VTHRX vs. VWINX
Compare and contrast key facts about Vanguard Target Retirement 2030 Fund (VTHRX) and Vanguard Wellesley Income Fund Investor Shares (VWINX).
VTHRX is managed by Vanguard. It was launched on Jun 7, 2006. VWINX is managed by Vanguard. It was launched on Jul 1, 1970.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTHRX or VWINX.
Correlation
The correlation between VTHRX and VWINX is 0.75, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTHRX vs. VWINX - Performance Comparison
Key characteristics
VTHRX:
0.98
VWINX:
1.25
VTHRX:
1.43
VWINX:
1.75
VTHRX:
1.20
VWINX:
1.24
VTHRX:
0.66
VWINX:
1.59
VTHRX:
4.26
VWINX:
5.84
VTHRX:
2.42%
VWINX:
1.48%
VTHRX:
10.57%
VWINX:
6.95%
VTHRX:
-49.57%
VWINX:
-21.72%
VTHRX:
-6.98%
VWINX:
-1.49%
Returns By Period
The year-to-date returns for both investments are quite close, with VTHRX having a 2.06% return and VWINX slightly higher at 2.09%. Over the past 10 years, VTHRX has underperformed VWINX with an annualized return of 4.83%, while VWINX has yielded a comparatively higher 5.32% annualized return.
VTHRX
2.06%
3.31%
1.59%
8.44%
5.46%
4.83%
VWINX
2.09%
0.12%
1.74%
7.46%
5.06%
5.32%
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VTHRX vs. VWINX - Expense Ratio Comparison
VTHRX has a 0.08% expense ratio, which is lower than VWINX's 0.23% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTHRX vs. VWINX — Risk-Adjusted Performance Rank
VTHRX
VWINX
VTHRX vs. VWINX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2030 Fund (VTHRX) and Vanguard Wellesley Income Fund Investor Shares (VWINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTHRX vs. VWINX - Dividend Comparison
VTHRX's dividend yield for the trailing twelve months is around 3.56%, less than VWINX's 6.62% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTHRX Vanguard Target Retirement 2030 Fund | 3.56% | 3.63% | 2.59% | 2.53% | 17.56% | 2.56% | 2.38% | 2.71% | 2.05% | 2.38% | 3.72% | 2.02% |
VWINX Vanguard Wellesley Income Fund Investor Shares | 6.62% | 6.61% | 4.73% | 7.67% | 6.03% | 4.30% | 3.94% | 7.56% | 4.00% | 4.00% | 5.60% | 4.92% |
Drawdowns
VTHRX vs. VWINX - Drawdown Comparison
The maximum VTHRX drawdown since its inception was -49.57%, which is greater than VWINX's maximum drawdown of -21.72%. Use the drawdown chart below to compare losses from any high point for VTHRX and VWINX. For additional features, visit the drawdowns tool.
Volatility
VTHRX vs. VWINX - Volatility Comparison
Vanguard Target Retirement 2030 Fund (VTHRX) has a higher volatility of 7.13% compared to Vanguard Wellesley Income Fund Investor Shares (VWINX) at 4.52%. This indicates that VTHRX's price experiences larger fluctuations and is considered to be riskier than VWINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.