WTKWY vs. FICO

Last updated Jun 4, 2026

WTKWY (Wolters Kluwer NV) and FICO (Fair Isaac Corporation) are both stocks. WTKWY operates in Specialty Business Services (Industrials), while FICO operates in Software - Application (Technology). Over the past 10 years, WTKWY returned 7.44%/yr vs 26.40%/yr for FICO. At a 0.34 correlation, their price movements are largely independent.

Performance

WTKWY vs. FICO - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Wolters Kluwer NV (WTKWY) and Fair Isaac Corporation (FICO). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

The year-to-date returns for both investments are quite close, with WTKWY having a -31.11% return and FICO slightly higher at -30.52%. Over the past 10 years, WTKWY has underperformed FICO with an annualized return of 7.44%, while FICO has yielded a comparatively higher 26.40% annualized return.

WTKWY

• 1D: -3.03%
• 1M: -11.71%
• YTD: -31.11%
• 6M: -32.18%
• 1Y: -59.20%
• 3Y*: -14.86%
• 5Y*: -4.74%
• 10Y*: 7.44%

FICO

• 1D: -6.15%
• 1M: 10.82%
• YTD: -30.52%
• 6M: -33.35%
• 1Y: -32.55%
• 3Y*: 14.10%
• 5Y*: 19.09%
• 10Y*: 26.40%

*Multi-year figures are annualized to reflect compound growth (CAGR)

WTKWY vs. FICO - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
WTKWY Wolters Kluwer NV	-31.11%	-36.20%	17.53%	36.95%	-9.84%	43.14%	17.24%	25.81%	14.47%	48.79%
FICO Fair Isaac Corporation	-30.52%	-15.08%	71.04%	94.46%	38.03%	-15.14%	36.39%	100.36%	22.06%	28.52%

Correlation

The correlation between WTKWY and FICO is 0.20, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.20
Correlation (3Y) Calculated over the trailing 3-year period	0.22
Correlation (5Y) Calculated over the trailing 5-year period	0.28
Correlation (10Y) Calculated over the trailing 10-year period	0.30
Correlation (All Time) Calculated using the full available price history since Jul 16, 2007	0.34

The correlation between WTKWY and FICO shifts across timeframes, from 0.20 (1 year) to 0.34 (all time), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap WTKWY : $16.01B FICO : $27.90B
EPS WTKWY : $10.26 FICO : $31.51
PE Ratio WTKWY : 6.78 FICO : 37.28
PEG Ratio WTKWY : 0.35 FICO : 1.98
PS Ratio WTKWY : 1.34 FICO : 12.55
Total Revenue (TTM) WTKWY : $12.02B FICO : $2.26B
Gross Profit (TTM) WTKWY : $8.77B FICO : $1.90B
EBITDA (TTM) WTKWY : $3.93B FICO : $1.16B

Return for Risk

WTKWY vs. FICO — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

WTKWY

WTKWY Risk / Return Rank: 2
WTKWY Sharpe Ratio Rank: 0
WTKWY Sortino Ratio Rank: 0
WTKWY Omega Ratio Rank: 1
WTKWY Calmar Ratio Rank: 4
WTKWY Martin Ratio Rank: 7

FICO

FICO Risk / Return Rank: 15
FICO Sharpe Ratio Rank: 13
FICO Sortino Ratio Rank: 15
FICO Omega Ratio Rank: 15
FICO Calmar Ratio Rank: 18
FICO Martin Ratio Rank: 13

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

WTKWY vs. FICO - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Wolters Kluwer NV (WTKWY) and Fair Isaac Corporation (FICO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	WTKWY	FICO	Difference
Sharpe ratio Return per unit of total volatility	-1.70	-0.65	-1.05
Sortino ratio Return per unit of downside risk	-2.93	-0.72	-2.22
Omega ratio Gain probability vs. loss probability	0.65	0.90	-0.25
Calmar ratio Return relative to maximum drawdown	-0.95	-0.63	-0.33
Martin ratio Return relative to average drawdown	-1.44	-1.22	-0.22
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

WTKWY vs. FICO - Sharpe Ratio Comparison

The current WTKWY Sharpe Ratio is -1.70, which is lower than the FICO Sharpe Ratio of -0.65. The chart below compares the historical Sharpe Ratios of WTKWY and FICO, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	WTKWY	FICO	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-1.70	-0.65	-1.05
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.18	0.47	-0.66
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.32	0.70	-0.38
Sharpe Ratio (All Time) Calculated using the full available price history	0.24	0.49	-0.24

Drawdowns

WTKWY vs. FICO - Drawdown Comparison

The maximum WTKWY drawdown since its inception was -64.03%, smaller than the maximum FICO drawdown of -79.26%. Use the drawdown chart below to compare losses from any high point for WTKWY and FICO.

Drawdown Indicators

	WTKWY	FICO	Difference
Max Drawdown Largest peak-to-trough decline	-64.03%	-79.26%	+15.23%
Max Drawdown (1Y) Largest decline over 1 year	-62.36%	-52.12%	-10.24%
Max Drawdown (3Y) Largest decline over 3 years	-64.03%	-61.28%	-2.75%
Max Drawdown (5Y) Largest decline over 5 years	-64.03%	-61.28%	-2.75%
Max Drawdown (10Y) Largest decline over 10 years	-64.03%	-61.28%	-2.75%
Current Drawdown Current decline from peak	-61.68%	-50.69%	-10.99%
Average Drawdown Average peak-to-trough decline	-16.42%	-18.00%	+1.58%
Ulcer Index Depth and duration of drawdowns from previous peaks	41.24%	26.72%	+14.52%

Volatility

WTKWY vs. FICO - Volatility Comparison

Wolters Kluwer NV (WTKWY) has a higher volatility of 14.87% compared to Fair Isaac Corporation (FICO) at 14.02%. This indicates that WTKWY's price experiences larger fluctuations and is considered to be riskier than FICO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	WTKWY	FICO	Difference
Volatility (1M) Calculated over the trailing 1-month period	14.87%	14.02%	+0.85%
Volatility (6M) Calculated over the trailing 6-month period	28.82%	38.62%	-9.80%
Volatility (1Y) Calculated over the trailing 1-year period	34.99%	50.22%	-15.23%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	25.77%	40.63%	-14.86%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	23.69%	38.02%	-14.33%

Dividends

WTKWY vs. FICO - Dividend Comparison

WTKWY's dividend yield for the trailing twelve months is around 4.23%, while FICO has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
FICO Fair Isaac Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.07%	0.08%
WTKWY Wolters Kluwer NV	4.23%	2.56%	1.43%	0.55%	1.64%	1.43%	1.54%	1.35%	1.72%	2.82%	4.55%	2.98%

Financials

WTKWY vs. FICO - Profitability Comparison

The chart below illustrates the profitability comparison between Wolters Kluwer NV and Fair Isaac Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

WTKWY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Wolters Kluwer NV reported a gross profit of 2.25B and revenue of 3.05B. Therefore, the gross margin over that period was 73.7%.

FICO - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported a gross profit of 600.48M and revenue of 691.68M. Therefore, the gross margin over that period was 86.8%.

WTKWY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Wolters Kluwer NV reported an operating income of 740.48M and revenue of 3.05B, resulting in an operating margin of 24.3%.

FICO - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported an operating income of 402.47M and revenue of 691.68M, resulting in an operating margin of 58.2%.

WTKWY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Wolters Kluwer NV reported a net income of 749.41M and revenue of 3.05B, resulting in a net margin of 24.6%.

FICO - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Fair Isaac Corporation reported a net income of 264.46M and revenue of 691.68M, resulting in a net margin of 38.2%.

Frequently Asked Questions

Can I hold both WTKWY and FICO in my portfolio?

WTKWY and FICO have a correlation of 0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, WTKWY or FICO?

WTKWY has higher volatility (14.87%) compared to FICO (14.02%). In terms of maximum drawdown, WTKWY dropped -64.03% vs FICO's -79.26%.

Which has better risk-adjusted returns?

FICO currently has the higher Sharpe Ratio (-0.65 vs -1.70), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.