USAP vs. HRTG

Last updated Apr 1, 2026

Compare and contrast key facts about Universal Stainless & Alloy Products, Inc. (USAP) and Heritage Insurance Holdings, Inc. (HRTG).

Performance

USAP vs. HRTG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Universal Stainless & Alloy Products, Inc. (USAP) and Heritage Insurance Holdings, Inc. (HRTG). The values are adjusted to include any dividend payments, if applicable.

USAP vs. HRTG - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
USAP Universal Stainless & Alloy Products, Inc.	0.00%	2.18%	119.27%	180.06%	-9.70%	6.15%	-49.80%	-8.08%	-24.32%	58.55%
HRTG Heritage Insurance Holdings, Inc.	-10.29%	141.82%	85.58%	262.22%	-68.58%	-40.09%	-21.80%	-8.50%	-17.06%	16.94%

Fundamentals

Total Revenue (TTM) USAP : $327.43M HRTG : $847.33M
Gross Profit (TTM) USAP : $70.78M HRTG : $248.08M
EBITDA (TTM) USAP : $60.48M HRTG : $276.45M

Returns By Period

USAP

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

HRTG

• 1D: -0.04%
• 1M: -5.81%
• YTD: -10.29%
• 6M: 4.25%
• 1Y: 82.04%
• 3Y*: 104.26%
• 5Y*: 19.88%
• 10Y*: 6.68%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

USAP vs. HRTG — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

HRTG

HRTG Risk / Return Rank: 81
HRTG Sharpe Ratio Rank: 83
HRTG Sortino Ratio Rank: 81
HRTG Omega Ratio Rank: 78
HRTG Calmar Ratio Rank: 85
HRTG Martin Ratio Rank: 81

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USAP vs. HRTG - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Universal Stainless & Alloy Products, Inc. (USAP) and Heritage Insurance Holdings, Inc. (HRTG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	USAP	HRTG	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	1.36	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.28	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.12	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.16	—

Correlation

The correlation between USAP and HRTG is 0.15, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

USAP vs. HRTG - Dividend Comparison

Neither USAP nor HRTG has paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
USAP Universal Stainless & Alloy Products, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
HRTG Heritage Insurance Holdings, Inc.	0.00%	0.00%	0.00%	0.00%	6.67%	4.08%	2.37%	1.81%	1.63%	1.33%	1.47%	0.23%

Drawdowns

Drawdown Indicators

	USAP	HRTG	Difference
Max Drawdown Largest peak-to-trough decline	—	-94.36%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-26.90%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-87.55%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-92.21%	—
Current Drawdown Current decline from peak	—	-15.70%	—
Average Drawdown Average peak-to-trough decline	—	-46.99%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	12.61%	—

Volatility

Volatility by Period

	USAP	HRTG	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	10.90%	—
Volatility (6M) Calculated over the trailing 6-month period	—	38.33%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	60.76%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	70.83%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	57.62%	—

Financials