WFC vs. T
WFC (Wells Fargo & Company) and T (AT&T Inc.) are both stocks. WFC operates in Banks - Diversified (Financial Services), while T operates in Telecom Services (Communication Services). Over the past 10 years, WFC returned 9.28%/yr vs 2.70%/yr for T. At a 0.32 correlation, their price movements are largely independent.
Performance
WFC vs. T - Performance Comparison
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Returns By Period
In the year-to-date period, WFC achieves a -8.77% return, which is significantly lower than T's -6.13% return. Over the past 10 years, WFC has outperformed T with an annualized return of 9.28%, while T has yielded a comparatively lower 2.70% annualized return.
WFC
- 1D
- 0.35%
- 1M
- 10.12%
- YTD
- -8.77%
- 6M
- -10.00%
- 1Y
- 11.64%
- 3Y*
- 30.70%
- 5Y*
- 16.00%
- 10Y*
- 9.28%
T
- 1D
- 3.21%
- 1M
- -9.70%
- YTD
- -6.13%
- 6M
- -4.67%
- 1Y
- -15.59%
- 3Y*
- 20.20%
- 5Y*
- 7.06%
- 10Y*
- 2.70%
WFC vs. T - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
WFC Wells Fargo & Company | -8.77% | 35.57% | 46.48% | 22.94% | -11.92% | 61.15% | -41.65% | 21.44% | -21.83% | 13.21% |
T AT&T Inc. | -6.13% | 13.97% | 44.08% | -2.74% | 5.76% | -8.09% | -21.37% | 45.55% | -22.25% | -4.01% |
Correlation
The correlation between WFC and T is 0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.08 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.13 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.25 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.31 |
Correlation (All Time) Calculated using the full available price history since Jul 19, 1984 | 0.32 |
Over the past year, the correlation between WFC and T has dropped to 0.08 - well below their long-term average of 0.32, suggesting their price drivers have been diverging.
Fundamentals
WFC:
$6.73
T:
$3.04
WFC:
12.50
T:
7.49
WFC:
1.08
T:
0.31
WFC:
2.16
T:
1.31
WFC:
$125.70B
T:
$125.65B
WFC:
$81.14B
T:
$105.41B
WFC:
$31.58B
T:
$54.70B
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Return for Risk
WFC vs. T — Risk / Return Rank
WFC
T
WFC vs. T - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Wells Fargo & Company (WFC) and AT&T Inc. (T). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| WFC | T | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.13 | ||
| Sortino ratioReturn per unit of downside risk | +1.64 | ||
| Omega ratioGain probability vs. loss probability | 1.10 | 0.90 | +0.20 |
| Calmar ratioReturn relative to maximum drawdown | 0.51 | -0.66 | +1.17 |
| Martin ratioReturn relative to average drawdown | 1.13 | -1.40 | +2.53 |
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Drawdowns
WFC vs. T - Drawdown Comparison
The maximum WFC drawdown since its inception was -79.01%, which is greater than T's maximum drawdown of -64.15%. Use the drawdown chart below to compare losses from any high point for WFC and T.
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Drawdown Indicators
| WFC | T | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.01% | -64.15% | -14.86% |
Max Drawdown (1Y)Largest decline over 1 year | -23.02% | -23.57% | +0.55% |
Max Drawdown (3Y)Largest decline over 3 years | -24.73% | -23.57% | -1.16% |
Max Drawdown (5Y)Largest decline over 5 years | -37.10% | -32.01% | -5.09% |
Max Drawdown (10Y)Largest decline over 10 years | -64.46% | -42.35% | -22.11% |
Current DrawdownCurrent decline from peak | -11.79% | -20.80% | +9.01% |
Average DrawdownAverage peak-to-trough decline | -15.35% | -15.72% | +0.37% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.36% | 11.14% | -0.78% |
Volatility
WFC vs. T - Volatility Comparison
The current volatility for Wells Fargo & Company (WFC) is 7.05%, while AT&T Inc. (T) has a volatility of 8.49%. This indicates that WFC experiences smaller price fluctuations and is considered to be less risky than T based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| WFC | T | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.05% | 8.49% | -1.44% |
Volatility (6M)Calculated over the trailing 6-month period | 20.17% | 18.37% | +1.80% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.69% | 22.66% | +4.03% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.10% | 24.12% | +5.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 32.28% | 23.79% | +8.49% |
Dividends
WFC vs. T - Dividend Comparison
WFC's dividend yield for the trailing twelve months is around 2.14%, less than T's 4.87% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
T AT&T Inc. | 4.87% | 4.47% | 4.87% | 6.62% | 6.66% | 8.46% | 7.23% | 5.22% | 7.01% | 5.04% | 4.51% | 5.46% |
WFC Wells Fargo & Company | 2.14% | 1.82% | 2.14% | 2.64% | 2.66% | 1.25% | 4.04% | 3.57% | 3.56% | 2.54% | 2.75% | 2.71% |
Financials
WFC vs. T - Financials Comparison
This section allows you to compare key financial metrics between Wells Fargo & Company and AT&T Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
WFC and T have a correlation of 0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
T has higher volatility (8.49%) compared to WFC (7.05%). In terms of maximum drawdown, WFC dropped -79.01% vs T's -64.15%.
WFC currently has the higher Sharpe Ratio (0.44 vs -0.69), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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