USAUX vs. SPY
Compare and contrast key facts about USAA Aggressive Growth Fund (USAUX) and State Street SPDR S&P 500 ETF (SPY).
USAUX is managed by Victory. It was launched on Oct 19, 1981. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Performance
USAUX vs. SPY - Performance Comparison
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USAUX vs. SPY - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USAUX USAA Aggressive Growth Fund | -9.21% | 16.98% | 33.63% | 48.36% | -35.30% | 16.68% | 41.82% | 23.23% | -0.75% | 30.12% |
SPY State Street SPDR S&P 500 ETF | -3.65% | 17.72% | 24.89% | 26.18% | -18.18% | 28.73% | 18.33% | 31.22% | -4.57% | 21.71% |
Returns By Period
In the year-to-date period, USAUX achieves a -9.21% return, which is significantly lower than SPY's -3.65% return. Both investments have delivered pretty close results over the past 10 years, with USAUX having a 13.97% annualized return and SPY not far ahead at 14.06%.
USAUX
- 1D
- 3.94%
- 1M
- -5.73%
- YTD
- -9.21%
- 6M
- -9.92%
- 1Y
- 18.30%
- 3Y*
- 21.65%
- 5Y*
- 9.48%
- 10Y*
- 13.97%
SPY
- 1D
- 0.75%
- 1M
- -4.28%
- YTD
- -3.65%
- 6M
- -1.42%
- 1Y
- 18.14%
- 3Y*
- 18.48%
- 5Y*
- 11.86%
- 10Y*
- 14.06%
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USAUX vs. SPY - Expense Ratio Comparison
USAUX has a 0.63% expense ratio, which is higher than SPY's 0.09% expense ratio.
Return for Risk
USAUX vs. SPY — Risk / Return Rank
USAUX
SPY
USAUX vs. SPY - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Aggressive Growth Fund (USAUX) and State Street SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USAUX | SPY | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.84 | 0.96 | -0.11 |
Sortino ratioReturn per unit of downside risk | 1.36 | 1.49 | -0.13 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.23 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.13 | 1.53 | -0.41 |
Martin ratioReturn relative to average drawdown | 3.76 | 7.27 | -3.51 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USAUX | SPY | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.84 | 0.96 | -0.11 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.39 | 0.70 | -0.31 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.61 | 0.79 | -0.17 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.42 | 0.56 | -0.14 |
Correlation
The correlation between USAUX and SPY is 0.84, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USAUX vs. SPY - Dividend Comparison
USAUX's dividend yield for the trailing twelve months is around 4.88%, more than SPY's 1.13% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USAUX USAA Aggressive Growth Fund | 4.88% | 4.43% | 5.15% | 0.00% | 2.37% | 11.36% | 0.18% | 20.25% | 18.58% | 9.19% | 7.42% | 6.80% |
SPY State Street SPDR S&P 500 ETF | 1.13% | 1.07% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% |
Drawdowns
USAUX vs. SPY - Drawdown Comparison
The maximum USAUX drawdown since its inception was -76.19%, which is greater than SPY's maximum drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for USAUX and SPY.
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Drawdown Indicators
| USAUX | SPY | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -76.19% | -55.19% | -21.00% |
Max Drawdown (1Y)Largest decline over 1 year | -17.09% | -12.05% | -5.04% |
Max Drawdown (5Y)Largest decline over 5 years | -43.84% | -24.50% | -19.34% |
Max Drawdown (10Y)Largest decline over 10 years | -43.84% | -33.72% | -10.12% |
Current DrawdownCurrent decline from peak | -13.82% | -5.53% | -8.29% |
Average DrawdownAverage peak-to-trough decline | -26.80% | -9.09% | -17.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.11% | 2.54% | +2.57% |
Volatility
USAUX vs. SPY - Volatility Comparison
USAA Aggressive Growth Fund (USAUX) has a higher volatility of 7.08% compared to State Street SPDR S&P 500 ETF (SPY) at 5.35%. This indicates that USAUX's price experiences larger fluctuations and is considered to be riskier than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USAUX | SPY | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.08% | 5.35% | +1.73% |
Volatility (6M)Calculated over the trailing 6-month period | 13.11% | 9.50% | +3.61% |
Volatility (1Y)Calculated over the trailing 1-year period | 23.03% | 19.06% | +3.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.49% | 17.06% | +7.43% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 22.81% | 17.92% | +4.89% |