VBIAX vs. VTTHX
Compare and contrast key facts about Vanguard Balanced Index Fund Admiral Shares (VBIAX) and Vanguard Target Retirement 2035 Fund (VTTHX).
VBIAX is managed by Vanguard. It was launched on Nov 13, 2000. VTTHX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VBIAX or VTTHX.
Key characteristics
| VBIAX | VTTHX | |
|---|---|---|
| YTD Return | 6.31% | 6.05% |
| 1Y Return | 17.80% | 16.57% |
| 3Y Return (Ann) | 4.08% | 3.35% |
| 5Y Return (Ann) | 8.77% | 8.34% |
| 10Y Return (Ann) | 8.11% | 7.46% |
| Sharpe Ratio | 2.12 | 1.86 |
| Daily Std Dev | 8.47% | 9.32% |
| Max Drawdown | -35.90% | -51.76% |
| Current Drawdown | 0.00% | -0.21% |
Correlation
The correlation between VBIAX and VTTHX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VBIAX vs. VTTHX - Performance Comparison
The year-to-date returns for both stocks are quite close, with VBIAX having a 6.31% return and VTTHX slightly lower at 6.05%. Over the past 10 years, VBIAX has outperformed VTTHX with an annualized return of 8.11%, while VTTHX has yielded a comparatively lower 7.46% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VBIAX vs. VTTHX - Expense Ratio Comparison
VBIAX has a 0.07% expense ratio, which is lower than VTTHX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
VBIAX vs. VTTHX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Balanced Index Fund Admiral Shares (VBIAX) and Vanguard Target Retirement 2035 Fund (VTTHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VBIAX vs. VTTHX - Dividend Comparison
VBIAX's dividend yield for the trailing twelve months is around 4.32%, more than VTTHX's 2.33% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VBIAX Vanguard Balanced Index Fund Admiral Shares | 4.32% | 4.35% | 2.83% | 3.19% | 2.65% | 2.28% | 2.32% | 1.95% | 2.09% | 2.09% | 1.92% | 1.85% |
VTTHX Vanguard Target Retirement 2035 Fund | 2.33% | 2.47% | 2.71% | 19.52% | 2.50% | 2.33% | 2.69% | 2.14% | 2.77% | 4.67% | 2.09% | 1.91% |
Drawdowns
VBIAX vs. VTTHX - Drawdown Comparison
The maximum VBIAX drawdown since its inception was -35.90%, smaller than the maximum VTTHX drawdown of -51.76%. Use the drawdown chart below to compare losses from any high point for VBIAX and VTTHX. For additional features, visit the drawdowns tool.
Volatility
VBIAX vs. VTTHX - Volatility Comparison
Vanguard Balanced Index Fund Admiral Shares (VBIAX) and Vanguard Target Retirement 2035 Fund (VTTHX) have volatilities of 2.43% and 2.48%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.