USBLX vs. GSBFX
Compare and contrast key facts about USAA Growth and Tax Strategy Fund (USBLX) and Goldman Sachs Income Builder Fund (GSBFX).
USBLX is managed by Victory. It was launched on Jan 10, 1989. GSBFX is managed by Goldman Sachs. It was launched on Oct 11, 1994.
Performance
USBLX vs. GSBFX - Performance Comparison
Loading graphics...
USBLX vs. GSBFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USBLX USAA Growth and Tax Strategy Fund | -3.66% | 10.30% | 13.32% | 16.10% | -15.82% | 14.80% | 10.78% | 18.46% | -1.95% | 13.48% |
GSBFX Goldman Sachs Income Builder Fund | -0.56% | 10.42% | 9.32% | 9.64% | -9.53% | 10.50% | 9.53% | 19.38% | -4.92% | 7.94% |
Returns By Period
In the year-to-date period, USBLX achieves a -3.66% return, which is significantly lower than GSBFX's -0.56% return. Over the past 10 years, USBLX has outperformed GSBFX with an annualized return of 7.38%, while GSBFX has yielded a comparatively lower 6.69% annualized return.
USBLX
- 1D
- -0.10%
- 1M
- -4.83%
- YTD
- -3.66%
- 6M
- -1.78%
- 1Y
- 8.39%
- 3Y*
- 9.96%
- 5Y*
- 5.56%
- 10Y*
- 7.38%
GSBFX
- 1D
- 0.20%
- 1M
- -3.87%
- YTD
- -0.56%
- 6M
- 0.92%
- 1Y
- 8.90%
- 3Y*
- 8.84%
- 5Y*
- 5.15%
- 10Y*
- 6.69%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
USBLX vs. GSBFX - Expense Ratio Comparison
USBLX has a 0.58% expense ratio, which is lower than GSBFX's 0.79% expense ratio.
Return for Risk
USBLX vs. GSBFX — Risk / Return Rank
USBLX
GSBFX
USBLX vs. GSBFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Growth and Tax Strategy Fund (USBLX) and Goldman Sachs Income Builder Fund (GSBFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USBLX | GSBFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.12 | 1.28 | -0.16 |
Sortino ratioReturn per unit of downside risk | 1.57 | 1.74 | -0.18 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.27 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.12 | 1.32 | -0.20 |
Martin ratioReturn relative to average drawdown | 5.52 | 6.14 | -0.63 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| USBLX | GSBFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.12 | 1.28 | -0.16 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.65 | 0.70 | -0.05 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.84 | -0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.79 | 0.69 | +0.11 |
Correlation
The correlation between USBLX and GSBFX is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USBLX vs. GSBFX - Dividend Comparison
USBLX's dividend yield for the trailing twelve months is around 2.22%, less than GSBFX's 5.39% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USBLX USAA Growth and Tax Strategy Fund | 2.22% | 1.96% | 2.28% | 2.11% | 1.74% | 1.66% | 1.88% | 1.95% | 2.73% | 2.16% | 2.31% | 2.69% |
GSBFX Goldman Sachs Income Builder Fund | 5.39% | 4.39% | 5.12% | 3.41% | 4.10% | 6.66% | 3.05% | 3.52% | 3.98% | 3.52% | 3.78% | 3.93% |
Drawdowns
USBLX vs. GSBFX - Drawdown Comparison
The maximum USBLX drawdown since its inception was -33.49%, smaller than the maximum GSBFX drawdown of -37.04%. Use the drawdown chart below to compare losses from any high point for USBLX and GSBFX.
Loading graphics...
Drawdown Indicators
| USBLX | GSBFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.49% | -37.04% | +3.55% |
Max Drawdown (1Y)Largest decline over 1 year | -7.48% | -6.41% | -1.07% |
Max Drawdown (5Y)Largest decline over 5 years | -20.51% | -15.94% | -4.57% |
Max Drawdown (10Y)Largest decline over 10 years | -21.93% | -23.42% | +1.49% |
Current DrawdownCurrent decline from peak | -5.24% | -4.25% | -0.99% |
Average DrawdownAverage peak-to-trough decline | -4.31% | -4.20% | -0.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.51% | 1.37% | +0.14% |
Volatility
USBLX vs. GSBFX - Volatility Comparison
USAA Growth and Tax Strategy Fund (USBLX) and Goldman Sachs Income Builder Fund (GSBFX) have volatilities of 2.29% and 2.36%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| USBLX | GSBFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.29% | 2.36% | -0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 4.54% | 4.02% | +0.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.36% | 7.47% | +0.89% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.61% | 7.36% | +1.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.05% | 7.96% | +1.09% |