VICSX vs. VBILX
VICSX (Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares) and VBILX (Vanguard Intermediate-Term Bond Index Fund Admiral Shares) are both mutual funds - VICSX is a Corporate Bonds fund managed by Vanguard, while VBILX is a Total Bond Market fund managed by Vanguard. Over the past 10 years, VICSX returned 2.98%/yr vs 1.91%/yr for VBILX. Their correlation of 0.95 suggests significant overlap in exposure. Both charge a 0.07% expense ratio.
Performance
VICSX vs. VBILX - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, VICSX achieves a 0.36% return, which is significantly higher than VBILX's -0.05% return. Over the past 10 years, VICSX has outperformed VBILX with an annualized return of 2.98%, while VBILX has yielded a comparatively lower 1.91% annualized return.
VICSX
- 1D
- 0.04%
- 1M
- 0.59%
- YTD
- 0.36%
- 6M
- 0.32%
- 1Y
- 6.40%
- 3Y*
- 6.24%
- 5Y*
- 1.40%
- 10Y*
- 2.98%
VBILX
- 1D
- 0.00%
- 1M
- 0.37%
- YTD
- -0.05%
- 6M
- -0.26%
- 1Y
- 5.07%
- 3Y*
- 4.38%
- 5Y*
- 0.30%
- 10Y*
- 1.91%
VICSX vs. VBILX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VICSX Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares | 0.36% | 9.36% | 3.66% | 8.88% | -14.09% | -1.56% | 9.52% | 13.99% | -1.73% | 5.47% |
VBILX Vanguard Intermediate-Term Bond Index Fund Admiral Shares | -0.05% | 8.57% | 1.54% | 6.09% | -13.59% | -2.36% | 9.82% | 10.20% | -0.15% | 3.86% |
Correlation
The correlation between VICSX and VBILX is 0.92, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.92 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.95 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.96 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.94 |
Correlation (All Time) Calculated using the full available price history since Nov 24, 2009 | 0.95 |
The correlation between VICSX and VBILX has been stable across timeframes, ranging from 0.92 to 0.96 - a consistent structural relationship.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
VICSX vs. VBILX — Risk / Return Rank
VICSX
VBILX
VICSX vs. VBILX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares (VICSX) and Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VICSX | VBILX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.44 | ||
| Sortino ratioReturn per unit of downside risk | +0.60 | ||
| Omega ratioGain probability vs. loss probability | 1.30 | 1.22 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 2.19 | 1.49 | +0.71 |
| Martin ratioReturn relative to average drawdown | 7.29 | 4.50 | +2.79 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| VICSX | VBILX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.67 | 1.23 | +0.44 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.23 | 0.05 | +0.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.56 | 0.36 | +0.20 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | 0.67 | +0.18 |
Drawdowns
VICSX vs. VBILX - Drawdown Comparison
The maximum VICSX drawdown since its inception was -20.53%, which is greater than VBILX's maximum drawdown of -19.26%. Use the drawdown chart below to compare losses from any high point for VICSX and VBILX.
Loading charts...
Drawdown Indicators
| VICSX | VBILX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.53% | -19.26% | -1.27% |
Max Drawdown (1Y)Largest decline over 1 year | -2.98% | -3.43% | +0.45% |
Max Drawdown (3Y)Largest decline over 3 years | -6.02% | -6.05% | +0.03% |
Max Drawdown (5Y)Largest decline over 5 years | -20.53% | -19.15% | -1.38% |
Max Drawdown (10Y)Largest decline over 10 years | -20.53% | -19.26% | -1.27% |
Current DrawdownCurrent decline from peak | -1.17% | -1.84% | +0.67% |
Average DrawdownAverage peak-to-trough decline | -3.16% | -3.16% | 0.00% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.89% | 1.13% | -0.24% |
Volatility
VICSX vs. VBILX - Volatility Comparison
Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares (VICSX) and Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX) have volatilities of 1.37% and 1.44%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| VICSX | VBILX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.37% | 1.44% | -0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 2.90% | 3.00% | -0.10% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.93% | 4.16% | -0.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.17% | 6.39% | -0.22% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.34% | 5.36% | -0.02% |
VICSX vs. VBILX - Expense Ratio Comparison
Both VICSX and VBILX have an expense ratio of 0.07%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
VICSX vs. VBILX - Dividend Comparison
VICSX's dividend yield for the trailing twelve months is around 4.76%, more than VBILX's 4.21% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VBILX Vanguard Intermediate-Term Bond Index Fund Admiral Shares | 4.21% | 4.01% | 3.80% | 3.09% | 1.99% | 3.39% | 2.94% | 2.73% | 2.87% | 2.73% | 3.06% | 3.09% |
VICSX Vanguard Intermediate-Term Corporate Bond Index Fund Admiral Shares | 4.76% | 4.59% | 4.77% | 3.70% | 3.00% | 2.76% | 2.77% | 3.35% | 3.62% | 3.22% | 3.03% | 3.36% |
Frequently Asked Questions
With a correlation of 0.92, VICSX and VBILX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VBILX has higher volatility (1.44%) compared to VICSX (1.37%). In terms of maximum drawdown, VICSX dropped -20.53% vs VBILX's -19.26%.
VICSX currently has the higher Sharpe Ratio (1.67 vs 1.23), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for VICSX and VBILX
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer