VTTHX vs. VBIAX
Compare and contrast key facts about Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX).
VTTHX is managed by Vanguard. It was launched on Oct 27, 2003. VBIAX is managed by Vanguard. It was launched on Nov 13, 2000.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTTHX or VBIAX.
Key characteristics
| VTTHX | VBIAX | |
|---|---|---|
| YTD Return | 11.06% | 12.54% |
| 1Y Return | 19.14% | 20.63% |
| 3Y Return (Ann) | 3.58% | 4.37% |
| 5Y Return (Ann) | 8.40% | 8.99% |
| 10Y Return (Ann) | 7.50% | 8.27% |
| Sharpe Ratio | 1.96 | 2.29 |
| Daily Std Dev | 9.65% | 8.86% |
| Max Drawdown | -51.76% | -35.90% |
| Current Drawdown | -0.36% | -0.28% |
Correlation
The correlation between VTTHX and VBIAX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTTHX vs. VBIAX - Performance Comparison
In the year-to-date period, VTTHX achieves a 11.06% return, which is significantly lower than VBIAX's 12.54% return. Over the past 10 years, VTTHX has underperformed VBIAX with an annualized return of 7.50%, while VBIAX has yielded a comparatively higher 8.27% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VTTHX vs. VBIAX - Expense Ratio Comparison
VTTHX has a 0.08% expense ratio, which is higher than VBIAX's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTTHX vs. VBIAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2035 Fund (VTTHX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTTHX vs. VBIAX - Dividend Comparison
VTTHX's dividend yield for the trailing twelve months is around 2.23%, less than VBIAX's 4.19% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTHX Vanguard Target Retirement 2035 Fund | 2.23% | 2.47% | 2.71% | 19.52% | 2.50% | 2.33% | 2.69% | 2.14% | 2.77% | 4.67% | 2.09% | 1.91% |
VBIAX Vanguard Balanced Index Fund Admiral Shares | 4.19% | 4.35% | 2.83% | 3.19% | 2.65% | 2.28% | 2.32% | 1.95% | 2.09% | 2.09% | 1.92% | 1.85% |
Drawdowns
VTTHX vs. VBIAX - Drawdown Comparison
The maximum VTTHX drawdown since its inception was -51.76%, which is greater than VBIAX's maximum drawdown of -35.90%. Use the drawdown chart below to compare losses from any high point for VTTHX and VBIAX. For additional features, visit the drawdowns tool.
Volatility
VTTHX vs. VBIAX - Volatility Comparison
Vanguard Target Retirement 2035 Fund (VTTHX) has a higher volatility of 2.69% compared to Vanguard Balanced Index Fund Admiral Shares (VBIAX) at 2.49%. This indicates that VTTHX's price experiences larger fluctuations and is considered to be riskier than VBIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.