VFIRX vs. SCHO
Compare and contrast key facts about Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) and Schwab Short-Term U.S. Treasury ETF (SCHO).
VFIRX is managed by Vanguard. It was launched on Feb 13, 2001. SCHO is a passively managed fund by Charles Schwab that tracks the performance of the Bloomberg US Treasury (1-3 Y) (Inception 4/30/1996). It was launched on Aug 5, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFIRX or SCHO.
Correlation
The correlation between VFIRX and SCHO is 0.74, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VFIRX vs. SCHO - Performance Comparison
Key characteristics
VFIRX:
2.20
SCHO:
2.94
VFIRX:
3.76
SCHO:
4.62
VFIRX:
1.49
SCHO:
1.63
VFIRX:
1.32
SCHO:
5.21
VFIRX:
9.47
SCHO:
14.94
VFIRX:
0.56%
SCHO:
0.34%
VFIRX:
2.42%
SCHO:
1.73%
VFIRX:
-8.06%
SCHO:
-5.69%
VFIRX:
0.00%
SCHO:
-0.25%
Returns By Period
The year-to-date returns for both investments are quite close, with VFIRX having a 1.61% return and SCHO slightly higher at 1.64%. Over the past 10 years, VFIRX has underperformed SCHO with an annualized return of 1.22%, while SCHO has yielded a comparatively higher 1.40% annualized return.
VFIRX
1.61%
0.20%
1.04%
5.54%
0.61%
1.22%
SCHO
1.64%
0.16%
1.12%
5.28%
1.04%
1.40%
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VFIRX vs. SCHO - Expense Ratio Comparison
VFIRX has a 0.10% expense ratio, which is higher than SCHO's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VFIRX vs. SCHO — Risk-Adjusted Performance Rank
VFIRX
SCHO
VFIRX vs. SCHO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) and Schwab Short-Term U.S. Treasury ETF (SCHO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFIRX vs. SCHO - Dividend Comparison
VFIRX's dividend yield for the trailing twelve months is around 4.03%, more than SCHO's 3.88% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIRX Vanguard Short-Term Treasury Fund Admiral Shares | 4.03% | 4.49% | 4.07% | 2.01% | 0.43% | 0.86% | 2.49% | 2.21% | 1.27% | 1.00% | 0.79% | 0.61% |
SCHO Schwab Short-Term U.S. Treasury ETF | 3.88% | 4.29% | 3.76% | 1.34% | 0.41% | 1.27% | 2.26% | 1.78% | 1.12% | 0.82% | 0.68% | 0.47% |
Drawdowns
VFIRX vs. SCHO - Drawdown Comparison
The maximum VFIRX drawdown since its inception was -8.06%, which is greater than SCHO's maximum drawdown of -5.69%. Use the drawdown chart below to compare losses from any high point for VFIRX and SCHO. For additional features, visit the drawdowns tool.
Volatility
VFIRX vs. SCHO - Volatility Comparison
Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) and Schwab Short-Term U.S. Treasury ETF (SCHO) have volatilities of 0.57% and 0.55%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.