UTI vs. MUSA

Last updated Jun 4, 2026

UTI (Universal Technical Institute, Inc.) and MUSA (Murphy USA Inc.) are both stocks. UTI operates in Education & Training Services (Consumer Defensive), while MUSA operates in Specialty Retail (Consumer Cyclical). Over the past 10 years, UTI returned 30.83%/yr vs 23.17%/yr for MUSA. At a 0.16 correlation, their price movements are largely independent.

Performance

UTI vs. MUSA - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Universal Technical Institute, Inc. (UTI) and Murphy USA Inc. (MUSA). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UTI achieves a 70.42% return, which is significantly higher than MUSA's 34.73% return. Over the past 10 years, UTI has outperformed MUSA with an annualized return of 30.83%, while MUSA has yielded a comparatively lower 23.17% annualized return.

UTI

• 1D: 6.89%
• 1M: 20.12%
• YTD: 70.42%
• 6M: 78.05%
• 1Y: 25.79%
• 3Y*: 89.54%
• 5Y*: 49.26%
• 10Y*: 30.83%

MUSA

• 1D: 3.05%
• 1M: -8.44%
• YTD: 34.73%
• 6M: 39.25%
• 1Y: 27.68%
• 3Y*: 23.89%
• 5Y*: 32.27%
• 10Y*: 23.17%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UTI vs. MUSA - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
UTI Universal Technical Institute, Inc.	70.42%	1.63%	105.35%	86.31%	-14.07%	21.05%	-16.21%	111.23%	52.08%	-17.53%
MUSA Murphy USA Inc.	34.73%	-19.15%	41.27%	28.20%	41.02%	53.33%	12.06%	52.66%	-4.63%	30.73%

Correlation

The correlation between UTI and MUSA is 0.11, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.11
Correlation (3Y) Calculated over the trailing 3-year period	0.11
Correlation (5Y) Calculated over the trailing 5-year period	0.14
Correlation (10Y) Calculated over the trailing 10-year period	0.13
Correlation (All Time) Calculated using the full available price history since Aug 20, 2013	0.16

Fundamentals

Market Cap UTI : $2.48B MUSA : $10.14B
EPS UTI : $0.77 MUSA : $28.85
PE Ratio UTI : 58.13 MUSA : 18.79
PEG Ratio UTI : 0.38 MUSA : 1.02
PS Ratio UTI : 2.85 MUSA : 0.53
PB Ratio UTI : 7.30 MUSA : 15.40
Total Revenue (TTM) UTI : $868.99M MUSA : $19.68B
Gross Profit (TTM) UTI : $208.88M MUSA : $487.10M
EBITDA (TTM) UTI : $76.70M MUSA : $1.06B

Return for Risk

UTI vs. MUSA — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UTI

UTI Risk / Return Rank: 55
UTI Sharpe Ratio Rank: 57
UTI Sortino Ratio Rank: 53
UTI Omega Ratio Rank: 55
UTI Calmar Ratio Rank: 56
UTI Martin Ratio Rank: 56

MUSA

MUSA Risk / Return Rank: 62
MUSA Sharpe Ratio Rank: 64
MUSA Sortino Ratio Rank: 57
MUSA Omega Ratio Rank: 59
MUSA Calmar Ratio Rank: 67
MUSA Martin Ratio Rank: 66

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UTI vs. MUSA - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Universal Technical Institute, Inc. (UTI) and Murphy USA Inc. (MUSA). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UTI	MUSA	Difference
Sharpe ratio Return per unit of total volatility	0.47	0.73	-0.26
Sortino ratio Return per unit of downside risk	0.94	1.19	-0.24
Omega ratio Gain probability vs. loss probability	1.14	1.16	-0.03
Calmar ratio Return relative to maximum drawdown	0.67	1.41	-0.74
Martin ratio Return relative to average drawdown	1.49	2.91	-1.42
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UTI vs. MUSA - Sharpe Ratio Comparison

The current UTI Sharpe Ratio is 0.47, which is lower than the MUSA Sharpe Ratio of 0.73. The chart below compares the historical Sharpe Ratios of UTI and MUSA, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	UTI	MUSA	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.47	0.73	-0.26
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	1.03	1.08	-0.05
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.58	0.75	-0.17
Sharpe Ratio (All Time) Calculated using the full available price history	0.07	0.77	-0.71

Drawdowns

UTI vs. MUSA - Drawdown Comparison

The maximum UTI drawdown since its inception was -96.06%, which is greater than MUSA's maximum drawdown of -35.54%. Use the drawdown chart below to compare losses from any high point for UTI and MUSA.

Drawdown Indicators

	UTI	MUSA	Difference
Max Drawdown Largest peak-to-trough decline	-96.06%	-35.54%	-60.52%
Max Drawdown (1Y) Largest decline over 1 year	-38.90%	-19.72%	-19.18%
Max Drawdown (3Y) Largest decline over 3 years	-39.36%	-35.54%	-3.82%
Max Drawdown (5Y) Largest decline over 5 years	-51.19%	-35.54%	-15.65%
Max Drawdown (10Y) Largest decline over 10 years	-61.88%	-35.54%	-26.34%
Current Drawdown Current decline from peak	0.00%	-10.21%	+10.21%
Average Drawdown Average peak-to-trough decline	-65.69%	-9.98%	-55.71%
Ulcer Index Depth and duration of drawdowns from previous peaks	17.31%	9.55%	+7.76%

Volatility

UTI vs. MUSA - Volatility Comparison

Universal Technical Institute, Inc. (UTI) has a higher volatility of 21.61% compared to Murphy USA Inc. (MUSA) at 9.27%. This indicates that UTI's price experiences larger fluctuations and is considered to be riskier than MUSA based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UTI	MUSA	Difference
Volatility (1M) Calculated over the trailing 1-month period	21.61%	9.27%	+12.34%
Volatility (6M) Calculated over the trailing 6-month period	38.26%	28.82%	+9.44%
Volatility (1Y) Calculated over the trailing 1-year period	55.28%	38.09%	+17.19%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	48.03%	30.12%	+17.91%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	53.47%	31.18%	+22.29%

Dividends

UTI vs. MUSA - Dividend Comparison

UTI has not paid dividends to shareholders, while MUSA's dividend yield for the trailing twelve months is around 0.45%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
MUSA Murphy USA Inc.	0.45%	0.53%	0.36%	0.43%	0.45%	0.52%	0.19%	0.00%	0.00%	0.00%	0.00%	0.00%
UTI Universal Technical Institute, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.69%	5.15%

Financials

UTI vs. MUSA - Profitability Comparison

The chart below illustrates the profitability comparison between Universal Technical Institute, Inc. and Murphy USA Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

UTI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported a gross profit of -109.80M and revenue of 221.40M. Therefore, the gross margin over that period was -49.6%.

MUSA - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Murphy USA Inc. reported a gross profit of 0.00 and revenue of 4.82B. Therefore, the gross margin over that period was 0.0%.

UTI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported an operating income of 339.00K and revenue of 221.40M, resulting in an operating margin of 0.2%.

MUSA - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Murphy USA Inc. reported an operating income of 205.20M and revenue of 4.82B, resulting in an operating margin of 4.3%.

UTI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Universal Technical Institute, Inc. reported a net income of 433.00K and revenue of 221.40M, resulting in a net margin of 0.2%.

MUSA - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Murphy USA Inc. reported a net income of 136.30M and revenue of 4.82B, resulting in a net margin of 2.8%.

Frequently Asked Questions

Can I hold both UTI and MUSA in my portfolio?

UTI and MUSA have a correlation of 0.11, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UTI or MUSA?

UTI has higher volatility (21.61%) compared to MUSA (9.27%). In terms of maximum drawdown, UTI dropped -96.06% vs MUSA's -35.54%.

Which has better risk-adjusted returns?

MUSA currently has the higher Sharpe Ratio (0.73 vs 0.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.