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USDT-USD vs. XLM-USD
Performance
Return for Risk
Drawdowns
Volatility

Performance

USDT-USD vs. XLM-USD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Tether (USDT-USD) and Stellar (XLM-USD). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, USDT-USD achieves a 0.04% return, which is significantly lower than XLM-USD's 11.65% return.


USDT-USD

1D
0.04%
1M
-0.09%
YTD
0.04%
6M
-0.14%
1Y
-0.15%
3Y*
-0.04%
5Y*
-0.02%
10Y*

XLM-USD

1D
-7.70%
1M
41.93%
YTD
11.65%
6M
-12.01%
1Y
-17.61%
3Y*
34.58%
5Y*
-12.02%
10Y*
64.67%
*Multi-year figures are annualized to reflect compound growth (CAGR)

USDT-USD vs. XLM-USD - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
USDT-USD
Tether
0.04%0.07%-0.18%0.03%-0.07%-0.05%0.09%-1.38%0.14%1.32%
XLM-USD
Stellar
11.65%-39.55%157.40%81.66%-73.35%108.68%184.76%-60.36%-68.37%17,331.63%

Correlation

The correlation between USDT-USD and XLM-USD is 0.20, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.20

Correlation (3Y)
Calculated over the trailing 3-year period

0.27

Correlation (5Y)
Calculated over the trailing 5-year period

0.21

Correlation (All Time)
Calculated using the full available price history since Mar 29, 2017

0.07

The correlation between USDT-USD and XLM-USD shifts across timeframes, from 0.07 (all time) to 0.27 (3 years), reflecting how their relationship changes across market environments.

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Return for Risk

USDT-USD vs. XLM-USD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USDT-USD
USDT-USD Risk / Return Rank: 6969
Overall Rank
USDT-USD Sharpe Ratio Rank: 7474
Sharpe Ratio Rank
USDT-USD Sortino Ratio Rank: 5959
Sortino Ratio Rank
USDT-USD Omega Ratio Rank: 6060
Omega Ratio Rank
USDT-USD Calmar Ratio Rank: 7979
Calmar Ratio Rank
USDT-USD Martin Ratio Rank: 7575
Martin Ratio Rank

XLM-USD
XLM-USD Risk / Return Rank: 7575
Overall Rank
XLM-USD Sharpe Ratio Rank: 7575
Sharpe Ratio Rank
XLM-USD Sortino Ratio Rank: 7878
Sortino Ratio Rank
XLM-USD Omega Ratio Rank: 7777
Omega Ratio Rank
XLM-USD Calmar Ratio Rank: 7070
Calmar Ratio Rank
XLM-USD Martin Ratio Rank: 7272
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USDT-USD vs. XLM-USD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Tether (USDT-USD) and Stellar (XLM-USD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


USDT-USDXLM-USDDifference

Sharpe ratio

Return per unit of total volatility

-0.31

-0.21

-0.10

Sortino ratio

Return per unit of downside risk

-0.46

0.30

-0.76

Omega ratio

Gain probability vs. loss probability

0.96

1.03

-0.07

Calmar ratio

Return relative to maximum drawdown

-0.50

-0.78

+0.28

Martin ratio

Return relative to average drawdown

-0.92

-1.02

+0.10

USDT-USD vs. XLM-USD - Sharpe Ratio Comparison

The current USDT-USD Sharpe Ratio is -0.31, which is lower than the XLM-USD Sharpe Ratio of -0.21. The chart below compares the historical Sharpe Ratios of USDT-USD and XLM-USD, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Sharpe Ratios by Period


USDT-USDXLM-USDDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

-0.31

-0.21

-0.10

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

-0.03

-0.13

+0.10

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.48

Sharpe Ratio (All Time)

Calculated using the full available price history

-0.00

0.35

-0.35

Drawdowns

USDT-USD vs. XLM-USD - Drawdown Comparison

The maximum USDT-USD drawdown since its inception was -10.32%, smaller than the maximum XLM-USD drawdown of -96.21%. Use the drawdown chart below to compare losses from any high point for USDT-USD and XLM-USD.


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Drawdown Indicators


USDT-USDXLM-USDDifference

Max Drawdown

Largest peak-to-trough decline

-10.32%

-96.21%

+85.89%

Max Drawdown (1Y)

Largest decline over 1 year

-0.39%

-71.19%

+70.80%

Max Drawdown (3Y)

Largest decline over 3 years

-0.42%

-74.37%

+73.95%

Max Drawdown (5Y)

Largest decline over 5 years

-0.99%

-83.25%

+82.26%

Max Drawdown (10Y)

Largest decline over 10 years

-96.21%

Current Drawdown

Current decline from peak

-7.32%

-74.58%

+67.26%

Average Drawdown

Average peak-to-trough decline

-6.93%

-72.13%

+65.20%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.21%

49.35%

-49.14%

Volatility

USDT-USD vs. XLM-USD - Volatility Comparison

The current volatility for Tether (USDT-USD) is 0.11%, while Stellar (XLM-USD) has a volatility of 41.64%. This indicates that USDT-USD experiences smaller price fluctuations and is considered to be less risky than XLM-USD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


USDT-USDXLM-USDDifference

Volatility (1M)

Calculated over the trailing 1-month period

0.11%

41.64%

-41.53%

Volatility (6M)

Calculated over the trailing 6-month period

0.35%

58.41%

-58.06%

Volatility (1Y)

Calculated over the trailing 1-year period

0.40%

70.00%

-69.60%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

0.55%

74.86%

-74.31%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

6.78%

112.79%

-106.01%

Frequently Asked Questions


USDT-USD and XLM-USD have a correlation of 0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

XLM-USD has higher volatility (41.64%) compared to USDT-USD (0.11%). In terms of maximum drawdown, USDT-USD dropped -10.32% vs XLM-USD's -96.21%.

XLM-USD currently has the higher Sharpe Ratio (-0.21 vs -0.31), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

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