VFIRX vs. SCHO
Compare and contrast key facts about Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) and Schwab Short-Term U.S. Treasury ETF (SCHO).
VFIRX is managed by Vanguard. It was launched on Feb 13, 2001. SCHO is a passively managed fund by Charles Schwab that tracks the performance of the Bloomberg US Treasury (1-3 Y) (Inception 4/30/1996). It was launched on Aug 5, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFIRX or SCHO.
Correlation
The correlation between VFIRX and SCHO is 0.72, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VFIRX vs. SCHO - Performance Comparison
Key characteristics
VFIRX:
1.63
SCHO:
2.89
VFIRX:
2.71
SCHO:
4.80
VFIRX:
1.34
SCHO:
1.65
VFIRX:
1.03
SCHO:
6.05
VFIRX:
6.42
SCHO:
14.59
VFIRX:
0.65%
SCHO:
0.39%
VFIRX:
2.55%
SCHO:
1.96%
VFIRX:
-8.06%
SCHO:
-5.16%
VFIRX:
-0.56%
SCHO:
0.00%
Returns By Period
In the year-to-date period, VFIRX achieves a -0.00% return, which is significantly lower than SCHO's 0.54% return. Over the past 10 years, VFIRX has underperformed SCHO with an annualized return of 1.07%, while SCHO has yielded a comparatively higher 2.13% annualized return.
VFIRX
-0.00%
0.46%
2.18%
4.17%
0.81%
1.07%
SCHO
0.54%
0.42%
2.62%
5.69%
2.30%
2.13%
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VFIRX vs. SCHO - Expense Ratio Comparison
VFIRX has a 0.10% expense ratio, which is higher than SCHO's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VFIRX vs. SCHO — Risk-Adjusted Performance Rank
VFIRX
SCHO
VFIRX vs. SCHO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) and Schwab Short-Term U.S. Treasury ETF (SCHO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFIRX vs. SCHO - Dividend Comparison
VFIRX's dividend yield for the trailing twelve months is around 4.49%, less than SCHO's 6.41% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIRX Vanguard Short-Term Treasury Fund Admiral Shares | 4.49% | 4.49% | 4.07% | 2.01% | 0.43% | 0.86% | 2.49% | 2.21% | 1.27% | 1.00% | 0.79% | 0.61% |
SCHO Schwab Short-Term U.S. Treasury ETF | 6.41% | 6.44% | 5.42% | 2.04% | 0.75% | 1.93% | 2.86% | 2.58% | 1.50% | 1.43% | 1.03% | 0.75% |
Drawdowns
VFIRX vs. SCHO - Drawdown Comparison
The maximum VFIRX drawdown since its inception was -8.06%, which is greater than SCHO's maximum drawdown of -5.16%. Use the drawdown chart below to compare losses from any high point for VFIRX and SCHO. For additional features, visit the drawdowns tool.
Volatility
VFIRX vs. SCHO - Volatility Comparison
Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) has a higher volatility of 0.65% compared to Schwab Short-Term U.S. Treasury ETF (SCHO) at 0.60%. This indicates that VFIRX's price experiences larger fluctuations and is considered to be riskier than SCHO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.