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VTTHX vs. VBIAX
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Correlation

The correlation between VTTHX and VBIAX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


-0.50.00.51.0
Correlation: 1.0

Performance

VTTHX vs. VBIAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX). The values are adjusted to include any dividend payments, if applicable.

300.00%350.00%400.00%NovemberDecember2025FebruaryMarchApril
268.58%
377.31%
VTTHX
VBIAX

Key characteristics

Sharpe Ratio

VTTHX:

0.51

VBIAX:

0.33

Sortino Ratio

VTTHX:

0.73

VBIAX:

0.49

Omega Ratio

VTTHX:

1.09

VBIAX:

1.07

Calmar Ratio

VTTHX:

0.28

VBIAX:

0.37

Martin Ratio

VTTHX:

2.54

VBIAX:

1.49

Ulcer Index

VTTHX:

1.86%

VBIAX:

2.15%

Daily Std Dev

VTTHX:

9.36%

VBIAX:

9.71%

Max Drawdown

VTTHX:

-51.76%

VBIAX:

-35.90%

Current Drawdown

VTTHX:

-10.17%

VBIAX:

-8.73%

Returns By Period

In the year-to-date period, VTTHX achieves a -1.67% return, which is significantly higher than VBIAX's -5.69% return. Over the past 10 years, VTTHX has underperformed VBIAX with an annualized return of 4.71%, while VBIAX has yielded a comparatively higher 7.31% annualized return.


VTTHX

YTD

-1.67%

1M

-2.88%

6M

-3.00%

1Y

4.50%

5Y*

7.55%

10Y*

4.71%

VBIAX

YTD

-5.69%

1M

-5.58%

6M

-4.54%

1Y

3.08%

5Y*

10.27%

10Y*

7.31%

*Annualized

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VTTHX vs. VBIAX - Expense Ratio Comparison

VTTHX has a 0.08% expense ratio, which is higher than VBIAX's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.


Expense ratio chart for VTTHX: current value is 0.08%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
VTTHX: 0.08%
Expense ratio chart for VBIAX: current value is 0.07%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
VBIAX: 0.07%

Risk-Adjusted Performance

VTTHX vs. VBIAX — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VTTHX
The Risk-Adjusted Performance Rank of VTTHX is 5656
Overall Rank
The Sharpe Ratio Rank of VTTHX is 5656
Sharpe Ratio Rank
The Sortino Ratio Rank of VTTHX is 5454
Sortino Ratio Rank
The Omega Ratio Rank of VTTHX is 5454
Omega Ratio Rank
The Calmar Ratio Rank of VTTHX is 4848
Calmar Ratio Rank
The Martin Ratio Rank of VTTHX is 6666
Martin Ratio Rank

VBIAX
The Risk-Adjusted Performance Rank of VBIAX is 4747
Overall Rank
The Sharpe Ratio Rank of VBIAX is 4444
Sharpe Ratio Rank
The Sortino Ratio Rank of VBIAX is 4242
Sortino Ratio Rank
The Omega Ratio Rank of VBIAX is 4343
Omega Ratio Rank
The Calmar Ratio Rank of VBIAX is 5656
Calmar Ratio Rank
The Martin Ratio Rank of VBIAX is 5151
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

VTTHX vs. VBIAX - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The chart of Sharpe ratio for VTTHX, currently valued at 0.51, compared to the broader market-1.000.001.002.003.004.00
VTTHX: 0.51
VBIAX: 0.33
The chart of Sortino ratio for VTTHX, currently valued at 0.73, compared to the broader market0.002.004.006.008.00
VTTHX: 0.73
VBIAX: 0.49
The chart of Omega ratio for VTTHX, currently valued at 1.09, compared to the broader market0.501.001.502.002.503.003.50
VTTHX: 1.09
VBIAX: 1.07
The chart of Calmar ratio for VTTHX, currently valued at 0.28, compared to the broader market0.002.004.006.008.0010.0012.00
VTTHX: 0.28
VBIAX: 0.37
The chart of Martin ratio for VTTHX, currently valued at 2.54, compared to the broader market0.0010.0020.0030.0040.0050.0060.00
VTTHX: 2.54
VBIAX: 1.49

The current VTTHX Sharpe Ratio is 0.51, which is higher than the VBIAX Sharpe Ratio of 0.33. The chart below compares the historical Sharpe Ratios of VTTHX and VBIAX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00NovemberDecember2025FebruaryMarchApril
0.51
0.33
VTTHX
VBIAX

Dividends

VTTHX vs. VBIAX - Dividend Comparison

VTTHX's dividend yield for the trailing twelve months is around 2.63%, less than VBIAX's 4.61% yield.


TTM20242023202220212020201920182017201620152014
VTTHX
Vanguard Target Retirement 2035 Fund
2.63%2.59%2.48%2.08%2.34%1.62%2.33%2.47%1.98%2.01%2.20%2.06%
VBIAX
Vanguard Balanced Index Fund Admiral Shares
4.61%5.27%4.35%2.83%3.19%2.65%2.28%2.32%1.95%2.09%2.09%1.92%

Drawdowns

VTTHX vs. VBIAX - Drawdown Comparison

The maximum VTTHX drawdown since its inception was -51.76%, which is greater than VBIAX's maximum drawdown of -35.90%. Use the drawdown chart below to compare losses from any high point for VTTHX and VBIAX. For additional features, visit the drawdowns tool.


-10.00%-8.00%-6.00%-4.00%-2.00%0.00%NovemberDecember2025FebruaryMarchApril
-10.17%
-8.73%
VTTHX
VBIAX

Volatility

VTTHX vs. VBIAX - Volatility Comparison

The current volatility for Vanguard Target Retirement 2035 Fund (VTTHX) is 3.91%, while Vanguard Balanced Index Fund Admiral Shares (VBIAX) has a volatility of 4.72%. This indicates that VTTHX experiences smaller price fluctuations and is considered to be less risky than VBIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


1.00%2.00%3.00%4.00%5.00%NovemberDecember2025FebruaryMarchApril
3.91%
4.72%
VTTHX
VBIAX