UVE vs. AFL
Compare and contrast key facts about Universal Insurance Holdings, Inc. (UVE) and Aflac Incorporated (AFL).
Performance
UVE vs. AFL - Performance Comparison
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UVE vs. AFL - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UVE Universal Insurance Holdings, Inc. | -3.59% | 65.32% | 36.80% | 58.14% | -33.52% | 18.39% | -43.50% | -24.24% | 41.44% | -0.88% |
AFL Aflac Incorporated | -0.04% | 8.94% | 28.08% | 17.36% | 26.41% | 34.55% | -13.60% | 18.55% | 6.20% | 29.02% |
Fundamentals
UVE:
$9.53
AFL:
$6.83
UVE:
3.40
AFL:
16.06
UVE:
0.03
AFL:
4.16
UVE:
0.39
AFL:
3.37
UVE:
$1.60B
AFL:
$17.36B
UVE:
-$867.69M
AFL:
$6.71B
UVE:
$248.96M
AFL:
$5.53B
Returns By Period
In the year-to-date period, UVE achieves a -3.59% return, which is significantly lower than AFL's -0.04% return. Over the past 10 years, UVE has underperformed AFL with an annualized return of 10.38%, while AFL has yielded a comparatively higher 15.75% annualized return.
UVE
- 1D
- -5.04%
- 1M
- -10.35%
- YTD
- -3.59%
- 6M
- 27.46%
- 1Y
- 38.42%
- 3Y*
- 25.73%
- 5Y*
- 22.92%
- 10Y*
- 10.38%
AFL
- 1D
- -0.06%
- 1M
- -3.27%
- YTD
- -0.04%
- 6M
- 0.04%
- 1Y
- -0.38%
- 3Y*
- 21.97%
- 5Y*
- 19.05%
- 10Y*
- 15.75%
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Return for Risk
UVE vs. AFL — Risk / Return Rank
UVE
AFL
UVE vs. AFL - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Universal Insurance Holdings, Inc. (UVE) and Aflac Incorporated (AFL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UVE | AFL | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.09 | -0.02 | +1.11 |
Sortino ratioReturn per unit of downside risk | 1.70 | 0.11 | +1.59 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.02 | +0.20 |
Calmar ratioReturn relative to maximum drawdown | 2.14 | 0.06 | +2.08 |
Martin ratioReturn relative to average drawdown | 4.60 | 0.13 | +4.47 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UVE | AFL | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.09 | -0.02 | +1.11 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.55 | 0.92 | -0.36 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.25 | 0.61 | -0.36 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.37 | 0.48 | -0.10 |
Correlation
The correlation between UVE and AFL is 0.30, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
UVE vs. AFL - Dividend Comparison
UVE's dividend yield for the trailing twelve months is around 2.37%, more than AFL's 2.14% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UVE Universal Insurance Holdings, Inc. | 2.37% | 2.28% | 3.66% | 4.82% | 7.27% | 4.53% | 5.10% | 2.75% | 1.93% | 2.52% | 2.43% | 2.72% |
AFL Aflac Incorporated | 2.14% | 2.10% | 1.93% | 2.04% | 2.22% | 2.26% | 2.52% | 2.04% | 2.28% | 1.98% | 2.39% | 2.64% |
Drawdowns
UVE vs. AFL - Drawdown Comparison
The maximum UVE drawdown since its inception was -80.46%, roughly equal to the maximum AFL drawdown of -82.71%. Use the drawdown chart below to compare losses from any high point for UVE and AFL.
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Drawdown Indicators
| UVE | AFL | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -80.46% | -82.71% | +2.25% |
Max Drawdown (1Y)Largest decline over 1 year | -18.95% | -12.15% | -6.80% |
Max Drawdown (5Y)Largest decline over 5 years | -54.23% | -19.86% | -34.37% |
Max Drawdown (10Y)Largest decline over 10 years | -79.58% | -54.89% | -24.69% |
Current DrawdownCurrent decline from peak | -10.60% | -6.17% | -4.43% |
Average DrawdownAverage peak-to-trough decline | -36.56% | -11.70% | -24.86% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.82% | 5.68% | +3.14% |
Volatility
UVE vs. AFL - Volatility Comparison
Universal Insurance Holdings, Inc. (UVE) has a higher volatility of 8.38% compared to Aflac Incorporated (AFL) at 4.26%. This indicates that UVE's price experiences larger fluctuations and is considered to be riskier than AFL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UVE | AFL | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.38% | 4.26% | +4.12% |
Volatility (6M)Calculated over the trailing 6-month period | 27.01% | 11.79% | +15.22% |
Volatility (1Y)Calculated over the trailing 1-year period | 35.29% | 20.41% | +14.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 41.65% | 20.86% | +20.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 41.18% | 25.70% | +15.48% |
Financials
UVE vs. AFL - Financials Comparison
This section allows you to compare key financial metrics between Universal Insurance Holdings, Inc. and Aflac Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities