vs. XLM-USD - Volatility Comparison

The current volatility for XRP (XRP-USD) is 15.32%, while Stellar (XLM-USD) has a volatility of 45.39%. This indicates that XRP-USD experiences smaller price fluctuations and is considered to be less risky than XLM-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


Loading charts...

Volatility by Period


XRP-USDXLM-USDDifference

Volatility (1M)

Calculated over the trailing 1-month period

15.32%

45.39%

-30.07%

Volatility (6M)

Calculated over the trailing 6-month period

46.08%

60.60%

-14.52%

Volatility (1Y)

Calculated over the trailing 1-year period

56.29%

71.58%

-15.29%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

71.53%

74.40%

-2.87%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

111.63%

112.82%

-1.19%

Frequently Asked Questions


XRP-USD and XLM-USD have a correlation of 0.84, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

XLM-USD has higher volatility (45.39%) compared to XRP-USD (15.32%). In terms of maximum drawdown, XRP-USD dropped -95.87% vs XLM-USD's -96.21%.

XLM-USD currently has the higher Sharpe Ratio (-0.23 vs -0.72), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

Find the right allocation for XRP-USD and XLM-USD

Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

Open Portfolio Optimizer