XBB.TO vs. VADGX
XBB.TO (iShares Core Canadian Universe Bond Index ETF) and VADGX (Vanguard Advice Select Dividend Growth Fund) are both funds - XBB.TO is a Intermediate Core Bond fund tracking the FTSE Canada Universe Bond Index, while VADGX is a Large Cap Blend Equities fund managed by Vanguard. Over the past 3 years, XBB.TO returned 4.23%/yr vs 10.50%/yr for VADGX. At a 0.16 correlation, their price movements are largely independent. XBB.TO charges 0.10%/yr vs 0.45%/yr for VADGX.
Performance
XBB.TO vs. VADGX - Performance Comparison
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Different Trading Currencies
XBB.TO is traded in CAD, while VADGX is traded in USD. To make them comparable, the VADGX values have been converted to CAD using the latest available exchange rates.
Returns By Period
In the year-to-date period, XBB.TO achieves a 1.04% return, which is significantly lower than VADGX's 4.50% return.
XBB.TO
- 1D
- 0.00%
- 1M
- -0.74%
- 6M
- 0.79%
- YTD
- 1.04%
- 1Y
- 3.73%
- 3Y*
- 4.23%
- 5Y*
- 0.28%
- 10Y*
- 1.48%
- ALL TIME*
- 3.23%
VADGX
- 1D
- -0.44%
- 1M
- 0.06%
- 6M
- 3.75%
- YTD
- 4.50%
- 1Y
- 9.48%
- 3Y*
- 10.50%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- 9.32%
XBB.TO vs. VADGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
XBB.TO iShares Core Canadian Universe Bond Index ETF | 1.04% | 2.59% | 4.00% | 6.64% | -11.66% | 1.96% |
VADGX Vanguard Advice Select Dividend Growth Fund | 4.50% | 3.57% | 20.06% | 7.79% | 2.21% | 6.13% |
Correlation
The correlation between XBB.TO and VADGX is 0.34, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.34 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.24 |
Correlation (All Time) Calculated using the full available price history since Nov 9, 2021 | 0.16 |
The correlation between XBB.TO and VADGX shifts across timeframes, from 0.16 (all time) to 0.34 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
XBB.TO vs. VADGX — Risk / Return Rank
XBB.TO
VADGX
XBB.TO vs. VADGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for iShares Core Canadian Universe Bond Index ETF (XBB.TO) and Vanguard Advice Select Dividend Growth Fund (VADGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XBB.TO | VADGX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.01 | ||
| Sortino ratioReturn per unit of downside risk | -0.10 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.15 | 0.00 |
| Calmar ratioReturn relative to maximum drawdown | 1.37 | 0.85 | +0.52 |
| Martin ratioReturn relative to average drawdown | 3.37 | 2.59 | +0.77 |
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Drawdowns
XBB.TO vs. VADGX - Drawdown Comparison
The maximum XBB.TO drawdown since its inception was -18.16%, which is greater than VADGX's maximum drawdown of -14.69%. Use the drawdown chart below to compare losses from any high point for XBB.TO and VADGX.
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Drawdown Indicators
| XBB.TO | VADGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.16% | -14.69% | -3.47% |
Max Drawdown (1Y)Largest decline over 1 year | -2.73% | -11.32% | +8.59% |
Max Drawdown (3Y)Largest decline over 3 years | -4.58% | -14.69% | +10.11% |
Max Drawdown (5Y)Largest decline over 5 years | -15.90% | — | — |
Max Drawdown (10Y)Largest decline over 10 years | -18.16% | — | — |
Current DrawdownCurrent decline from peak | -1.84% | -3.16% | +1.32% |
Average DrawdownAverage peak-to-trough decline | -3.08% | -3.23% | +0.15% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.11% | 3.70% | -2.59% |
Volatility
XBB.TO vs. VADGX - Volatility Comparison
The current volatility for iShares Core Canadian Universe Bond Index ETF (XBB.TO) is 1.27%, while Vanguard Advice Select Dividend Growth Fund (VADGX) has a volatility of 3.24%. This indicates that XBB.TO experiences smaller price fluctuations and is considered to be less risky than VADGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| XBB.TO | VADGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.27% | 3.24% | -1.97% |
Volatility (6M)Calculated over the trailing 6-month period | 3.32% | 8.92% | -5.60% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.33% | 11.27% | -6.94% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.62% | 14.81% | -8.19% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.69% | 14.81% | -8.12% |
XBB.TO vs. VADGX - Expense Ratio Comparison
XBB.TO has a 0.10% expense ratio, which is lower than VADGX's 0.45% expense ratio.
Dividends
XBB.TO vs. VADGX - Dividend Comparison
XBB.TO's dividend yield for the trailing twelve months is around 3.44%, more than VADGX's 1.05% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VADGX Vanguard Advice Select Dividend Growth Fund | 1.05% | 1.04% | 1.98% | 1.25% | 0.84% | 0.16% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
XBB.TO iShares Core Canadian Universe Bond Index ETF | 3.44% | 3.39% | 3.25% | 3.01% | 2.91% | 2.54% | 2.55% | 2.80% | 2.92% | 2.83% | 2.81% | 2.87% |
Frequently Asked Questions
XBB.TO and VADGX have a correlation of 0.34, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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