USAGX vs. SPY
Compare and contrast key facts about USAA Precious Metals and Minerals Fund (USAGX) and SPDR S&P 500 ETF (SPY).
USAGX is managed by Victory Capital. It was launched on Aug 14, 1984. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USAGX or SPY.
Correlation
The correlation between USAGX and SPY is 0.17, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
USAGX vs. SPY - Performance Comparison
Key characteristics
USAGX:
1.97
SPY:
0.54
USAGX:
2.47
SPY:
0.89
USAGX:
1.34
SPY:
1.13
USAGX:
1.00
SPY:
0.58
USAGX:
6.87
SPY:
2.39
USAGX:
8.48%
SPY:
4.51%
USAGX:
29.67%
SPY:
20.07%
USAGX:
-83.53%
SPY:
-55.19%
USAGX:
-34.29%
SPY:
-10.54%
Returns By Period
In the year-to-date period, USAGX achieves a 49.81% return, which is significantly higher than SPY's -6.44% return. Over the past 10 years, USAGX has underperformed SPY with an annualized return of 9.67%, while SPY has yielded a comparatively higher 11.95% annualized return.
USAGX
49.81%
11.28%
22.55%
56.46%
9.05%
9.67%
SPY
-6.44%
-5.00%
-5.02%
9.54%
15.80%
11.95%
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USAGX vs. SPY - Expense Ratio Comparison
USAGX has a 1.12% expense ratio, which is higher than SPY's 0.09% expense ratio.
Risk-Adjusted Performance
USAGX vs. SPY — Risk-Adjusted Performance Rank
USAGX
SPY
USAGX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Precious Metals and Minerals Fund (USAGX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
USAGX vs. SPY - Dividend Comparison
USAGX has not paid dividends to shareholders, while SPY's dividend yield for the trailing twelve months is around 1.31%.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USAGX USAA Precious Metals and Minerals Fund | 0.00% | 0.00% | 2.45% | 0.95% | 0.84% | 0.04% | 0.00% | 0.00% | 0.00% | 4.20% | 0.00% | 1.37% |
SPY SPDR S&P 500 ETF | 1.31% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
USAGX vs. SPY - Drawdown Comparison
The maximum USAGX drawdown since its inception was -83.53%, which is greater than SPY's maximum drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for USAGX and SPY. For additional features, visit the drawdowns tool.
Volatility
USAGX vs. SPY - Volatility Comparison
USAA Precious Metals and Minerals Fund (USAGX) and SPDR S&P 500 ETF (SPY) have volatilities of 14.74% and 15.13%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.