VBTIX vs. VTHRX
Compare and contrast key facts about Vanguard Total Bond Market Index Fund Institutional Shares (VBTIX) and Vanguard Target Retirement 2030 Fund (VTHRX).
VBTIX is managed by Vanguard. It was launched on Sep 18, 1995. VTHRX is managed by Vanguard. It was launched on Jun 7, 2006.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VBTIX or VTHRX.
Key characteristics
| VBTIX | VTHRX | |
|---|---|---|
| YTD Return | 2.22% | 12.44% |
| 1Y Return | 8.99% | 22.82% |
| 3Y Return (Ann) | -2.41% | 2.81% |
| 5Y Return (Ann) | -0.01% | 7.49% |
| 10Y Return (Ann) | 1.47% | 7.17% |
| Sharpe Ratio | 1.38 | 2.55 |
| Sortino Ratio | 2.04 | 3.69 |
| Omega Ratio | 1.25 | 1.50 |
| Calmar Ratio | 0.50 | 1.90 |
| Martin Ratio | 4.90 | 15.48 |
| Ulcer Index | 1.64% | 1.43% |
| Daily Std Dev | 5.82% | 8.66% |
| Max Drawdown | -19.01% | -49.57% |
| Current Drawdown | -8.44% | -0.05% |
Correlation
The correlation between VBTIX and VTHRX is -0.13. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.
Performance
VBTIX vs. VTHRX - Performance Comparison
In the year-to-date period, VBTIX achieves a 2.22% return, which is significantly lower than VTHRX's 12.44% return. Over the past 10 years, VBTIX has underperformed VTHRX with an annualized return of 1.47%, while VTHRX has yielded a comparatively higher 7.17% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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VBTIX vs. VTHRX - Expense Ratio Comparison
VBTIX has a 0.04% expense ratio, which is lower than VTHRX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VBTIX vs. VTHRX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total Bond Market Index Fund Institutional Shares (VBTIX) and Vanguard Target Retirement 2030 Fund (VTHRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VBTIX vs. VTHRX - Dividend Comparison
VBTIX's dividend yield for the trailing twelve months is around 3.58%, more than VTHRX's 2.30% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VBTIX Vanguard Total Bond Market Index Fund Institutional Shares | 3.58% | 3.12% | 2.54% | 1.91% | 2.25% | 2.74% | 2.78% | 2.53% | 2.49% | 2.51% | 2.57% | 2.56% |
VTHRX Vanguard Target Retirement 2030 Fund | 2.30% | 2.59% | 2.05% | 2.14% | 1.63% | 2.38% | 2.49% | 1.99% | 1.97% | 2.15% | 1.92% | 1.78% |
Drawdowns
VBTIX vs. VTHRX - Drawdown Comparison
The maximum VBTIX drawdown since its inception was -19.01%, smaller than the maximum VTHRX drawdown of -49.57%. Use the drawdown chart below to compare losses from any high point for VBTIX and VTHRX. For additional features, visit the drawdowns tool.
Volatility
VBTIX vs. VTHRX - Volatility Comparison
The current volatility for Vanguard Total Bond Market Index Fund Institutional Shares (VBTIX) is 1.66%, while Vanguard Target Retirement 2030 Fund (VTHRX) has a volatility of 2.06%. This indicates that VBTIX experiences smaller price fluctuations and is considered to be less risky than VTHRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.