XLV vs. UNH
Compare and contrast key facts about State Street Health Care Select Sector SPDR ETF (XLV) and UnitedHealth Group Incorporated (UNH).
XLV is a passively managed fund by State Street that tracks the performance of the Health Care Select Sector Index. It was launched on Dec 16, 1998.
Performance
XLV vs. UNH - Performance Comparison
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XLV vs. UNH - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
XLV State Street Health Care Select Sector SPDR ETF | -4.90% | 14.50% | 2.47% | 2.07% | -2.08% | 26.04% | 13.30% | 20.45% | 6.28% | 21.77% |
UNH UnitedHealth Group Incorporated | -17.39% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
Returns By Period
In the year-to-date period, XLV achieves a -4.90% return, which is significantly higher than UNH's -17.39% return. Both investments have delivered pretty close results over the past 10 years, with XLV having a 9.72% annualized return and UNH not far behind at 9.39%.
XLV
- 1D
- 1.94%
- 1M
- -8.11%
- YTD
- -4.90%
- 6M
- 6.23%
- 1Y
- 2.20%
- 3Y*
- 5.98%
- 5Y*
- 6.42%
- 10Y*
- 9.72%
UNH
- 1D
- 3.36%
- 1M
- -7.02%
- YTD
- -17.39%
- 6M
- -20.50%
- 1Y
- -46.88%
- 3Y*
- -15.31%
- 5Y*
- -4.29%
- 10Y*
- 9.39%
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Return for Risk
XLV vs. UNH — Risk / Return Rank
XLV
UNH
XLV vs. UNH - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for State Street Health Care Select Sector SPDR ETF (XLV) and UnitedHealth Group Incorporated (UNH). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| XLV | UNH | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.12 | -0.92 | +1.05 |
Sortino ratioReturn per unit of downside risk | 0.30 | -1.15 | +1.44 |
Omega ratioGain probability vs. loss probability | 1.04 | 0.81 | +0.22 |
Calmar ratioReturn relative to maximum drawdown | 0.28 | -0.77 | +1.04 |
Martin ratioReturn relative to average drawdown | 0.57 | -1.02 | +1.58 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| XLV | UNH | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.12 | -0.92 | +1.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.44 | -0.14 | +0.58 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.59 | 0.32 | +0.27 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.46 | 0.60 | -0.15 |
Correlation
The correlation between XLV and UNH is 0.53, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
XLV vs. UNH - Dividend Comparison
XLV's dividend yield for the trailing twelve months is around 1.71%, less than UNH's 3.27% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
XLV State Street Health Care Select Sector SPDR ETF | 1.71% | 1.60% | 1.67% | 1.59% | 1.47% | 1.33% | 1.49% | 2.17% | 1.57% | 1.47% | 1.60% | 1.43% |
UNH UnitedHealth Group Incorporated | 3.27% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Drawdowns
XLV vs. UNH - Drawdown Comparison
The maximum XLV drawdown since its inception was -39.17%, smaller than the maximum UNH drawdown of -74.37%. Use the drawdown chart below to compare losses from any high point for XLV and UNH.
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Drawdown Indicators
| XLV | UNH | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -39.17% | -74.37% | +35.20% |
Max Drawdown (1Y)Largest decline over 1 year | -10.76% | -60.06% | +49.30% |
Max Drawdown (5Y)Largest decline over 5 years | -17.11% | -61.39% | +44.28% |
Max Drawdown (10Y)Largest decline over 10 years | -28.40% | -61.39% | +32.99% |
Current DrawdownCurrent decline from peak | -8.11% | -55.14% | +47.03% |
Average DrawdownAverage peak-to-trough decline | -7.12% | -14.63% | +7.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.75% | 45.40% | -39.65% |
Volatility
XLV vs. UNH - Volatility Comparison
The current volatility for State Street Health Care Select Sector SPDR ETF (XLV) is 4.73%, while UnitedHealth Group Incorporated (UNH) has a volatility of 7.72%. This indicates that XLV experiences smaller price fluctuations and is considered to be less risky than UNH based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XLV | UNH | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.73% | 7.72% | -2.99% |
Volatility (6M)Calculated over the trailing 6-month period | 10.53% | 29.34% | -18.81% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.74% | 51.10% | -33.36% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.56% | 31.26% | -16.70% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 16.53% | 29.84% | -13.31% |