VFIRX vs. SCHO
Compare and contrast key facts about Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) and Schwab Short-Term U.S. Treasury ETF (SCHO).
VFIRX is managed by Vanguard. It was launched on Feb 13, 2001. SCHO is a passively managed fund by Charles Schwab that tracks the performance of the Bloomberg US Treasury (1-3 Y) (Inception 4/30/1996). It was launched on Aug 5, 2010.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VFIRX or SCHO.
Correlation
The correlation between VFIRX and SCHO is -0.14. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.
Performance
VFIRX vs. SCHO - Performance Comparison
Key characteristics
VFIRX:
2.58
SCHO:
3.51
VFIRX:
4.54
SCHO:
5.84
VFIRX:
1.59
SCHO:
1.79
VFIRX:
2.42
SCHO:
6.33
VFIRX:
11.81
SCHO:
18.80
VFIRX:
0.55%
SCHO:
0.33%
VFIRX:
2.50%
SCHO:
1.77%
VFIRX:
-6.75%
SCHO:
-5.69%
VFIRX:
-0.30%
SCHO:
-0.00%
Returns By Period
In the year-to-date period, VFIRX achieves a 2.07% return, which is significantly lower than SCHO's 2.42% return. Both investments have delivered pretty close results over the past 10 years, with VFIRX having a 1.47% annualized return and SCHO not far ahead at 1.48%.
VFIRX
2.07%
0.86%
2.63%
6.67%
1.04%
1.47%
SCHO
2.42%
0.68%
2.60%
6.26%
1.19%
1.48%
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VFIRX vs. SCHO - Expense Ratio Comparison
VFIRX has a 0.10% expense ratio, which is higher than SCHO's 0.05% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VFIRX vs. SCHO — Risk-Adjusted Performance Rank
VFIRX
SCHO
VFIRX vs. SCHO - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) and Schwab Short-Term U.S. Treasury ETF (SCHO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VFIRX vs. SCHO - Dividend Comparison
VFIRX's dividend yield for the trailing twelve months is around 4.38%, more than SCHO's 4.21% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIRX Vanguard Short-Term Treasury Fund Admiral Shares | 4.38% | 4.49% | 4.05% | 2.03% | 0.64% | 2.31% | 2.48% | 2.20% | 1.26% | 1.30% | 0.94% | 0.68% |
SCHO Schwab Short-Term U.S. Treasury ETF | 4.21% | 4.29% | 3.76% | 1.34% | 0.41% | 1.27% | 2.26% | 1.78% | 1.12% | 0.82% | 0.68% | 0.47% |
Drawdowns
VFIRX vs. SCHO - Drawdown Comparison
The maximum VFIRX drawdown since its inception was -6.75%, which is greater than SCHO's maximum drawdown of -5.69%. Use the drawdown chart below to compare losses from any high point for VFIRX and SCHO. For additional features, visit the drawdowns tool.
Volatility
VFIRX vs. SCHO - Volatility Comparison
Vanguard Short-Term Treasury Fund Admiral Shares (VFIRX) has a higher volatility of 1.00% compared to Schwab Short-Term U.S. Treasury ETF (SCHO) at 0.71%. This indicates that VFIRX's price experiences larger fluctuations and is considered to be riskier than SCHO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.