W vs. MA

Last updated Apr 1, 2026

Compare and contrast key facts about Wayfair Inc. (W) and Mastercard Inc (MA).

Performance

W vs. MA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Wayfair Inc. (W) and Mastercard Inc (MA). The values are adjusted to include any dividend payments, if applicable.

W vs. MA - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
W Wayfair Inc.	-25.10%	126.56%	-28.17%	87.60%	-82.69%	-15.87%	149.87%	0.32%	12.22%	129.02%
MA Mastercard Inc	-12.34%	9.04%	24.17%	23.40%	-2.66%	1.16%	20.19%	59.16%	25.31%	47.69%

Fundamentals

Market Cap W : $9.80B MA : $448.69B
EPS W : -$2.41 MA : $16.56
PS Ratio W : 0.78 MA : 13.77
Total Revenue (TTM) W : $12.46B MA : $32.79B
Gross Profit (TTM) W : $3.77B MA : $27.36B
EBITDA (TTM) W : $282.00M MA : $20.19B

Returns By Period

In the year-to-date period, W achieves a -25.10% return, which is significantly lower than MA's -12.34% return. Over the past 10 years, W has underperformed MA with an annualized return of 5.52%, while MA has yielded a comparatively higher 18.66% annualized return.

W

• 1D: 8.14%
• 1M: -1.47%
• YTD: -25.10%
• 6M: -15.81%
• 1Y: 134.81%
• 3Y*: 29.86%
• 5Y*: -25.96%
• 10Y*: 5.52%

MA

• 1D: 1.15%
• 1M: -3.39%
• YTD: -12.34%
• 6M: -11.91%
• 1Y: -8.31%
• 3Y*: 11.85%
• 5Y*: 7.19%
• 10Y*: 18.66%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

W vs. MA — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

W

W Risk / Return Rank: 86
W Sharpe Ratio Rank: 89
W Sortino Ratio Rank: 85
W Omega Ratio Rank: 86
W Calmar Ratio Rank: 86
W Martin Ratio Rank: 85

MA

MA Risk / Return Rank: 26
MA Sharpe Ratio Rank: 26
MA Sortino Ratio Rank: 23
MA Omega Ratio Rank: 23
MA Calmar Ratio Rank: 31
MA Martin Ratio Rank: 27

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

W vs. MA - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Wayfair Inc. (W) and Mastercard Inc (MA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	W	MA	Difference
Sharpe ratio Return per unit of total volatility	1.78	-0.35	+2.12
Sortino ratio Return per unit of downside risk	2.37	-0.32	+2.69
Omega ratio Gain probability vs. loss probability	1.33	0.96	+0.38
Calmar ratio Return relative to maximum drawdown	2.94	-0.37	+3.31
Martin ratio Return relative to average drawdown	7.88	-0.91	+8.80
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

W vs. MA - Sharpe Ratio Comparison

The current W Sharpe Ratio is 1.78, which is higher than the MA Sharpe Ratio of -0.35. The chart below compares the historical Sharpe Ratios of W and MA, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	W	MA	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.78	-0.35	+2.12
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.33	0.30	-0.63
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.07	0.70	-0.62
Sharpe Ratio (All Time) Calculated using the full available price history	0.08	0.84	-0.76

Correlation

The correlation between W and MA is 0.28, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

W vs. MA - Dividend Comparison

W has not paid dividends to shareholders, while MA's dividend yield for the trailing twelve months is around 0.63%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
W Wayfair Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
MA Mastercard Inc	0.63%	0.53%	0.50%	0.53%	0.56%	0.49%	0.45%	0.44%	0.53%	0.58%	0.74%	0.66%

Drawdowns

W vs. MA - Drawdown Comparison

The maximum W drawdown since its inception was -93.01%, which is greater than MA's maximum drawdown of -62.67%. Use the drawdown chart below to compare losses from any high point for W and MA.

Drawdown Indicators

	W	MA	Difference
Max Drawdown Largest peak-to-trough decline	-93.01%	-62.67%	-30.34%
Max Drawdown (1Y) Largest decline over 1 year	-41.58%	-18.92%	-22.66%
Max Drawdown (5Y) Largest decline over 5 years	-92.88%	-28.25%	-64.63%
Max Drawdown (10Y) Largest decline over 10 years	-93.01%	-41.00%	-52.01%
Current Drawdown Current decline from peak	-78.23%	-16.34%	-61.89%
Average Drawdown Average peak-to-trough decline	-43.83%	-9.76%	-34.07%
Ulcer Index Depth and duration of drawdowns from previous peaks	15.50%	7.71%	+7.79%

Volatility

W vs. MA - Volatility Comparison

Wayfair Inc. (W) has a higher volatility of 18.17% compared to Mastercard Inc (MA) at 6.83%. This indicates that W's price experiences larger fluctuations and is considered to be riskier than MA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	W	MA	Difference
Volatility (1M) Calculated over the trailing 1-month period	18.17%	6.83%	+11.34%
Volatility (6M) Calculated over the trailing 6-month period	47.79%	16.10%	+31.69%
Volatility (1Y) Calculated over the trailing 1-year period	76.44%	24.21%	+52.23%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	79.56%	23.87%	+55.69%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	74.59%	26.79%	+47.80%

Financials

W vs. MA - Profitability Comparison

The chart below illustrates the profitability comparison between Wayfair Inc. and Mastercard Inc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

W - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Wayfair Inc. reported a gross profit of 1.01B and revenue of 3.34B. Therefore, the gross margin over that period was 30.3%.

MA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Mastercard Inc reported a gross profit of 8.81B and revenue of 8.81B. Therefore, the gross margin over that period was 100.0%.

W - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Wayfair Inc. reported an operating income of 84.00M and revenue of 3.34B, resulting in an operating margin of 2.5%.

MA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Mastercard Inc reported an operating income of 4.91B and revenue of 8.81B, resulting in an operating margin of 55.8%.

W - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Wayfair Inc. reported a net income of -116.00M and revenue of 3.34B, resulting in a net margin of -3.5%.

MA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Mastercard Inc reported a net income of 4.06B and revenue of 8.81B, resulting in a net margin of 46.1%.