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XGRO.TO vs. SCHD
Performance
Return for Risk
Drawdowns
Volatility
Dividends

XGRO.TO vs. SCHD

Last updated Jun 5, 2026

XGRO.TO (iShares Core Growth ETF Portfolio) and SCHD (Schwab U.S. Dividend Equity ETF) are both exchange-traded funds - XGRO.TO is a Diversified Portfolio fund actively managed by iShares, while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. XGRO.TO is actively managed, while SCHD is passively managed. Over the past 10 years, XGRO.TO returned 10.17%/yr vs 13.62%/yr for SCHD. A 0.51 correlation means they provide meaningful diversification when combined. XGRO.TO charges 0.20%/yr vs 0.06%/yr for SCHD.

Performance

XGRO.TO vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a CA$10,000 investment in iShares Core Growth ETF Portfolio (XGRO.TO) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

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Different Trading Currencies

XGRO.TO is traded in CAD, while SCHD is traded in USD. To make them comparable, the SCHD values have been converted to CAD using the latest available exchange rates.

Returns By Period

In the year-to-date period, XGRO.TO achieves a 10.70% return, which is significantly lower than SCHD's 20.52% return. Over the past 10 years, XGRO.TO has underperformed SCHD with an annualized return of 10.17%, while SCHD has yielded a comparatively higher 13.62% annualized return.

XGRO.TO

1D
0.29%
1M
5.00%
YTD
10.70%
6M
8.71%
1Y
23.83%
3Y*
18.10%
5Y*
10.89%
10Y*
10.17%

SCHD

1D
0.00%
1M
4.22%
YTD
20.52%
6M
18.31%
1Y
29.93%
3Y*
16.61%
5Y*
11.45%
10Y*
13.62%
*Multi-year figures are annualized to reflect compound growth (CAGR)

XGRO.TO vs. SCHD - Yearly Performance Comparison

2026 (YTD)202520242023202220212020201920182017
XGRO.TO
iShares Core Growth ETF Portfolio		10.70%15.59%19.53%15.01%-11.08%14.29%11.51%17.97%-6.73%11.61%
SCHD
Schwab U.S. Dividend Equity ETF		21.46%-0.44%21.25%2.24%3.64%28.70%13.08%21.03%2.45%13.15%

Correlation

The correlation between XGRO.TO and SCHD is 0.36, which is low. Their price movements are largely independent, making them effective diversification partners.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.36

Correlation (3Y)
Calculated over the trailing 3-year period

0.52

Correlation (5Y)
Calculated over the trailing 5-year period

0.60

Correlation (10Y)
Calculated over the trailing 10-year period

0.56

Correlation (All Time)
Calculated using the full available price history since Oct 21, 2011

0.51

The correlation between XGRO.TO and SCHD shifts across timeframes, from 0.36 (1 year) to 0.60 (5 years), reflecting how their relationship changes across market environments.

XGRO.TO vs. SCHD - Sectors Allocation Comparison

Sectors
XGRO.TO
SCHD

Technology

25.8%
16.4%

Financial Services

20.3%
9.3%

Industrials

7.3%
7.5%

Energy

7.2%
16.2%

Communication Services

6.8%
6.3%

Consumer Cyclical

6.3%
6.3%

Basic Materials

5.6%
1.2%

Healthcare

5.1%
18.8%

Consumer Defensive

3.8%
19.2%

Utilities

1.5%
0.0%

Real Estate

0.4%

-

Technology

XGRO.TO
25.8%
SCHD
16.4%

Financial Services

XGRO.TO
20.3%
SCHD
9.3%

Industrials

XGRO.TO
7.3%
SCHD
7.5%

Energy

XGRO.TO
7.2%
SCHD
16.2%

Communication Services

XGRO.TO
6.8%
SCHD
6.3%

Consumer Cyclical

XGRO.TO
6.3%
SCHD
6.3%

Basic Materials

XGRO.TO
5.6%
SCHD
1.2%

Healthcare

XGRO.TO
5.1%
SCHD
18.8%

Consumer Defensive

XGRO.TO
3.8%
SCHD
19.2%

Utilities

XGRO.TO
1.5%
SCHD
0.0%

Real Estate

XGRO.TO
0.4%
SCHD

-

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.

iShares Core Growth ETF Portfolio

Schwab U.S. Dividend Equity ETF

Often compared with XGRO.TO:
XGRO.TO vs. XEQT.TOXGRO.TO vs. VGRO.TOXGRO.TO vs. VEQT.TOXGRO.TO vs. XCG.TOXGRO.TO vs. TGRO.TOXGRO.TO vs. ZGRO.TOXGRO.TO vs. XAW.TO
Often compared with SCHD:
SCHD vs. VOOSCHD vs. VYMSCHD vs. SPYSCHD vs. SCHGSCHD vs. JEPISCHD vs. FDVVSCHD vs. VIG

Return for Risk

XGRO.TO vs. SCHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
XGRO.TO
XGRO.TO Risk / Return Rank: 7171
Overall Rank
XGRO.TO Sharpe Ratio Rank: 6969
Sharpe Ratio Rank
XGRO.TO Sortino Ratio Rank: 7070
Sortino Ratio Rank
XGRO.TO Omega Ratio Rank: 7272
Omega Ratio Rank
XGRO.TO Calmar Ratio Rank: 6868
Calmar Ratio Rank
XGRO.TO Martin Ratio Rank: 7878
Martin Ratio Rank
SCHD
SCHD Risk / Return Rank: 8585
Overall Rank
SCHD Sharpe Ratio Rank: 8282
Sharpe Ratio Rank
SCHD Sortino Ratio Rank: 8989
Sortino Ratio Rank
SCHD Omega Ratio Rank: 8080
Omega Ratio Rank
SCHD Calmar Ratio Rank: 9292
Calmar Ratio Rank
SCHD Martin Ratio Rank: 8080
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

XGRO.TO vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for iShares Core Growth ETF Portfolio (XGRO.TO) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

XGRO.TOSCHDDifference
Sharpe ratioReturn per unit of total volatility
2.22
2.70

-0.48

Sortino ratioReturn per unit of downside risk
3.13
4.16

-1.03

Omega ratioGain probability vs. loss probability

1.42

1.49

-0.07

Calmar ratioReturn relative to maximum drawdown

3.36

7.00

-3.64

Martin ratioReturn relative to average drawdown

14.92

20.23

-5.31

Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

XGRO.TO vs. SCHD - Sharpe Ratio Comparison

The current XGRO.TO Sharpe Ratio is 2.22, which is comparable to the SCHD Sharpe Ratio of 2.70. The chart below compares the historical Sharpe Ratios of XGRO.TO and SCHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

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Sharpe Ratios by Period

XGRO.TOSCHDDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

2.22

2.70

-0.48

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.99

0.91

+0.08

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.83

0.90

-0.07

Sharpe Ratio (All Time)

Calculated using the full available price history

0.36

1.13

-0.77

Drawdowns

XGRO.TO vs. SCHD - Drawdown Comparison

The maximum XGRO.TO drawdown since its inception was -47.97%, which is greater than SCHD's maximum drawdown of -26.93%. Use the drawdown chart below to compare losses from any high point for XGRO.TO and SCHD.

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Drawdown Indicators

XGRO.TOSCHDDifference

Max Drawdown

Largest peak-to-trough decline

-47.97%

-26.93%

-21.04%

Max Drawdown (1Y)

Largest decline over 1 year

-7.12%

-4.30%

-2.82%

Max Drawdown (3Y)

Largest decline over 3 years

-12.47%

-15.30%

+2.83%

Max Drawdown (5Y)

Largest decline over 5 years

-18.40%

-15.30%

-3.10%

Max Drawdown (10Y)

Largest decline over 10 years

-25.85%

-26.93%

+1.08%

Current Drawdown

Current decline from peak

0.00%

-0.82%

+0.82%

Average Drawdown

Average peak-to-trough decline

-8.49%

-2.86%

-5.63%

Ulcer Index

Depth and duration of drawdowns from previous peaks

1.60%

1.48%

+0.12%

Volatility

XGRO.TO vs. SCHD - Volatility Comparison

iShares Core Growth ETF Portfolio (XGRO.TO) has a higher volatility of 3.40% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 2.96%. This indicates that XGRO.TO's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Volatility by Period

XGRO.TOSCHDDifference

Volatility (1M)

Calculated over the trailing 1-month period

3.40%

2.96%

+0.44%

Volatility (6M)

Calculated over the trailing 6-month period

9.20%

8.30%

+0.90%

Volatility (1Y)

Calculated over the trailing 1-year period

10.78%

11.16%

-0.38%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

11.05%

12.65%

-1.60%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

12.26%

15.18%

-2.92%

XGRO.TO vs. SCHD - Expense Ratio Comparison

XGRO.TO has a 0.20% expense ratio, which is higher than SCHD's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

Dividends

XGRO.TO vs. SCHD - Dividend Comparison

XGRO.TO's dividend yield for the trailing twelve months is around 1.75%, less than SCHD's 3.24% yield.

PositionTTM20252024202320222021202020192018201720162015
SCHD
Schwab U.S. Dividend Equity ETF		3.24%3.82%3.64%3.49%3.39%2.78%3.16%2.98%3.06%2.63%2.89%2.97%
XGRO.TO
iShares Core Growth ETF Portfolio		1.75%1.92%1.98%2.22%1.86%1.66%1.94%2.21%7.42%2.04%2.65%2.15%

Frequently Asked Questions

XGRO.TO and SCHD have a correlation of 0.36, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

On fees, SCHD is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.

SCHD is cheaper with a 0.06% expense ratio, compared with 0.20% for XGRO.TO.

XGRO.TO is categorized as Diversified Portfolio, while SCHD is Dividend. They also come from different issuers: iShares and Charles Schwab. Their fees differ too: 0.20% for XGRO.TO and 0.06% for SCHD.

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