Correlation
The correlation between UVE and AFL is 0.22, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
UVE vs. AFL
Compare and contrast key facts about Universal Insurance Holdings, Inc. (UVE) and Aflac Incorporated (AFL).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: UVE or AFL.
Performance
UVE vs. AFL - Performance Comparison
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Key characteristics
UVE:
1.13
AFL:
0.90
UVE:
1.62
AFL:
1.32
UVE:
1.25
AFL:
1.20
UVE:
0.79
AFL:
1.68
UVE:
5.70
AFL:
3.62
UVE:
7.93%
AFL:
5.83%
UVE:
38.69%
AFL:
22.51%
UVE:
-99.65%
AFL:
-82.71%
UVE:
-30.22%
AFL:
-8.76%
Fundamentals
UVE:
$763.85M
AFL:
$55.98B
UVE:
$2.31
AFL:
$6.47
UVE:
11.75
AFL:
16.00
UVE:
0.00
AFL:
0.93
UVE:
0.49
AFL:
3.31
UVE:
1.79
AFL:
2.11
UVE:
$1.55B
AFL:
$17.09B
UVE:
$1.55B
AFL:
$13.64B
UVE:
$45.57M
AFL:
$4.39B
Returns By Period
In the year-to-date period, UVE achieves a 30.65% return, which is significantly higher than AFL's 1.21% return. Over the past 10 years, UVE has underperformed AFL with an annualized return of 4.14%, while AFL has yielded a comparatively higher 15.47% annualized return.
UVE
30.65%
13.75%
22.46%
41.77%
32.98%
13.13%
4.14%
AFL
1.21%
0.57%
-8.16%
17.58%
22.30%
26.19%
15.47%
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Risk-Adjusted Performance
UVE vs. AFL — Risk-Adjusted Performance Rank
UVE
AFL
UVE vs. AFL - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Universal Insurance Holdings, Inc. (UVE) and Aflac Incorporated (AFL). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
UVE vs. AFL - Dividend Comparison
UVE's dividend yield for the trailing twelve months is around 2.36%, more than AFL's 2.09% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UVE Universal Insurance Holdings, Inc. | 2.36% | 3.04% | 4.01% | 6.04% | 3.59% | 4.24% | 2.29% | 1.93% | 2.52% | 2.43% | 2.72% | 2.69% |
AFL Aflac Incorporated | 2.09% | 1.93% | 2.04% | 2.22% | 2.26% | 2.52% | 2.04% | 2.28% | 1.98% | 2.39% | 2.64% | 2.46% |
Drawdowns
UVE vs. AFL - Drawdown Comparison
The maximum UVE drawdown since its inception was -99.65%, which is greater than AFL's maximum drawdown of -82.71%. Use the drawdown chart below to compare losses from any high point for UVE and AFL.
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Volatility
UVE vs. AFL - Volatility Comparison
Universal Insurance Holdings, Inc. (UVE) has a higher volatility of 7.46% compared to Aflac Incorporated (AFL) at 6.60%. This indicates that UVE's price experiences larger fluctuations and is considered to be riskier than AFL based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
UVE vs. AFL - Financials Comparison
This section allows you to compare key financial metrics between Universal Insurance Holdings, Inc. and Aflac Incorporated. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UVE vs. AFL - Profitability Comparison
UVE - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Universal Insurance Holdings, Inc. reported a gross profit of 394.87M and revenue of 394.87M. Therefore, the gross margin over that period was 100.0%.
AFL - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Aflac Incorporated reported a gross profit of -50.00M and revenue of 3.40B. Therefore, the gross margin over that period was -1.5%.
UVE - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Universal Insurance Holdings, Inc. reported an operating income of 54.75M and revenue of 394.87M, resulting in an operating margin of 13.9%.
AFL - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Aflac Incorporated reported an operating income of 145.00M and revenue of 3.40B, resulting in an operating margin of 4.3%.
UVE - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Universal Insurance Holdings, Inc. reported a net income of 41.44M and revenue of 394.87M, resulting in a net margin of 10.5%.
AFL - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Aflac Incorporated reported a net income of 29.00M and revenue of 3.40B, resulting in a net margin of 0.9%.