VITNX vs. SCHD
Compare and contrast key facts about Vanguard Institutional Total Stock Market Index Fund Institutional Shares (VITNX) and Schwab US Dividend Equity ETF (SCHD).
VITNX is managed by Vanguard. It was launched on Aug 31, 2001. SCHD is a passively managed fund by Charles Schwab that tracks the performance of the Dow Jones U.S. Dividend 100 Index. It was launched on Oct 20, 2011.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VITNX or SCHD.
Key characteristics
| VITNX | SCHD | |
|---|---|---|
| YTD Return | 17.67% | 11.52% |
| 1Y Return | 25.82% | 16.42% |
| 3Y Return (Ann) | 8.25% | 6.90% |
| 5Y Return (Ann) | 14.39% | 12.29% |
| 10Y Return (Ann) | 12.34% | 11.41% |
| Sharpe Ratio | 2.05 | 1.49 |
| Daily Std Dev | 13.14% | 11.86% |
| Max Drawdown | -55.32% | -33.37% |
| Current Drawdown | -0.67% | -1.38% |
Correlation
The correlation between VITNX and SCHD is 0.86, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VITNX vs. SCHD - Performance Comparison
In the year-to-date period, VITNX achieves a 17.67% return, which is significantly higher than SCHD's 11.52% return. Over the past 10 years, VITNX has outperformed SCHD with an annualized return of 12.34%, while SCHD has yielded a comparatively lower 11.41% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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VITNX vs. SCHD - Expense Ratio Comparison
VITNX has a 0.03% expense ratio, which is lower than SCHD's 0.06% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VITNX vs. SCHD - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Institutional Total Stock Market Index Fund Institutional Shares (VITNX) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VITNX vs. SCHD - Dividend Comparison
VITNX's dividend yield for the trailing twelve months is around 2.17%, less than SCHD's 3.40% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VITNX Vanguard Institutional Total Stock Market Index Fund Institutional Shares | 2.17% | 2.41% | 6.48% | 5.37% | 11.56% | 2.90% | 4.38% | 2.39% | 2.78% | 2.28% | 1.78% | 1.72% |
SCHD Schwab US Dividend Equity ETF | 3.40% | 3.49% | 3.39% | 2.78% | 3.16% | 2.98% | 3.06% | 2.63% | 2.89% | 2.97% | 2.63% | 2.47% |
Drawdowns
VITNX vs. SCHD - Drawdown Comparison
The maximum VITNX drawdown since its inception was -55.32%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for VITNX and SCHD. For additional features, visit the drawdowns tool.
Volatility
VITNX vs. SCHD - Volatility Comparison
Vanguard Institutional Total Stock Market Index Fund Institutional Shares (VITNX) has a higher volatility of 4.48% compared to Schwab US Dividend Equity ETF (SCHD) at 3.16%. This indicates that VITNX's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.