VCPIX vs. USIBX
Compare and contrast key facts about Vanguard Core-Plus Bond Fund Investor Shares (VCPIX) and USAA Intermediate Term Bond Fund (USIBX).
VCPIX is managed by Vanguard. It was launched on Oct 25, 2021. USIBX is managed by Victory. It was launched on Aug 2, 1999.
Performance
VCPIX vs. USIBX - Performance Comparison
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VCPIX vs. USIBX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
VCPIX Vanguard Core-Plus Bond Fund Investor Shares | -0.54% | 8.01% | 2.83% | 6.64% | -12.68% | 0.35% |
USIBX USAA Intermediate Term Bond Fund | -0.60% | 7.48% | 2.84% | 6.74% | -12.69% | -0.02% |
Returns By Period
In the year-to-date period, VCPIX achieves a -0.54% return, which is significantly higher than USIBX's -0.60% return.
VCPIX
- 1D
- 0.47%
- 1M
- -2.26%
- YTD
- -0.54%
- 6M
- 0.60%
- 1Y
- 4.41%
- 3Y*
- 4.65%
- 5Y*
- —
- 10Y*
- —
USIBX
- 1D
- 0.55%
- 1M
- -2.34%
- YTD
- -0.60%
- 6M
- 0.45%
- 1Y
- 3.93%
- 3Y*
- 4.19%
- 5Y*
- 1.01%
- 10Y*
- 3.20%
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VCPIX vs. USIBX - Expense Ratio Comparison
VCPIX has a 0.30% expense ratio, which is lower than USIBX's 0.63% expense ratio.
Return for Risk
VCPIX vs. USIBX — Risk / Return Rank
VCPIX
USIBX
VCPIX vs. USIBX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Core-Plus Bond Fund Investor Shares (VCPIX) and USAA Intermediate Term Bond Fund (USIBX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VCPIX | USIBX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.16 | 1.07 | +0.09 |
Sortino ratioReturn per unit of downside risk | 1.67 | 1.55 | +0.12 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.19 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.90 | 1.74 | +0.16 |
Martin ratioReturn relative to average drawdown | 6.39 | 5.38 | +1.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VCPIX | USIBX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.16 | 1.07 | +0.09 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.18 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.68 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.12 | 1.09 | -0.96 |
Correlation
The correlation between VCPIX and USIBX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VCPIX vs. USIBX - Dividend Comparison
VCPIX's dividend yield for the trailing twelve months is around 4.36%, which matches USIBX's 4.33% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VCPIX Vanguard Core-Plus Bond Fund Investor Shares | 4.36% | 4.76% | 5.08% | 4.46% | 3.15% | 0.25% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
USIBX USAA Intermediate Term Bond Fund | 4.33% | 4.56% | 4.47% | 3.71% | 3.17% | 4.92% | 6.84% | 4.93% | 3.67% | 3.45% | 3.86% | 4.35% |
Drawdowns
VCPIX vs. USIBX - Drawdown Comparison
The maximum VCPIX drawdown since its inception was -17.33%, smaller than the maximum USIBX drawdown of -18.49%. Use the drawdown chart below to compare losses from any high point for VCPIX and USIBX.
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Drawdown Indicators
| VCPIX | USIBX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.33% | -18.49% | +1.16% |
Max Drawdown (1Y)Largest decline over 1 year | -2.72% | -2.87% | +0.15% |
Max Drawdown (5Y)Largest decline over 5 years | — | -18.49% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -18.49% | — |
Current DrawdownCurrent decline from peak | -2.26% | -2.34% | +0.08% |
Average DrawdownAverage peak-to-trough decline | -6.80% | -2.57% | -4.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.81% | 0.93% | -0.12% |
Volatility
VCPIX vs. USIBX - Volatility Comparison
Vanguard Core-Plus Bond Fund Investor Shares (VCPIX) and USAA Intermediate Term Bond Fund (USIBX) have volatilities of 1.55% and 1.57%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCPIX | USIBX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.55% | 1.57% | -0.02% |
Volatility (6M)Calculated over the trailing 6-month period | 2.40% | 2.55% | -0.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.08% | 4.28% | -0.20% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.75% | 5.70% | +0.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.75% | 4.70% | +1.05% |