USSCX vs. VOOG

Last updated Jun 24, 2026

USSCX (USAA Science & Technology Fund) and VOOG (Vanguard S&P 500 Growth ETF) are both funds - USSCX is a Technology Equities fund managed by Victory, while VOOG is a S&P 500 fund tracking the S&P 500 Growth Index. Over the past 10 years, USSCX returned 15.92%/yr vs 18.00%/yr for VOOG. Their correlation of 0.88 suggests significant overlap in exposure. USSCX charges 0.95%/yr vs 0.07%/yr for VOOG.

Performance

USSCX vs. VOOG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USAA Science & Technology Fund (USSCX) and Vanguard S&P 500 Growth ETF (VOOG). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, USSCX achieves a 20.54% return, which is significantly higher than VOOG's 8.71% return. Over the past 10 years, USSCX has underperformed VOOG with an annualized return of 15.92%, while VOOG has yielded a comparatively higher 18.00% annualized return.

USSCX

• 1D: 0.69%
• 1M: 4.46%
• YTD: 20.54%
• 6M: 18.41%
• 1Y: 41.04%
• 3Y*: 27.32%
• 5Y*: 6.22%
• 10Y*: 15.92%

VOOG

• 1D: -2.34%
• 1M: -2.03%
• YTD: 8.71%
• 6M: 7.44%
• 1Y: 26.86%
• 3Y*: 25.47%
• 5Y*: 14.06%
• 10Y*: 18.00%

*Multi-year figures are annualized to reflect compound growth (CAGR)

USSCX vs. VOOG - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
USSCX USAA Science & Technology Fund	20.54%	17.93%	30.58%	34.01%	-41.76%	-3.45%	60.62%	37.84%	-4.34%	36.06%
VOOG Vanguard S&P 500 Growth ETF	8.71%	22.11%	35.89%	29.96%	-29.48%	31.95%	33.35%	30.93%	-0.21%	27.19%

Correlation

The correlation between USSCX and VOOG is 0.91, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.91
Correlation (3Y) Calculated over the trailing 3-year period	0.90
Correlation (5Y) Calculated over the trailing 5-year period	0.89
Correlation (10Y) Calculated over the trailing 10-year period	0.88
Correlation (All Time) Calculated using the full available price history since Sep 9, 2010	0.88

The correlation between USSCX and VOOG has been stable across timeframes, ranging from 0.88 to 0.91 - a consistent structural relationship.

Return for Risk

USSCX vs. VOOG — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USSCX

USSCX Risk / Return Rank: 43
USSCX Sharpe Ratio Rank: 50
USSCX Sortino Ratio Rank: 41
USSCX Omega Ratio Rank: 44
USSCX Calmar Ratio Rank: 42
USSCX Martin Ratio Rank: 38

VOOG

VOOG Risk / Return Rank: 45
VOOG Sharpe Ratio Rank: 47
VOOG Sortino Ratio Rank: 45
VOOG Omega Ratio Rank: 44
VOOG Calmar Ratio Rank: 41
VOOG Martin Ratio Rank: 48

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USSCX vs. VOOG - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for USAA Science & Technology Fund (USSCX) and Vanguard S&P 500 Growth ETF (VOOG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	USSCX	VOOG	Difference
Sharpe ratio: Return per unit of total volatility	1.93	1.59	+0.34
Sortino ratio: Return per unit of downside risk	2.48	2.17	+0.31
Omega ratio: Gain probability vs. loss probability	1.33	1.28	+0.05
Calmar ratio: Return relative to maximum drawdown	2.35	1.97	+0.38
Martin ratio: Return relative to average drawdown	7.95	7.82	+0.13

USSCX vs. VOOG - Sharpe Ratio Comparison

The current USSCX Sharpe Ratio is 1.93, which is comparable to the VOOG Sharpe Ratio of 1.59. The chart below compares the historical Sharpe Ratios of USSCX and VOOG, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

USSCX vs. VOOG - Drawdown Comparison

The maximum USSCX drawdown since its inception was -79.48%, which is greater than VOOG's maximum drawdown of -32.73%. Use the drawdown chart below to compare losses from any high point for USSCX and VOOG.

Drawdown Indicators

	USSCX	VOOG	Difference
Max Drawdown Largest peak-to-trough decline	-79.48%	-32.73%	-46.75%
Max Drawdown (1Y) Largest decline over 1 year	-18.19%	-13.71%	-4.48%
Max Drawdown (3Y) Largest decline over 3 years	-28.82%	-22.18%	-6.64%
Max Drawdown (5Y) Largest decline over 5 years	-52.07%	-32.73%	-19.34%
Max Drawdown (10Y) Largest decline over 10 years	-52.70%	-32.73%	-19.97%
Current Drawdown Current decline from peak	-2.49%	-5.49%	+3.00%
Average Drawdown Average peak-to-trough decline	-31.00%	-4.96%	-26.04%
Ulcer Index Depth and duration of drawdowns from previous peaks	5.37%	3.45%	+1.92%

Volatility

USSCX vs. VOOG - Volatility Comparison

USAA Science & Technology Fund (USSCX) has a higher volatility of 9.59% compared to Vanguard S&P 500 Growth ETF (VOOG) at 7.23%. This indicates that USSCX's price experiences larger fluctuations and is considered to be riskier than VOOG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	USSCX	VOOG	Difference
Volatility (1M) Calculated over the trailing 1-month period	9.59%	7.23%	+2.36%
Volatility (6M) Calculated over the trailing 6-month period	18.00%	13.86%	+4.14%
Volatility (1Y) Calculated over the trailing 1-year period	22.19%	17.04%	+5.15%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	28.92%	21.38%	+7.54%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	26.67%	20.81%	+5.86%

USSCX vs. VOOG - Expense Ratio Comparison

USSCX has a 0.95% expense ratio, which is higher than VOOG's 0.07% expense ratio.

Dividends

USSCX vs. VOOG - Dividend Comparison

USSCX's dividend yield for the trailing twelve months is around 7.81%, more than VOOG's 0.46% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
USSCX USAA Science & Technology Fund	7.81%	9.42%	0.00%	0.00%	0.00%	15.49%	5.36%	27.99%	16.68%	8.31%	4.15%	6.54%
VOOG Vanguard S&P 500 Growth ETF	0.46%	0.49%	0.49%	1.12%	0.93%	0.53%	0.88%	1.26%	1.34%	1.32%	1.47%	1.56%

Frequently Asked Questions

Can I hold both USSCX and VOOG in my portfolio?

With a correlation of 0.91, USSCX and VOOG move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which is riskier, USSCX or VOOG?

USSCX has higher volatility (9.59%) compared to VOOG (7.23%). In terms of maximum drawdown, USSCX dropped -79.48% vs VOOG's -32.73%.

Which has better risk-adjusted returns?

USSCX currently has the higher Sharpe Ratio (1.93 vs 1.59), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.