WRLD vs. CARR

Last updated Apr 2, 2026

Compare and contrast key facts about World Acceptance Corporation (WRLD) and Carrier Global Corporation (CARR).

Performance

WRLD vs. CARR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in World Acceptance Corporation (WRLD) and Carrier Global Corporation (CARR). The values are adjusted to include any dividend payments, if applicable.

WRLD vs. CARR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020
WRLD World Acceptance Corporation	0.85%	24.86%	-13.86%	97.95%	-73.13%	140.10%	130.48%
CARR Carrier Global Corporation	8.15%	-21.57%	20.26%	41.47%	-22.68%	45.31%	124.99%

Fundamentals

Market Cap WRLD : $711.44M CARR : $48.18B
EPS WRLD : $8.29 CARR : $1.74
PE Ratio WRLD : 17.07 CARR : 32.67
PEG Ratio WRLD : 0.35 CARR : 0.48
PS Ratio WRLD : 1.27 CARR : 2.24
PB Ratio WRLD : 0.62 CARR : 3.49
Total Revenue (TTM) WRLD : $573.44M CARR : $21.75B
Gross Profit (TTM) WRLD : $353.48M CARR : $5.63B
EBITDA (TTM) WRLD : $61.41M CARR : $2.79B

Returns By Period

In the year-to-date period, WRLD achieves a 0.85% return, which is significantly lower than CARR's 8.15% return.

WRLD

• 1D: 4.84%
• 1M: 3.46%
• YTD: 0.85%
• 6M: -16.48%
• 1Y: 9.26%
• 3Y*: 19.34%
• 5Y*: 1.69%
• 10Y*: 15.04%

CARR

• 1D: 1.05%
• 1M: -10.87%
• YTD: 8.15%
• 6M: -3.53%
• 1Y: -8.88%
• 3Y*: 9.17%
• 5Y*: 7.79%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

WRLD vs. CARR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

WRLD

WRLD Risk / Return Rank: 45
WRLD Sharpe Ratio Rank: 47
WRLD Sortino Ratio Rank: 42
WRLD Omega Ratio Rank: 44
WRLD Calmar Ratio Rank: 45
WRLD Martin Ratio Rank: 45

CARR

CARR Risk / Return Rank: 30
CARR Sharpe Ratio Rank: 29
CARR Sortino Ratio Rank: 26
CARR Omega Ratio Rank: 26
CARR Calmar Ratio Rank: 33
CARR Martin Ratio Rank: 34

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

WRLD vs. CARR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for World Acceptance Corporation (WRLD) and Carrier Global Corporation (CARR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	WRLD	CARR	Difference
Sharpe ratio Return per unit of total volatility	0.19	-0.26	+0.44
Sortino ratio Return per unit of downside risk	0.56	-0.13	+0.69
Omega ratio Gain probability vs. loss probability	1.08	0.98	+0.10
Calmar ratio Return relative to maximum drawdown	0.19	-0.23	+0.43
Martin ratio Return relative to average drawdown	0.42	-0.39	+0.80
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

WRLD vs. CARR - Sharpe Ratio Comparison

The current WRLD Sharpe Ratio is 0.19, which is higher than the CARR Sharpe Ratio of -0.26. The chart below compares the historical Sharpe Ratios of WRLD and CARR, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	WRLD	CARR	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.19	-0.26	+0.44
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.03	0.25	-0.22
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.27	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.24	0.73	-0.49

Correlation

The correlation between WRLD and CARR is 0.38, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

WRLD vs. CARR - Dividend Comparison

WRLD has not paid dividends to shareholders, while CARR's dividend yield for the trailing twelve months is around 2.00%.

	TTM	2025	2024	2023	2022	2021	2020
WRLD World Acceptance Corporation	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
CARR Carrier Global Corporation	2.00%	1.70%	1.16%	1.30%	1.54%	0.94%	0.74%

Drawdowns

WRLD vs. CARR - Drawdown Comparison

The maximum WRLD drawdown since its inception was -77.65%, which is greater than CARR's maximum drawdown of -40.82%. Use the drawdown chart below to compare losses from any high point for WRLD and CARR.

Drawdown Indicators

	WRLD	CARR	Difference
Max Drawdown Largest peak-to-trough decline	-77.65%	-40.82%	-36.83%
Max Drawdown (1Y) Largest decline over 1 year	-37.34%	-37.38%	+0.04%
Max Drawdown (5Y) Largest decline over 5 years	-77.00%	-40.82%	-36.18%
Max Drawdown (10Y) Largest decline over 10 years	-77.00%	—	—
Current Drawdown Current decline from peak	-45.34%	-29.55%	-15.79%
Average Drawdown Average peak-to-trough decline	-33.18%	-14.00%	-19.18%
Ulcer Index Depth and duration of drawdowns from previous peaks	17.41%	22.52%	-5.11%

Volatility

WRLD vs. CARR - Volatility Comparison

World Acceptance Corporation (WRLD) has a higher volatility of 13.52% compared to Carrier Global Corporation (CARR) at 11.32%. This indicates that WRLD's price experiences larger fluctuations and is considered to be riskier than CARR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	WRLD	CARR	Difference
Volatility (1M) Calculated over the trailing 1-month period	13.52%	11.32%	+2.20%
Volatility (6M) Calculated over the trailing 6-month period	41.14%	22.42%	+18.72%
Volatility (1Y) Calculated over the trailing 1-year period	50.50%	34.96%	+15.54%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	54.84%	30.77%	+24.07%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	55.32%	33.03%	+22.29%

Financials

WRLD vs. CARR - Profitability Comparison

The chart below illustrates the profitability comparison between World Acceptance Corporation and Carrier Global Corporation over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

WRLD - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, World Acceptance Corporation reported a gross profit of 89.83M and revenue of 141.25M. Therefore, the gross margin over that period was 63.6%.

CARR - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Carrier Global Corporation reported a gross profit of 961.00M and revenue of 4.84B. Therefore, the gross margin over that period was 19.9%.

WRLD - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, World Acceptance Corporation reported an operating income of -1.01M and revenue of 141.25M, resulting in an operating margin of -0.7%.

CARR - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Carrier Global Corporation reported an operating income of 101.00M and revenue of 4.84B, resulting in an operating margin of 2.1%.

WRLD - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, World Acceptance Corporation reported a net income of -912.00K and revenue of 141.25M, resulting in a net margin of -0.7%.

CARR - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Carrier Global Corporation reported a net income of 62.00M and revenue of 4.84B, resulting in a net margin of 1.3%.