USBLX vs. SWPPX
Compare and contrast key facts about USAA Growth and Tax Strategy Fund (USBLX) and Schwab S&P 500 Index Fund (SWPPX).
USBLX is managed by Victory. It was launched on Jan 10, 1989. SWPPX is a passively managed fund by Charles Schwab that tracks the performance of the S&P 500 Index. It was launched on May 19, 1997.
Performance
USBLX vs. SWPPX - Performance Comparison
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USBLX vs. SWPPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USBLX USAA Growth and Tax Strategy Fund | -3.66% | 10.30% | 13.32% | 16.10% | -15.82% | 14.80% | 10.78% | 18.46% | -1.95% | 13.48% |
SWPPX Schwab S&P 500 Index Fund | -7.07% | 17.87% | 24.96% | 26.26% | -18.14% | 28.67% | 18.38% | 31.46% | -4.47% | 21.81% |
Returns By Period
In the year-to-date period, USBLX achieves a -3.66% return, which is significantly higher than SWPPX's -7.07% return. Over the past 10 years, USBLX has underperformed SWPPX with an annualized return of 7.38%, while SWPPX has yielded a comparatively higher 13.71% annualized return.
USBLX
- 1D
- -0.10%
- 1M
- -4.92%
- YTD
- -3.66%
- 6M
- -1.54%
- 1Y
- 8.79%
- 3Y*
- 9.96%
- 5Y*
- 5.56%
- 10Y*
- 7.38%
SWPPX
- 1D
- -0.37%
- 1M
- -7.65%
- YTD
- -7.07%
- 6M
- -4.58%
- 1Y
- 14.43%
- 3Y*
- 17.15%
- 5Y*
- 11.39%
- 10Y*
- 13.71%
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USBLX vs. SWPPX - Expense Ratio Comparison
USBLX has a 0.58% expense ratio, which is higher than SWPPX's 0.02% expense ratio.
Return for Risk
USBLX vs. SWPPX — Risk / Return Rank
USBLX
SWPPX
USBLX vs. SWPPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Growth and Tax Strategy Fund (USBLX) and Schwab S&P 500 Index Fund (SWPPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USBLX | SWPPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.12 | 0.84 | +0.28 |
Sortino ratioReturn per unit of downside risk | 1.57 | 1.30 | +0.27 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.20 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.12 | 1.06 | +0.06 |
Martin ratioReturn relative to average drawdown | 5.52 | 5.14 | +0.38 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USBLX | SWPPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.12 | 0.84 | +0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.65 | 0.68 | -0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.76 | +0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.79 | 0.48 | +0.31 |
Correlation
The correlation between USBLX and SWPPX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USBLX vs. SWPPX - Dividend Comparison
USBLX's dividend yield for the trailing twelve months is around 2.22%, more than SWPPX's 1.19% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USBLX USAA Growth and Tax Strategy Fund | 2.22% | 1.96% | 2.28% | 2.11% | 1.74% | 1.66% | 1.88% | 1.95% | 2.73% | 2.16% | 2.31% | 2.69% |
SWPPX Schwab S&P 500 Index Fund | 1.19% | 1.11% | 1.23% | 1.43% | 1.67% | 1.27% | 1.81% | 1.95% | 2.67% | 1.79% | 2.55% | 3.17% |
Drawdowns
USBLX vs. SWPPX - Drawdown Comparison
The maximum USBLX drawdown since its inception was -33.49%, smaller than the maximum SWPPX drawdown of -55.06%. Use the drawdown chart below to compare losses from any high point for USBLX and SWPPX.
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Drawdown Indicators
| USBLX | SWPPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.49% | -55.06% | +21.57% |
Max Drawdown (1Y)Largest decline over 1 year | -7.48% | -12.10% | +4.62% |
Max Drawdown (5Y)Largest decline over 5 years | -20.51% | -24.51% | +4.00% |
Max Drawdown (10Y)Largest decline over 10 years | -21.93% | -33.80% | +11.87% |
Current DrawdownCurrent decline from peak | -5.24% | -8.89% | +3.65% |
Average DrawdownAverage peak-to-trough decline | -4.31% | -10.00% | +5.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.51% | 2.49% | -0.98% |
Volatility
USBLX vs. SWPPX - Volatility Comparison
The current volatility for USAA Growth and Tax Strategy Fund (USBLX) is 2.29%, while Schwab S&P 500 Index Fund (SWPPX) has a volatility of 4.29%. This indicates that USBLX experiences smaller price fluctuations and is considered to be less risky than SWPPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USBLX | SWPPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.29% | 4.29% | -2.00% |
Volatility (6M)Calculated over the trailing 6-month period | 4.54% | 9.11% | -4.57% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.36% | 18.14% | -9.78% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.61% | 16.89% | -8.28% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.05% | 18.19% | -9.14% |