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UCAGX vs. URFRX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

UCAGX vs. URFRX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USAA Cornerstone Aggressive Fund (UCAGX) and USAA Target Retirement 2040 Fund (URFRX). The values are adjusted to include any dividend payments, if applicable.

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UCAGX vs. URFRX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
UCAGX
USAA Cornerstone Aggressive Fund
-2.91%19.22%10.43%14.37%-13.55%16.23%9.48%19.96%-9.34%17.91%
URFRX
USAA Target Retirement 2040 Fund
-1.97%17.49%10.37%16.75%-14.86%15.88%9.22%19.57%-8.52%18.48%

Returns By Period

In the year-to-date period, UCAGX achieves a -2.91% return, which is significantly lower than URFRX's -1.97% return. Both investments have delivered pretty close results over the past 10 years, with UCAGX having a 8.13% annualized return and URFRX not far ahead at 8.43%.


UCAGX

1D
-0.27%
1M
-7.38%
YTD
-2.91%
6M
-0.07%
1Y
15.83%
3Y*
11.94%
5Y*
6.97%
10Y*
8.13%

URFRX

1D
-0.14%
1M
-6.63%
YTD
-1.97%
6M
0.59%
1Y
14.82%
3Y*
12.25%
5Y*
6.89%
10Y*
8.43%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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UCAGX vs. URFRX - Expense Ratio Comparison

UCAGX has a 1.24% expense ratio, which is higher than URFRX's 0.02% expense ratio.


Return for Risk

UCAGX vs. URFRX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UCAGX
UCAGX Risk / Return Rank: 6969
Overall Rank
UCAGX Sharpe Ratio Rank: 6868
Sharpe Ratio Rank
UCAGX Sortino Ratio Rank: 7070
Sortino Ratio Rank
UCAGX Omega Ratio Rank: 6767
Omega Ratio Rank
UCAGX Calmar Ratio Rank: 6767
Calmar Ratio Rank
UCAGX Martin Ratio Rank: 7474
Martin Ratio Rank

URFRX
URFRX Risk / Return Rank: 7272
Overall Rank
URFRX Sharpe Ratio Rank: 7272
Sharpe Ratio Rank
URFRX Sortino Ratio Rank: 7373
Sortino Ratio Rank
URFRX Omega Ratio Rank: 7272
Omega Ratio Rank
URFRX Calmar Ratio Rank: 6868
Calmar Ratio Rank
URFRX Martin Ratio Rank: 7777
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UCAGX vs. URFRX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for USAA Cornerstone Aggressive Fund (UCAGX) and USAA Target Retirement 2040 Fund (URFRX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


UCAGXURFRXDifference

Sharpe ratio

Return per unit of total volatility

1.19

1.25

-0.06

Sortino ratio

Return per unit of downside risk

1.73

1.79

-0.06

Omega ratio

Gain probability vs. loss probability

1.25

1.27

-0.02

Calmar ratio

Return relative to maximum drawdown

1.53

1.53

-0.01

Martin ratio

Return relative to average drawdown

7.05

7.40

-0.35

UCAGX vs. URFRX - Sharpe Ratio Comparison

The current UCAGX Sharpe Ratio is 1.19, which is comparable to the URFRX Sharpe Ratio of 1.25. The chart below compares the historical Sharpe Ratios of UCAGX and URFRX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


UCAGXURFRXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.19

1.25

-0.06

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.50

0.56

-0.07

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.58

0.65

-0.07

Sharpe Ratio (All Time)

Calculated using the full available price history

0.57

0.48

+0.09

Correlation

The correlation between UCAGX and URFRX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

UCAGX vs. URFRX - Dividend Comparison

UCAGX's dividend yield for the trailing twelve months is around 11.37%, more than URFRX's 7.19% yield.


TTM20252024202320222021202020192018201720162015
UCAGX
USAA Cornerstone Aggressive Fund
11.37%11.04%8.14%1.96%4.79%8.52%1.89%2.03%5.99%6.74%1.48%2.20%
URFRX
USAA Target Retirement 2040 Fund
7.19%7.05%2.78%3.94%10.68%7.78%5.49%12.74%9.99%6.53%3.95%2.55%

Drawdowns

UCAGX vs. URFRX - Drawdown Comparison

The maximum UCAGX drawdown since its inception was -29.07%, smaller than the maximum URFRX drawdown of -39.33%. Use the drawdown chart below to compare losses from any high point for UCAGX and URFRX.


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Drawdown Indicators


UCAGXURFRXDifference

Max Drawdown

Largest peak-to-trough decline

-29.07%

-39.33%

+10.26%

Max Drawdown (1Y)

Largest decline over 1 year

-9.52%

-8.86%

-0.66%

Max Drawdown (5Y)

Largest decline over 5 years

-25.37%

-22.27%

-3.10%

Max Drawdown (10Y)

Largest decline over 10 years

-29.07%

-28.59%

-0.48%

Current Drawdown

Current decline from peak

-8.02%

-6.88%

-1.14%

Average Drawdown

Average peak-to-trough decline

-4.95%

-5.23%

+0.28%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.06%

1.84%

+0.22%

Volatility

UCAGX vs. URFRX - Volatility Comparison

USAA Cornerstone Aggressive Fund (UCAGX) has a higher volatility of 4.39% compared to USAA Target Retirement 2040 Fund (URFRX) at 3.88%. This indicates that UCAGX's price experiences larger fluctuations and is considered to be riskier than URFRX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


UCAGXURFRXDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.39%

3.88%

+0.51%

Volatility (6M)

Calculated over the trailing 6-month period

8.02%

6.98%

+1.04%

Volatility (1Y)

Calculated over the trailing 1-year period

13.39%

11.91%

+1.48%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

14.02%

12.27%

+1.75%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

14.11%

13.03%

+1.08%