VSDA vs. SCHD

Last updated Aug 2, 2026

VSDA (VictoryShares Dividend Accelerator ETF) and SCHD (Schwab U.S. Dividend Equity ETF) are both exchange-traded funds - VSDA is a Large Cap Growth Equities fund tracking the Nasdaq Victory Dividend Accelerator Index, while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. Both are passively managed. Over the past 5 years, VSDA returned 7.82%/yr vs 9.54%/yr for SCHD. Their correlation of 0.82 means they have usually moved in the same direction. VSDA charges 0.35%/yr vs 0.06%/yr for SCHD.

Performance

VSDA vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in VictoryShares Dividend Accelerator ETF (VSDA) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, VSDA achieves a 13.64% return, which is significantly lower than SCHD's 24.03% return.

VSDA

• 1D: -0.29%
• 1M: 0.10%
• 6M: 7.03%
• YTD: 13.64%
• 1Y: 16.75%
• 3Y*: 10.52%
• 5Y*: 7.82%
• 10Y*: —
• ALL TIME*: 11.73%

SCHD

• 1D: 0.18%
• 1M: 3.33%
• 6M: 14.09%
• YTD: 24.03%
• 1Y: 31.54%
• 3Y*: 14.19%
• 5Y*: 9.54%
• 10Y*: 12.76%
• ALL TIME*: 13.39%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
SCHD Schwab U.S. Dividend Equity ETF	$786.88M	$715.86M	$685.58M
VSDA VictoryShares Dividend Accelerator ETF	$277.58K	$512.78K	$510.25K

VSDA vs. SCHD - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
VSDA VictoryShares Dividend Accelerator ETF	13.64%	6.67%	9.40%	8.74%	-4.42%	21.95%	12.72%	31.39%	-1.40%	14.07%
SCHD Schwab U.S. Dividend Equity ETF	24.03%	4.34%	11.66%	4.54%	-3.26%	29.87%	15.03%	27.29%	-5.56%	17.79%

Correlation

The correlation between VSDA and SCHD is 0.80, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.80
Correlation (3Y) Balances recent behavior with more history.	0.87
Correlation (5Y) Shows whether the relationship held over a longer period.	0.89
Correlation (All Time) Calculated using the full available price history since Apr 18, 2017	0.82

The correlation between VSDA and SCHD has been stable across timeframes, ranging from 0.80 to 0.89 - a consistent structural relationship.

VSDA vs. SCHD - Sectors Allocation Comparison

Sectors	VSDA	SCHD
Consumer Defensive	31.2%	20.6%
Financial Services	21.6%	9.9%
Industrials	17.5%	7.8%
Basic Materials	8.0%	1.2%
Healthcare	7.3%	20.8%
Consumer Cyclical	5.1%	7.7%
Technology	4.7%	12.7%
Utilities	2.5%	0.1%
Energy	2.1%	14.1%
Communication Services	0.0%	6.2%
Real Estate	0.0%	-

Return for Risk

VSDA vs. SCHD — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

VSDA

VSDA Risk / Return Rank: 54
VSDA Sharpe Ratio Rank: 61
VSDA Sortino Ratio Rank: 66
VSDA Omega Ratio Rank: 54
VSDA Calmar Ratio Rank: 48
VSDA Martin Ratio Rank: 41

SCHD

SCHD Risk / Return Rank: 95
SCHD Sharpe Ratio Rank: 96
SCHD Sortino Ratio Rank: 96
SCHD Omega Ratio Rank: 94
SCHD Calmar Ratio Rank: 96
SCHD Martin Ratio Rank: 93

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

VSDA vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for VictoryShares Dividend Accelerator ETF (VSDA) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	VSDA	SCHD	Difference
Sharpe ratio: Return per unit of total volatility	1.42	2.81	-1.40
Sortino ratio: Return per unit of downside risk	2.17	4.37	-2.20
Omega ratio: Gain probability vs. loss probability	1.24	1.51	-0.26
Calmar ratio: Return relative to maximum drawdown	1.74	6.74	-5.00
Martin ratio: Return relative to average drawdown	4.37	17.01	-12.65

VSDA vs. SCHD - Sharpe Ratio Comparison

The current VSDA Sharpe Ratio is 1.42, which is lower than the SCHD Sharpe Ratio of 2.81. The chart below compares the historical Sharpe Ratios of VSDA and SCHD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

VSDA vs. SCHD - Drawdown Comparison

The maximum VSDA drawdown since its inception was -32.12%, roughly equal to the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for VSDA and SCHD.

Drawdown Indicators

	VSDA	SCHD	Difference
Max Drawdown Largest peak-to-trough decline	-32.12%	-33.37%	+1.25%
Max Drawdown (1Y) Largest decline over 1 year	-9.44%	-4.61%	-4.83%
Max Drawdown (3Y) Largest decline over 3 years	-15.54%	-16.13%	+0.59%
Max Drawdown (5Y) Largest decline over 5 years	-16.14%	-16.85%	+0.71%
Max Drawdown (10Y) Largest decline over 10 years	—	-33.37%	—
Current Drawdown Current decline from peak	-1.97%	-1.24%	-0.73%
Average Drawdown Average peak-to-trough decline	-3.60%	-3.30%	-0.30%
Ulcer Index Depth and duration of drawdowns from previous peaks	3.75%	1.82%	+1.93%

Volatility

VSDA vs. SCHD - Volatility Comparison

VictoryShares Dividend Accelerator ETF (VSDA) has a higher volatility of 4.48% compared to Schwab U.S. Dividend Equity ETF (SCHD) at 4.11%. This indicates that VSDA's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	VSDA	SCHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.48%	4.11%	+0.37%
Volatility (6M) Calculated over the trailing 6-month period	8.95%	8.11%	+0.84%
Volatility (1Y) Calculated over the trailing 1-year period	11.62%	11.13%	+0.49%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	14.13%	14.39%	-0.26%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	16.54%	16.72%	-0.18%

VSDA vs. SCHD - Expense Ratio Comparison

VSDA has a 0.35% expense ratio, which is higher than SCHD's 0.06% expense ratio.

Dividends

VSDA vs. SCHD - Dividend Comparison

VSDA's dividend yield for the trailing twelve months is around 2.44%, less than SCHD's 3.13% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SCHD Schwab U.S. Dividend Equity ETF	3.13%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%
VSDA VictoryShares Dividend Accelerator ETF	2.44%	2.65%	2.36%	1.92%	1.83%	1.40%	1.49%	1.36%	1.69%	1.23%	0.00%	0.00%

Frequently Asked Questions

Can I hold both VSDA and SCHD in my portfolio?

VSDA and SCHD have a correlation of 0.80, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, VSDA or SCHD?

VSDA has higher volatility (4.48%) compared to SCHD (4.11%). In terms of maximum drawdown, VSDA dropped -32.12% vs SCHD's -33.37%.

Which ETF is better, VSDA or SCHD?

On 5-year performance, SCHD leads with 9.54% vs 7.82% for VSDA. On fees, SCHD is cheaper at 0.06% per year. On volatility, SCHD has been the lower-risk option at 4.11%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, VSDA or SCHD?

Over the 5-year period, SCHD has performed better with a 9.54% return vs 7.82%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, VSDA or SCHD?

SCHD is cheaper with a 0.06% expense ratio, compared with 0.35% for VSDA.

Which ETF pays a higher dividend yield, VSDA or SCHD?

SCHD has the higher dividend yield at 3.13%, compared with 2.44% for VSDA.

What is the main difference between VSDA and SCHD?

VSDA is categorized as Large Cap Growth Equities, while SCHD is Dividend. VSDA tracks Nasdaq Victory Dividend Accelerator Index, while SCHD tracks Dow Jones U.S. Dividend 100 Index. They also come from different issuers: Crestview and Charles Schwab. Their fees differ too: 0.35% for VSDA and 0.06% for SCHD.

Which has better risk-adjusted returns?

SCHD currently has the higher Sharpe Ratio (2.81 vs 1.42), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.