VASGX vs. VFORX
Compare and contrast key facts about Vanguard LifeStrategy Growth Fund (VASGX) and Vanguard Target Retirement 2040 Fund (VFORX).
VASGX is managed by Vanguard. It was launched on Sep 30, 1994. VFORX is managed by Vanguard. It was launched on Jun 7, 2006.
Performance
VASGX vs. VFORX - Performance Comparison
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VASGX vs. VFORX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VASGX Vanguard LifeStrategy Growth Fund | -3.57% | 19.65% | 12.95% | 18.76% | -17.21% | 14.35% | 15.45% | 23.14% | -6.89% | 19.21% |
VFORX Vanguard Target Retirement 2040 Fund | -3.32% | 18.77% | 12.90% | 18.56% | -17.00% | 14.55% | 15.48% | 23.86% | -7.32% | 18.45% |
Returns By Period
In the year-to-date period, VASGX achieves a -3.57% return, which is significantly lower than VFORX's -3.32% return. Both investments have delivered pretty close results over the past 10 years, with VASGX having a 9.49% annualized return and VFORX not far behind at 9.48%.
VASGX
- 1D
- -0.18%
- 1M
- -7.77%
- YTD
- -3.57%
- 6M
- -0.86%
- 1Y
- 15.75%
- 3Y*
- 13.37%
- 5Y*
- 7.16%
- 10Y*
- 9.49%
VFORX
- 1D
- -0.14%
- 1M
- -7.37%
- YTD
- -3.32%
- 6M
- -0.71%
- 1Y
- 15.06%
- 3Y*
- 13.11%
- 5Y*
- 7.08%
- 10Y*
- 9.48%
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VASGX vs. VFORX - Expense Ratio Comparison
VASGX has a 0.14% expense ratio, which is higher than VFORX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VASGX vs. VFORX — Risk / Return Rank
VASGX
VFORX
VASGX vs. VFORX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard LifeStrategy Growth Fund (VASGX) and Vanguard Target Retirement 2040 Fund (VFORX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VASGX | VFORX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.20 | 1.22 | -0.02 |
Sortino ratioReturn per unit of downside risk | 1.73 | 1.76 | -0.03 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.26 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.53 | 1.55 | -0.03 |
Martin ratioReturn relative to average drawdown | 6.92 | 7.04 | -0.12 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VASGX | VFORX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.20 | 1.22 | -0.02 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.58 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.70 | +0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.55 | 0.46 | +0.09 |
Correlation
The correlation between VASGX and VFORX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VASGX vs. VFORX - Dividend Comparison
VASGX's dividend yield for the trailing twelve months is around 4.25%, more than VFORX's 2.86% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VASGX Vanguard LifeStrategy Growth Fund | 4.25% | 4.09% | 6.15% | 3.00% | 2.10% | 3.54% | 3.54% | 2.34% | 4.36% | 2.13% | 2.23% | 4.54% |
VFORX Vanguard Target Retirement 2040 Fund | 2.86% | 2.77% | 2.86% | 2.38% | 2.60% | 20.68% | 2.06% | 2.28% | 2.58% | 0.04% | 2.40% | 2.99% |
Drawdowns
VASGX vs. VFORX - Drawdown Comparison
The maximum VASGX drawdown since its inception was -51.16%, roughly equal to the maximum VFORX drawdown of -51.63%. Use the drawdown chart below to compare losses from any high point for VASGX and VFORX.
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Drawdown Indicators
| VASGX | VFORX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.16% | -51.63% | +0.47% |
Max Drawdown (1Y)Largest decline over 1 year | -9.40% | -8.88% | -0.52% |
Max Drawdown (5Y)Largest decline over 5 years | -24.43% | -24.32% | -0.11% |
Max Drawdown (10Y)Largest decline over 10 years | -28.53% | -29.35% | +0.82% |
Current DrawdownCurrent decline from peak | -8.17% | -7.70% | -0.47% |
Average DrawdownAverage peak-to-trough decline | -7.29% | -6.82% | -0.47% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.07% | 1.96% | +0.11% |
Volatility
VASGX vs. VFORX - Volatility Comparison
Vanguard LifeStrategy Growth Fund (VASGX) has a higher volatility of 4.33% compared to Vanguard Target Retirement 2040 Fund (VFORX) at 4.11%. This indicates that VASGX's price experiences larger fluctuations and is considered to be riskier than VFORX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VASGX | VFORX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.33% | 4.11% | +0.22% |
Volatility (6M)Calculated over the trailing 6-month period | 7.74% | 7.24% | +0.50% |
Volatility (1Y)Calculated over the trailing 1-year period | 13.21% | 12.42% | +0.79% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 12.66% | 12.35% | +0.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 13.42% | 13.64% | -0.22% |