WFC vs. T
WFC (Wells Fargo & Company) and T (AT&T Inc.) are both stocks. WFC operates in Banks - Diversified (Financial Services), while T operates in Telecom Services (Communication Services). Over the past 10 years, WFC returned 9.11%/yr vs 2.52%/yr for T. Their 0.32 correlation means their historical movements had little consistent relationship.
Performance
WFC vs. T - Performance Comparison
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Returns By Period
In the year-to-date period, WFC achieves a -6.25% return, which is significantly lower than T's -3.04% return. Over the past 10 years, WFC has outperformed T with an annualized return of 9.11%, while T has yielded a comparatively lower 2.52% annualized return.
WFC
- 1D
- 1.19%
- 1M
- 1.10%
- 6M
- -3.45%
- YTD
- -6.25%
- 1Y
- 13.59%
- 3Y*
- 26.79%
- 5Y*
- 16.24%
- 10Y*
- 9.11%
- ALL TIME*
- 11.08%
T
- 1D
- 0.17%
- 1M
- 14.48%
- 6M
- -9.17%
- YTD
- -3.04%
- 1Y
- -12.27%
- 3Y*
- 23.94%
- 5Y*
- 7.92%
- 10Y*
- 2.52%
- ALL TIME*
- 9.45%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $2.13B | $1.85B | $1.42B | |
| $1.25B | $1.40B | $1.35B |
WFC vs. T - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
WFC Wells Fargo & Company | -6.25% | 35.57% | 46.48% | 22.94% | -11.92% | 61.15% | -41.65% | 21.44% | -21.83% | 13.21% |
T AT&T Inc. | -3.04% | 13.97% | 44.08% | -2.74% | 5.76% | -8.09% | -21.37% | 45.55% | -22.25% | -4.01% |
Correlation
The correlation between WFC and T is 0.08, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.08 |
Correlation (3Y) Balances recent behavior with more history. | 0.12 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.24 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.31 |
Correlation (All Time) Calculated using the full available price history since Jul 19, 1984 | 0.32 |
Over the past year, the correlation between WFC and T has dropped to 0.08 - well below their long-term average of 0.32, suggesting their price drivers have been diverging.
Fundamentals
WFC:
$264.55B
T:
$159.44B
WFC:
$7.11
T:
$3.03
WFC:
12.15
T:
7.67
WFC:
1.05
T:
0.32
WFC:
2.13
T:
1.29
WFC:
1.62
T:
1.28
WFC:
$129.11B
T:
$127.24B
WFC:
$83.28B
T:
$112.60B
WFC:
$33.13B
T:
$49.53B
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Return for Risk
WFC vs. T — Risk / Return Rank
WFC
T
WFC vs. T - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Wells Fargo & Company (WFC) and AT&T Inc. (T). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WFC | T | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.81 | ||
| Sortino ratioReturn per unit of downside risk | +1.16 | ||
| Omega ratioGain probability vs. loss probability | 1.08 | 0.94 | +0.14 |
| Calmar ratioReturn relative to maximum drawdown | 0.42 | -0.39 | +0.81 |
| Martin ratioReturn relative to average drawdown | 0.90 | -0.84 | +1.74 |
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Drawdowns
WFC vs. T - Drawdown Comparison
The maximum WFC drawdown since its inception was -79.01%, which is greater than T's maximum drawdown of -64.15%. Use the drawdown chart below to compare losses from any high point for WFC and T.
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Drawdown Indicators
| WFC | T | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.01% | -64.15% | -14.86% |
Max Drawdown (1Y)Largest decline over 1 year | -23.02% | -28.89% | +5.87% |
Max Drawdown (3Y)Largest decline over 3 years | -24.73% | -28.89% | +4.16% |
Max Drawdown (5Y)Largest decline over 5 years | -37.10% | -32.01% | -5.09% |
Max Drawdown (10Y)Largest decline over 10 years | -64.46% | -42.35% | -22.11% |
Current DrawdownCurrent decline from peak | -9.36% | -18.19% | +8.83% |
Average DrawdownAverage peak-to-trough decline | -15.33% | -15.74% | +0.41% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.67% | 13.37% | -2.70% |
Volatility
WFC vs. T - Volatility Comparison
The current volatility for Wells Fargo & Company (WFC) is 7.40%, while AT&T Inc. (T) has a volatility of 8.75%. This indicates that WFC experiences smaller price fluctuations and is considered to be less risky than T based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WFC | T | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.40% | 8.75% | -1.35% |
Volatility (6M)Calculated over the trailing 6-month period | 20.23% | 20.28% | -0.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.74% | 24.78% | +1.96% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.93% | 24.61% | +5.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.32% | 24.02% | +8.30% |
Dividends
WFC vs. T - Dividend Comparison
WFC's dividend yield for the trailing twelve months is around 2.08%, less than T's 4.77% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
T AT&T Inc. | 4.77% | 4.47% | 4.87% | 6.62% | 6.66% | 8.46% | 7.23% | 5.22% | 7.01% | 5.04% | 4.51% | 5.46% |
WFC Wells Fargo & Company | 2.08% | 1.82% | 2.14% | 2.64% | 2.66% | 1.25% | 4.04% | 3.57% | 3.56% | 2.54% | 2.75% | 2.71% |
Financials
WFC vs. T - Financials Comparison
This section allows you to compare key financial metrics between Wells Fargo & Company and AT&T Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
WFC vs. T - Profitability Comparison
WFC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Wells Fargo & Company reported a gross profit of 21.71B and revenue of 33.59B. Therefore, the gross margin over that period was 64.6%.
T - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, AT&T Inc. reported a gross profit of 25.25B and revenue of 31.56B. Therefore, the gross margin over that period was 80.0%.
WFC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Wells Fargo & Company reported an operating income of 8.05B and revenue of 33.59B, resulting in an operating margin of 24.0%.
T - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, AT&T Inc. reported an operating income of 7.04B and revenue of 31.56B, resulting in an operating margin of 22.3%.
WFC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Wells Fargo & Company reported a net income of 6.41B and revenue of 33.59B, resulting in a net margin of 19.1%.
T - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, AT&T Inc. reported a net income of 4.59B and revenue of 31.56B, resulting in a net margin of 14.6%.
Frequently Asked Questions
WFC and T have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
T has higher volatility (8.75%) compared to WFC (7.40%). In terms of maximum drawdown, WFC dropped -79.01% vs T's -64.15%.
WFC currently has the higher Sharpe Ratio (0.36 vs -0.45), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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