USAGX vs. SPY
Compare and contrast key facts about USAA Precious Metals and Minerals Fund (USAGX) and SPDR S&P 500 ETF (SPY).
USAGX is managed by Victory Capital. It was launched on Aug 14, 1984. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USAGX or SPY.
Correlation
The correlation between USAGX and SPY is 0.16, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
USAGX vs. SPY - Performance Comparison
Key characteristics
USAGX:
0.98
SPY:
1.88
USAGX:
1.43
SPY:
2.51
USAGX:
1.18
SPY:
1.35
USAGX:
0.41
SPY:
2.83
USAGX:
3.27
SPY:
11.89
USAGX:
8.37%
SPY:
2.00%
USAGX:
27.82%
SPY:
12.69%
USAGX:
-83.53%
SPY:
-55.19%
USAGX:
-53.07%
SPY:
-3.89%
Returns By Period
In the year-to-date period, USAGX achieves a 7.01% return, which is significantly higher than SPY's -0.66% return. Over the past 10 years, USAGX has underperformed SPY with an annualized return of 4.67%, while SPY has yielded a comparatively higher 13.18% annualized return.
USAGX
7.01%
-2.33%
-4.00%
24.54%
5.19%
4.67%
SPY
-0.66%
-3.32%
3.73%
23.70%
13.73%
13.18%
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USAGX vs. SPY - Expense Ratio Comparison
USAGX has a 1.12% expense ratio, which is higher than SPY's 0.09% expense ratio.
Risk-Adjusted Performance
USAGX vs. SPY — Risk-Adjusted Performance Rank
USAGX
SPY
USAGX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Precious Metals and Minerals Fund (USAGX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
USAGX vs. SPY - Dividend Comparison
USAGX has not paid dividends to shareholders, while SPY's dividend yield for the trailing twelve months is around 1.21%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USAGX USAA Precious Metals and Minerals Fund | 0.00% | 0.00% | 2.45% | 0.95% | 0.84% | 0.04% | 0.00% | 0.00% | 0.00% | 4.20% | 0.00% | 1.37% |
SPY SPDR S&P 500 ETF | 1.21% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
USAGX vs. SPY - Drawdown Comparison
The maximum USAGX drawdown since its inception was -83.53%, which is greater than SPY's maximum drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for USAGX and SPY. For additional features, visit the drawdowns tool.
Volatility
USAGX vs. SPY - Volatility Comparison
USAA Precious Metals and Minerals Fund (USAGX) has a higher volatility of 8.11% compared to SPDR S&P 500 ETF (SPY) at 4.61%. This indicates that USAGX's price experiences larger fluctuations and is considered to be riskier than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.